Active · per the CBE, 30 October 2026

SPRL MICHEL GAVA

BE0443589215

Rechtspersoon Private limited company 1 establishment

SPRL MICHEL GAVA is an insurance broker in Soignies. Private Limited, started on 18 March 1991, 1 establishment.

Rue Max Fassiaux 39B, 7062 Soignies

Behind the company: M.IMMO SRL.

Active for

35 year, 7 months

Financials

Financial year 2025

SPRL MICHEL GAVA from Soignies, company number BE0443589215, closed financial year 2025 with a result of € 38,245 after tax. For that financial year SPRL MICHEL GAVA recorded a gross margin of € 182,811 and equity of € 68,601. Compared with financial year 2024, the result moved from € 53,693 to € 38,245. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.

What it is worth Healthy

€ 68,601

▼ 24% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 38,245

▼ 29% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 89,737

▲ 57% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 60,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 35,718

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 7,029

▲ 175% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 3,387

▼ 68% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 3,498

▼ 9% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 27,624

▼ 18% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 158,943 € 215,447 € 170,821 € 182,811 ▲ 7%
Profit after taxes € 44,319 € 106,502 € 53,693 € 38,245 ▼ 29%
Equity € 50,161 € 96,663 € 90,356 € 68,601 ▼ 24%
Total debts € 141,985 € 137,581 € 108,252 € 161,346 ▲ 49%
Cash € 54,668 € 87,610 € 57,051 € 89,737 ▲ 57%
Land & buildings € 8,676 € 8,676 € 8,676 € 8,676
Retained profit € 43,961 € 88,604 € 82,297 € 60,542 ▼ 26%
Dividend € 60,000 € 60,000 € 60,000 € 60,000
Bank debt € 9,977 € 0 € 10,422 € 3,387 ▼ 68%
Balance sheet total € 192,145 € 234,244 € 198,608 € 229,948 ▲ 16%

Key figures of SPRL MICHEL GAVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SPRL MICHEL GAVA?

What happened at SPRL MICHEL GAVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 38,245 (▼ 29% vs 2024). Source: NBB ↗
  • M.IMMO SRL became a director. NBB
  • New establishment in Soignies. KBO
  • Start of the company according to the CBE. KBO

In short

From € 44,319 profit in 2022 to € 38,245 profit in 2025.

Paid € 97,926 in corporate taxes since 2022.

Best year ever: 2023, with € 106,502 profit.

Paid out € 240,000 in dividends to the owners in total.

Management

M. IMMO 100%

The stake of M. IMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SPRL MICHEL GAVA

Behind SPRL MICHEL GAVA is M.IMMO SRL. The shares are held by M. IMMO (100%).

Directors

According to the 2025 annual accounts

M.IMMO SRL

Administrator-manager

since 2012

Shareholders

M. IMMO

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Max Fassiaux 39B

7062 Soignies

2.052.116.459

Rue Max Fassiaux 39 B

7062 Soignies

Active since 2 April 1991

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0443.589.215
VAT number
BE 0443.589.215
Registered office
Rue Max Fassiaux 39B, 7062 Soignies
Names & denominations
SPRL MICHEL GAVA
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
18 March 1991
Peppol
Active · Active since 19 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Frequently asked questions

What does SPRL MICHEL GAVA do?
SPRL MICHEL GAVA is an insurance broker in Soignies. Private Limited, started on 18 March 1991, 1 establishment.
What is the address of SPRL MICHEL GAVA?
The registered office of SPRL MICHEL GAVA is located at Rue Max Fassiaux 39B, 7062 Soignies.
Is SPRL MICHEL GAVA still active?
Yes. According to the CBE (30 October 2026) SPRL MICHEL GAVA is active, legal situation “Normale toestand”, started on 18 March 1991.
Is SPRL MICHEL GAVA registered on Peppol?
Yes, SPRL MICHEL GAVA is registered on the Peppol network with ID 0208:0443589215.
What is the enterprise number of SPRL MICHEL GAVA?
The enterprise number of SPRL MICHEL GAVA is BE0443589215.
When was SPRL MICHEL GAVA founded?
SPRL MICHEL GAVA was founded on 18 March 1991.