Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
F.M. CONSTRUCT from Sint-Lievens-Houtem, company number BE0443302371, closed financial year 2025 with a result of € -17,459 after tax. For that financial year F.M. CONSTRUCT recorded a gross margin of € 37,290 and equity of € -263,919. Compared with financial year 2024, the result moved from € -16,797 to € -17,459. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -263,919
▼ € 17,459 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,459
▼ 4 % more loss than in 2024
Profit after tax over the fiscal year.
€ 110,759
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -325,919.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 382
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,298 | € 29,157 | € 40,511 | € 37,290 | ▼ 8% |
| Profit after taxes | € -18,972 | € -34,654 | € -16,797 | € -17,459 | ▼ € 662 |
| Equity | € -195,008 | € -229,662 | € -246,459 | € -263,919 | ▼ € 17,459 |
| Total debts | € 443,476 | € 436,842 | € 412,309 | € 397,981 | ▼ 3% |
| Cash | € 82,076 | € 94,787 | € 98,619 | € 110,759 | ▲ 12% |
| Land & buildings | - | € 106,026 | € 57,185 | € 11,104 | ▼ 81% |
| Retained profit | € -257,008 | € -291,662 | € -308,459 | € -325,919 | ▼ € 17,459 |
| Balance sheet total | € 248,468 | € 207,180 | € 165,850 | € 134,062 | ▼ 19% |
Key figures of F.M. CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.M. CONSTRUCT?
What happened at F.M. CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,459. Source: NBB ↗
- Annie De Moor became a director. NBB
- Dirk De Coensel became a director. NBB
- Alka became a director. NBB
- New establishment in Sint-Lievens-Houtem. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,972 loss in 2022 to € 17,459 loss in 2025.
Management
Behind F.M. CONSTRUCT are Annie De Moor, Dirk De Coensel and Alka. Dirk De Coensel is also behind Alka.
Establishments
Establishment units
Physical locations of this company
Gentsestraat 88A
9520 Sint-Lievens-Houtem
Gentsestraat 88 box A
9520 Sint-Lievens-Houtem
Active since 1 April 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.302.371
- VAT number
- BE 0443.302.371
- Registered office
- Gentsestraat 88A, 9520 Sint-Lievens-Houtem
- Names & denominations
- F.M. CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 February 1991
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
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