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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BUREAU - ASSURANCES - PRETS from Seneffe, company number BE0443304846, closed financial year 2025 with a result of € 45,507 after tax. For that financial year BUREAU - ASSURANCES - PRETS recorded a gross margin of € 68,578 and equity of € 19,268. Compared with financial year 2024, the result moved from € 45,093 to € 45,507. Profitable, and profit is growing. The buffer shrank hard: equity is 51 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ 19,268
▼ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,507
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 350,421
▲ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 65,748 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 9,680
▼ 38% vs 2024
Of which on lease € 9,680.
Debts at end 2025
€ 12,652
▼ 28% vs 2024
€ 5,175 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 371,483
▲ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,235
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 70,868 | € 80,034 | € 65,880 | € 68,578 | ▲ 4% |
| Profit after taxes | € 48,361 | € 52,538 | € 45,093 | € 45,507 | ▲ 1% |
| Equity | € 21,878 | € 34,416 | € 39,510 | € 19,268 | ▼ 51% |
| Total debts | € 366,064 | € 324,705 | € 314,697 | € 453,118 | ▲ 44% |
| Cash | € 248,988 | € 216,011 | € 213,225 | € 350,421 | ▲ 64% |
| Retained profit | € 2,609 | € 15,148 | € 20,241 | € 0 | ▼ 100% |
| Dividend | € 48,300 | € 40,000 | € 40,000 | € 65,748 | ▲ 64% |
| Bank debt | € 27,210 | € 22,514 | € 17,663 | € 12,652 | ▼ 28% |
| Balance sheet total | € 387,942 | € 359,121 | € 354,207 | € 472,386 | ▲ 33% |
Key figures of BUREAU - ASSURANCES - PRETS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BUREAU - ASSURANCES - PRETS?
What happened at BUREAU - ASSURANCES - PRETS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 45,507 (▲ 1% vs 2024). filed late Source: NBB ↗
- Yves MOUTOY became a director. NBB
- DEGAUQUIER SA became a director. NBB
- Martine RANICA became a director. NBB
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,361 profit in 2022 to € 45,507 profit in 2025.
Paid € 77,256 in corporate taxes since 2022.
Best year ever: 2023, with € 52,538 profit.
Paid out € 194,048 in dividends to the owners in total.
Management
The stake of DEGAUQUIER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU - ASSURANCES - PRETSBehind BUREAU - ASSURANCES - PRETS are DEGAUQUIER SA, Yves MOUTOY and Martine RANICA. The shares are held by DEGAUQUIER (39.8%).
Directors
According to the 2025 annual accounts
Director · represented by Bernard DEGAUQUIER
Also active at: EURACOR GOUGNARD, DEGAUQUIER AND PARTNERS, AUDIRIS
since 2023
Yves MOUTOY
Director
since 2026
Martine RANICA
Managing director
Also active at: Repos, Joie, Santé et Solidarité, CENTRE DE PLANNING FAMILIAL SORALIA CENTRE, CHARLEROI ET SOIGNIES, LA MAISON DE MARIEMONT, SORALIA CENTRE ET SOIGNIES, CENTRALE DE SERVICES A DOMICILE DU CENTRE ET DE SOIGNIES, Mobilité en Hainaut, Centre de Référence et d'intervention Harcèlement
since 2023
Shareholders
39.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Mons 132
7180 Seneffe
Avenue des Tulipes 73
7180 Seneffe
Active since 26 February 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.304.846
- VAT number
- BE 0443.304.846
- Registered office
- Chaussée de Mons 132, 7180 Seneffe
- Names & denominations
- BUREAU - ASSURANCES - PRETS · B.A.P.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 1991
- Peppol
- Not registered