Financials
Financial year 2025
J & T INVEST from Antwerpen, company number BE0443687403, closed financial year 2025 with a result of € 15,477 after tax. For that financial year J & T INVEST recorded a gross margin of € 87,596 and equity of € 276,032. Compared with financial year 2024, the result moved from € 3,686 to € 15,477. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2025.
€ 276,032
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,477
▲ € 11,790 vs 2024
Profit after tax over the fiscal year.
€ 245,803
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 201,032.
Debts at end 2025
€ 499,086
▼ 9% vs 2024
€ 47,848 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 290
Supplier invoices still open on the last day of the fiscal year.
€ 11,677
▲ € 10,221 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 71,929 | € 72,519 | € 62,367 | € 87,596 | ▲ 40% |
| Profit after taxes | € 16,357 | € 15,923 | € 3,686 | € 15,477 | ▲ € 11,790 |
| Equity | € 240,946 | € 256,869 | € 260,556 | € 276,032 | ▲ 6% |
| Total debts | € 644,425 | € 595,550 | € 547,816 | € 511,154 | ▼ 7% |
| Cash | € 252,796 | € 254,342 | € 241,519 | € 245,803 | ▲ 2% |
| Land & buildings | € 752,075 | € 712,350 | € 672,625 | € 632,900 | ▼ 6% |
| Retained profit | € 165,946 | € 181,869 | € 185,556 | € 201,032 | ▲ 8% |
| Bank debt | € 644,262 | € 595,532 | € 546,069 | € 499,086 | ▼ 9% |
| Balance sheet total | € 1,007,731 | € 966,692 | € 914,557 | € 885,285 | ▼ 3% |
Key figures of J & T INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to J & T INVEST?
What happened at J & T INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,477 (▲ € 11,790 vs 2024). Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,357 profit in 2022 to € 15,477 profit in 2025.
Paid € 13,133 in corporate taxes since 2022.
Best year ever: 2022, with € 16,357 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J & T INVEST are Ginette HEYLEN and Jean-Marie SAVENAY. The same people are also behind JUMO BELGIUM. Jean-Marie SAVENAY is also behind JALS BELGIUM and J-T INTERIEUR.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Boterlaarbaan 108
2100 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.687.403
- VAT number
- BE 0443.687.403
- Registered office
- Boterlaarbaan 108, 2100 Antwerpen
- Names & denominations
- J & T INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 1991
- Peppol
- Active · Active since 23 Jun 2025
- Activities · NACE
Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren
Handelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer
Overige zakelijke dienstverlening, neg
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Overige zakelijke dienstverlening, n.e.g.
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis