What is the address of FINLECO?

The registered office of FINLECO is located at Helmweg 15, 8300 Knokke-Heist.

Is FINLECO still active?

Yes. According to the CBE (29 October 2026) FINLECO is active, legal situation “Normale toestand”, started on 21 November 1990.

Is FINLECO registered on Peppol?

Yes, FINLECO is registered on the Peppol network with ID 0208:0442419473.

What is the enterprise number of FINLECO?

The enterprise number of FINLECO is BE0442419473.

When was FINLECO founded?

FINLECO was founded on 21 November 1990.

Who are the directors of FINLECO?

According to the 2025 annual accounts, the directors of FINLECO are: Luc Marie Boelaert, Dominique Verhaegen.

Is FINLECO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 November 1990; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did FINLECO make in 2025?

FINLECO posted a profit after taxes of € 790,505 in financial year 2025.

What is the revenue of FINLECO?

As a small company, FINLECO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 962,480.

How many employees does FINLECO have?

According to the 2025 annual accounts, FINLECO has 0 full-time equivalents (FTE).

FINLECO (Private Limited) - Knokke-Heist - BE0442419473

Q: What does FINLECO do?

FINLECO is registered with the CBE as active in: Overige bemiddeling in effecten- en goederencontracten, muv crowdfunding. Private Limited, started on 21 November 1990, 1 establishment.

Dossier FINLECO, printed on 29 October 2026 from databakkes.be/en/0442419473/finleco. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

FINLECO from Knokke-Heist, company number BE0442419473, closed financial year 2025 with a result of € 790,505 after tax. For that financial year FINLECO recorded a gross margin of € 962,480 and equity of € 6.4 million. Compared with financial year 2024, the result moved from € 1.1 million to € 790,505. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.

What it is worth Healthy

€ 6.4 million

▼ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 790,505

▼ 29% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 26,826

▲ 195% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 1.4 million paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Vehicles and equipment

