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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
10 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SOFTWARE HOLDING & FINANCE from Aarschot, company number BE0443863189, closed financial year 2025 with a result of € 245,677 after tax. For that financial year SOFTWARE HOLDING & FINANCE recorded a gross margin of € -32,348 and equity of € 12.9 million. Compared with financial year 2024, the result moved from € 421,200 to € 245,677. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ 12.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 245,677
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 465,482
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.9 million.
People and assets in 2025
€ 57,329
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.1 million
▼ 14% vs 2024
Loans from banks and other lenders, long and short.
€ 9,042
▲ 256% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -82,516 | € -98,213 | € -25,282 | € -32,348 | ▼ € 7,066 |
| Profit after taxes | € 4,497,472 | € 174,335 | € 421,200 | € 245,677 | ▼ 42% |
| Equity | € 12,101,245 | € 12,275,580 | € 12,696,780 | € 12,942,457 | ▲ 2% |
| Total debts | € 5,579,794 | € 6,315,053 | € 7,403,576 | € 8,103,625 | ▲ 9% |
| Cash | € 805,033 | € 648,922 | € 463,779 | € 465,482 | |
| Land & buildings | € 327,811 | € 318,232 | € 308,652 | € 299,073 | ▼ 3% |
| Retained profit | € 4,101,245 | € 4,275,580 | € 4,696,780 | € 4,942,457 | ▲ 5% |
| Bank debt | € 4,098,000 | € 3,848,000 | € 3,598,000 | € 3,098,000 | ▼ 14% |
| Balance sheet total | € 17,681,038 | € 18,590,633 | € 20,100,356 | € 21,046,082 | ▲ 5% |
Key figures of SOFTWARE HOLDING & FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOFTWARE HOLDING & FINANCE?
What happened at SOFTWARE HOLDING & FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Rita Smedts stepped down as director. NBB
- EMDRIE BVBA stepped down as director. NBB
- Leo Billion stepped down as director. NBB
- Helga Billion stepped down as director. NBB
- Heidi Billion stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 245,677 (▼ 42% vs 2024). filed late Source: NBB ↗
- Rita Smedts became a director. NBB
- EMDRIE BVBA became a director. NBB
In short
From € 4.5 million profit in 2022 to € 245,677 profit in 2025.
Best year ever: 2022, with € 4.5 million profit.
Management
The stake of ELBITRUST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SOFTWARE HOLDING & FINANCEThe shares are held by ELBITRUST (100%).
Directors
According to the 2025 annual accounts
since 2025 · until 2031
since 2025 · until 2031
Leo Billion
Chairman of the board
since 2025 · until 2031
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Nieuwlandlaan 66 box 5
3200 Aarschot
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 10 companies are registered at this address.
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+5 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.863.189
- VAT number
- BE 0443.863.189
- Registered office
- Nieuwlandlaan 66 bus 5, 3200 Aarschot
- Names & denominations
- SOFTWARE HOLDING & FINANCE · SHF
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 April 1991
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
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