Active · per the CBE, 17 September 2026

Zakenkantoor Baert & Lenaerts

BE0442720965

Rechtspersoon Private limited company 2 establishments

Zakenkantoor Baert & Lenaerts is an insurance broker in Tessenderlo-Ham. Private Limited, started on 12 December 1990, 2 establishments.

Diktestraat 1 box 101, 3945 Tessenderlo-Ham

Behind the company: Philippe Baert.

Active for

35 year, 9 months

Financials

Financial year 2025

Zakenkantoor Baert & Lenaerts from Tessenderlo-Ham, company number BE0442720965, closed financial year 2025 with a result of € 90,599 after tax. For that financial year Zakenkantoor Baert & Lenaerts recorded a gross margin of € 197,156 and equity of € 18,592. Compared with financial year 2024, the result moved from € 45,420 to € 90,599. Profitable, and profit is growing. The buffer shrank hard: equity is 86 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.

What it is worth Shrank hard

€ 18,592

▼ 86% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 90,599

▲ 99% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 93,865

▲ 10% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 202,457 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents estimate

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 68,748

▲ 59% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,655

▼ 58% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 220

▼ 56% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 15,485

▲ € 14,281 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 9,428

▲ 55% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 66,491 € 127,978 € 95,928 € 197,156 ▲ 106%
Profit after taxes € 23,340 € 64,491 € 45,420 € 90,599 ▲ 99%
Equity € 120,539 € 185,030 € 130,450 € 18,592 ▼ 86%
Total debts € 22,488 € 9,365 € 108,875 € 77,744 ▼ 29%
Cash € 125,896 € 177,169 € 85,147 € 93,865 ▲ 10%
Retained profit € 101,947 € 166,438 € 111,858 € 0 ▼ 100%
Dividend € 0 € 0 € 100,000 € 202,457 ▲ 102%
Bank debt € 6,572 € 708 € 502 € 220 ▼ 56%
Balance sheet total € 143,027 € 194,395 € 239,325 € 96,336 ▼ 60%

Key figures of Zakenkantoor Baert & Lenaerts, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.

What happened to Zakenkantoor Baert & Lenaerts?

What happened at Zakenkantoor Baert & Lenaerts in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 90,599 (▲ 99% vs 2024). Source: NBB ↗
  • New establishment in Leuven. KBO
  • New establishment in Tessenderlo-Ham. KBO
  • Start of the company according to the CBE. KBO

In short

From € 23,340 profit in 2022 to € 90,599 profit in 2025.

Paid € 85,794 in corporate taxes since 2022.

Best year ever: 2025, with € 90,599 profit.

Paid out € 302,457 in dividends to the owners in total.

Management

Philippe Baert
Zakenkantoor Baert & Lenaerts

Behind Zakenkantoor Baert & Lenaerts is Philippe Baert.

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Directors

According to the 2025 annual accounts

Philippe Baert

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Diktestraat 1 box 101

3945 Tessenderlo-Ham

2.284.358.908

Herestraat 9 box 2

3000 Leuven

Active since 1 January 2009

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0442.720.965
VAT number
BE 0442.720.965
Registered office
Diktestraat 1 bus 101, 3945 Tessenderlo-Ham
Names & denominations
Zakenkantoor Baert & Lenaerts · B.V.S.
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
12 December 1990
Peppol
Active · Active since 29 Apr 2026
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does Zakenkantoor Baert & Lenaerts do?
Zakenkantoor Baert & Lenaerts is an insurance broker in Tessenderlo-Ham. Private Limited, started on 12 December 1990, 2 establishments.
What is the address of Zakenkantoor Baert & Lenaerts?
The registered office of Zakenkantoor Baert & Lenaerts is located at Diktestraat 1 box 101, 3945 Tessenderlo-Ham.
Is Zakenkantoor Baert & Lenaerts still active?
Yes. According to the CBE (17 September 2026) Zakenkantoor Baert & Lenaerts is active, legal situation “Normale toestand”, started on 12 December 1990.
Is Zakenkantoor Baert & Lenaerts registered on Peppol?
Yes, Zakenkantoor Baert & Lenaerts is registered on the Peppol network with ID 0208:0442720965.
What is the enterprise number of Zakenkantoor Baert & Lenaerts?
The enterprise number of Zakenkantoor Baert & Lenaerts is BE0442720965.
When was Zakenkantoor Baert & Lenaerts founded?
Zakenkantoor Baert & Lenaerts was founded on 12 December 1990.