€ 23,824

▼ 43% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 132,723

▼ 33% vs 2024

€ 65,240 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 16,293

▼ 49% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 118,269

▼ 6% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 927,565 Gross margin 2022: € 927,565 First fiscal year in the series	€ 842,079 Gross margin 2023: € 842,079 ▼ 9% vs 2022 (€ 927,565) Unfavourable step	€ 1,016,574 Gross margin 2024: € 1,016,574 ▲ 21% vs 2023 (€ 842,079) Favourable step	€ 962,480 Gross margin 2025: € 962,480 ▼ 5% vs 2024 (€ 1,016,574) Unfavourable step	▼ 5%
Profit after taxes	€ 405,324 Profit after taxes 2022: € 405,324 First fiscal year in the series	€ 991,554 Profit after taxes 2023: € 991,554 ▲ 145% vs 2022 (€ 405,324) Favourable step	€ 1,113,446 Profit after taxes 2024: € 1,113,446 ▲ 12% vs 2023 (€ 991,554) Favourable step	€ 790,505 Profit after taxes 2025: € 790,505 ▼ 29% vs 2024 (€ 1,113,446) Unfavourable step	▼ 29%
Equity	€ 5,298,285 Equity 2022: € 5,298,285 First fiscal year in the series	€ 6,206,557 Equity 2023: € 6,206,557 ▲ 17% vs 2022 (€ 5,298,285) Favourable step	€ 7,031,803 Equity 2024: € 7,031,803 ▲ 13% vs 2023 (€ 6,206,557) Favourable step	€ 6,434,432 Equity 2025: € 6,434,432 ▼ 8% vs 2024 (€ 7,031,803) Unfavourable step	▼ 8%
Total debts	€ 1,224,276 Total debts 2022: € 1,224,276 First fiscal year in the series	€ 1,019,635 Total debts 2023: € 1,019,635 ▼ 17% vs 2022 (€ 1,224,276) Favourable step	€ 1,055,611 Total debts 2024: € 1,055,611 ▲ 4% vs 2023 (€ 1,019,635) Unfavourable step	€ 1,983,230 Total debts 2025: € 1,983,230 ▲ 88% vs 2024 (€ 1,055,611) Unfavourable step	▲ 88%
Cash	€ 119,603 Cash 2022: € 119,603 First fiscal year in the series	€ 44,913 Cash 2023: € 44,913 ▼ 62% vs 2022 (€ 119,603) Unfavourable step	€ 9,101 Cash 2024: € 9,101 ▼ 80% vs 2023 (€ 44,913) Unfavourable step	€ 26,826 Cash 2025: € 26,826 ▲ 195% vs 2024 (€ 9,101) Favourable step	▲ 195%
Land & buildings	€ 4,760,720 Land & buildings 2022: € 4,760,720 First fiscal year in the series	€ 4,684,869 Land & buildings 2023: € 4,684,869 ▼ 2% vs 2022 (€ 4,760,720) Unchanged	€ 4,687,437 Land & buildings 2024: € 4,687,437 Unchanged (€ 4,684,869) Unchanged	€ 4,621,979 Land & buildings 2025: € 4,621,979 ▼ 1% vs 2024 (€ 4,687,437) Unchanged	▼ 1%
Retained profit	€ 5,217,719 Retained profit 2022: € 5,217,719 First fiscal year in the series	€ 6,125,992 Retained profit 2023: € 6,125,992 ▲ 17% vs 2022 (€ 5,217,719) Favourable step	€ 6,951,237 Retained profit 2024: € 6,951,237 ▲ 13% vs 2023 (€ 6,125,992) Favourable step	€ 6,353,867 Retained profit 2025: € 6,353,867 ▼ 9% vs 2024 (€ 6,951,237) Unfavourable step	▼ 9%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 83,282 Dividend 2023: € 83,282 Unchanged (€ 0) Unchanged	€ 288,200 Dividend 2024: € 288,200 ▲ 246% vs 2023 (€ 83,282) Unchanged	€ 1,387,875 Dividend 2025: € 1,387,875 ▲ € 1.1 million vs 2024 (€ 288,200) Unchanged	▲ € 1.1 million
Bank debt	€ 556,257 Bank debt 2022: € 556,257 First fiscal year in the series	€ 369,889 Bank debt 2023: € 369,889 ▼ 34% vs 2022 (€ 556,257) Favourable step	€ 196,998 Bank debt 2024: € 196,998 ▼ 47% vs 2023 (€ 369,889) Favourable step	€ 132,723 Bank debt 2025: € 132,723 ▼ 33% vs 2024 (€ 196,998) Favourable step	▼ 33%
Balance sheet total	€ 6,594,722 Balance sheet total 2022: € 6,594,722 First fiscal year in the series	€ 7,293,846 Balance sheet total 2023: € 7,293,846 ▲ 11% vs 2022 (€ 6,594,722) Unchanged	€ 8,150,560 Balance sheet total 2024: € 8,150,560 ▲ 12% vs 2023 (€ 7,293,846) Unchanged	€ 8,476,300 Balance sheet total 2025: € 8,476,300 ▲ 4% vs 2024 (€ 8,150,560) Unchanged	▲ 4%

Key figures of FINLECO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.

What happened to FINLECO?

What happened at FINLECO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 22, 2026 New annual accounts for financial year 2025: profit of € 790,505 (▼ 29% vs 2024). Source: NBB ↗
2023 Luc Marie Boelaert became a director. NBB
2023 Dominique Verhaegen became a director. NBB
Oct 14, 2011 New establishment in Knokke-Heist. KBO
Nov 21, 1990 Start of the company according to the CBE. KBO

In short

From € 405,324 profit in 2022 to € 790,505 profit in 2025.

Paid € 1.9 million in corporate taxes since 2022.

Best year ever: 2024, with € 1.1 million profit.

Paid out € 1.8 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Luc Marie Boelaert

Dominique Verhaegen

FINLECO

Manaya BV 13.3%

Emoral BV 10%

Behind FINLECO are Luc Marie Boelaert and Dominique Verhaegen. It owns 13.3% of Manaya BV and 10% of Emoral BV itself.

Directors

According to the 2025 annual accounts

Luc Marie Boelaert

Director

since 2023

Dominique Verhaegen

Director

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Helmweg 15

8300 Knokke-Heist

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

GROEP FINLECO

Burgerlijke Maatschap Emoralart

EMORAL same network

€ 168,811 gross margin · 2025

ELBEE INVEST

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0442.419.473

VAT number

BE 0442.419.473

Registered office

Helmweg 15, 8300 Knokke-Heist

Names & denominations

FINLECO

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

21 November 1990

Peppol

Active · Active since 3 Dec 2025

Activities · NACE

Overige bemiddeling in effecten- en goederencontracten, muv crowdfunding

Effectenhandel en vermogensbeheer

Effecten- en goederenhandel

Activiteiten van holdings

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

FINLECO

Warning lights

Financials

What happened to FINLECO?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions