Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEDIM from Thimister-Clermont, company number BE0442568042, closed financial year 2025 with a result of € 14,466 after tax. For that financial year STEDIM recorded a gross margin of € 107,280 and equity of € 700,371. Compared with financial year 2024, the result moved from € 12,731 to € 14,466. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 23, 2025.
€ 700,371
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,466
▲ 14% vs 2024
Profit after tax over the fiscal year.
€ 63,513
▲ 178% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 19,771.
Debts at end 2025
€ 579,547
▼ 8% vs 2024
€ 52,333 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 666
▼ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 55,679 | € 84,972 | € 106,261 | € 107,280 | ▲ 1% |
| Profit after taxes | € -7,683 | € -856 | € 12,731 | € 14,466 | ▲ 14% |
| Equity | € 674,030 | € 673,174 | € 685,905 | € 700,371 | ▲ 2% |
| Total debts | € 914,632 | € 1,197,377 | € 1,133,162 | € 1,080,291 | ▼ 5% |
| Cash | € 102,814 | € 7,003 | € 22,884 | € 63,513 | ▲ 178% |
| Land & buildings | € 1,021,299 | € 1,813,578 | € 1,749,748 | € 1,679,154 | ▼ 4% |
| Retained profit | € -6,570 | € -7,426 | € 5,305 | € 19,771 | ▲ 273% |
| Bank debt | € 387,048 | € 697,299 | € 631,336 | € 579,547 | ▼ 8% |
| Balance sheet total | € 1,588,662 | € 1,870,551 | € 1,819,066 | € 1,780,661 | ▼ 2% |
Key figures of STEDIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEDIM?
What happened at STEDIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,466 (▲ 14% vs 2024). Source: NBB ↗
- Jean-Marie ERNST became a director. NBB
- New establishment in Thimister-Clermont. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,683 loss in 2022 to € 14,466 profit in 2025.
Best year ever: 2025, with € 14,466 profit.
Management
Behind STEDIM is Jean-Marie ERNST. Jean-Marie ERNST is also behind EMMA INVESTMENT, ERNIMO and ERNIVEST.
Directors
According to the 2025 annual accounts
since 2016
Establishments
Establishment units
Physical locations of this company
Chemin du Bois 5
4890 Thimister-Clermont
route de Battice 71
4890 Thimister-Clermont
Active since 22 March 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →HYDROLIEGE
€ 0 revenue · 2025
CAR WASH GREGOIRE
€ 35,252 gross margin · 2025
ERNIMO same network
€ 71,012 gross margin · 2025
ERNIVEST same network
€ 127,200 gross margin · 2025
DEEP.CI
€ 44,628 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.568.042
- VAT number
- BE 0442.568.042
- Registered office
- Chemin du Bois 5, 4890 Thimister-Clermont
- Names & denominations
- STEDIM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 1990
- Peppol
- Active · Active since 6 Mar 2026
- Activities · NACE
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