What does BUREAU D'AFFAIRES F. LACROIX do?

BUREAU D'AFFAIRES F. LACROIX is an insurance broker in Huy. Private Limited, started on 14 December 1990, 1 establishment.

What is the address of BUREAU D'AFFAIRES F. LACROIX?

The registered office of BUREAU D'AFFAIRES F. LACROIX is located at Rue Rioul 15, 4500 Huy.

Is BUREAU D'AFFAIRES F. LACROIX still active?

Yes. According to the CBE (30 October 2026) BUREAU D'AFFAIRES F. LACROIX is active, legal situation “Normale toestand”, started on 14 December 1990.

Is BUREAU D'AFFAIRES F. LACROIX registered on Peppol?

Yes, BUREAU D'AFFAIRES F. LACROIX is registered on the Peppol network with ID 0208:0442392650.

What is the enterprise number of BUREAU D'AFFAIRES F. LACROIX?

The enterprise number of BUREAU D'AFFAIRES F. LACROIX is BE0442392650.

When was BUREAU D'AFFAIRES F. LACROIX founded?

BUREAU D'AFFAIRES F. LACROIX was founded on 14 December 1990.

Who are the directors of BUREAU D'AFFAIRES F. LACROIX?

According to the 2025 annual accounts, the directors of BUREAU D'AFFAIRES F. LACROIX are: Fabienne LACROIX, Gilles SEUTIN, Selim EL-HANI.

Is BUREAU D'AFFAIRES F. LACROIX a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 December 1990; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did BUREAU D'AFFAIRES F. LACROIX make in 2025?

BUREAU D'AFFAIRES F. LACROIX posted a profit after taxes of € 42,601 in financial year 2025.

What is the revenue of BUREAU D'AFFAIRES F. LACROIX?

As a small company, BUREAU D'AFFAIRES F. LACROIX is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 163,897.

BUREAU D'AFFAIRES F. LACROIX (Private Limited) - Huy

Dossier BUREAU D'AFFAIRES F. LACROIX, printed on 30 October 2026 from databakkes.be/en/0442392650/bureau-d-affaires-f-lacroix. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

BUREAU D'AFFAIRES F. LACROIX from Huy, company number BE0442392650, closed financial year 2025 with a result of € 42,601 after tax. For that financial year BUREAU D'AFFAIRES F. LACROIX recorded a gross margin of € 163,897 and equity of € 70,634. Compared with financial year 2024, the result moved from € 1,192 to € 42,601. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 70,634

▲ 152% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 42,601

▲ € 41,410 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 33,027

▲ 98% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 60,289.

People and assets in 2025

Wage cost

€ 93,380

▲ 5% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,164

▼ 98% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 3,333

▼ 95% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 2,943

▼ 71% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 19,308

▲ 77% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 119,473 Gross margin 2022: € 119,473 First fiscal year in the series	€ 139,136 Gross margin 2023: € 139,136 ▲ 16% vs 2022 (€ 119,473) Favourable step	€ 139,113 Gross margin 2024: € 139,113 Unchanged (€ 139,136) Unfavourable step	€ 163,897 Gross margin 2025: € 163,897 ▲ 18% vs 2024 (€ 139,113) Favourable step	▲ 18%
Profit after taxes	€ 13,825 Profit after taxes 2022: € 13,825 First fiscal year in the series	€ 16,782 Profit after taxes 2023: € 16,782 ▲ 21% vs 2022 (€ 13,825) Favourable step	€ 1,192 Profit after taxes 2024: € 1,192 ▼ 93% vs 2023 (€ 16,782) Unfavourable step	€ 42,601 Profit after taxes 2025: € 42,601 ▲ € 41,410 vs 2024 (€ 1,192) Favourable step	▲ € 41,410
Equity	€ 10,059 Equity 2022: € 10,059 First fiscal year in the series	€ 26,841 Equity 2023: € 26,841 ▲ 167% vs 2022 (€ 10,059) Favourable step	€ 28,033 Equity 2024: € 28,033 ▲ 4% vs 2023 (€ 26,841) Favourable step	€ 70,634 Equity 2025: € 70,634 ▲ 152% vs 2024 (€ 28,033) Favourable step	▲ 152%
Total debts	€ 62,117 Total debts 2022: € 62,117 First fiscal year in the series	€ 109,262 Total debts 2023: € 109,262 ▲ 76% vs 2022 (€ 62,117) Unfavourable step	€ 90,465 Total debts 2024: € 90,465 ▼ 17% vs 2023 (€ 109,262) Favourable step	€ 26,863 Total debts 2025: € 26,863 ▼ 70% vs 2024 (€ 90,465) Favourable step	▼ 70%
Cash	€ 10,892 Cash 2022: € 10,892 First fiscal year in the series	€ 15,135 Cash 2023: € 15,135 ▲ 39% vs 2022 (€ 10,892) Favourable step	€ 16,713 Cash 2024: € 16,713 ▲ 10% vs 2023 (€ 15,135) Favourable step	€ 33,027 Cash 2025: € 33,027 ▲ 98% vs 2024 (€ 16,713) Favourable step	▲ 98%
Land & buildings	€ 18,202 Land & buildings 2022: € 18,202 First fiscal year in the series	€ 15,120 Land & buildings 2023: € 15,120 ▼ 17% vs 2022 (€ 18,202) Unchanged	€ 12,038 Land & buildings 2024: € 12,038 ▼ 20% vs 2023 (€ 15,120) Unchanged	€ 8,956 Land & buildings 2025: € 8,956 ▼ 26% vs 2024 (€ 12,038) Unchanged	▼ 26%
Retained profit	€ -286 Retained profit 2022: € -286 First fiscal year in the series	€ 16,496 Retained profit 2023: € 16,496 ▲ € 16,782 vs 2022 (€ -286) Favourable step	€ 17,688 Retained profit 2024: € 17,688 ▲ 7% vs 2023 (€ 16,496) Favourable step	€ 60,289 Retained profit 2025: € 60,289 ▲ 241% vs 2024 (€ 17,688) Favourable step	▲ 241%
Bank debt	€ 32,881 Bank debt 2022: € 32,881 First fiscal year in the series	€ 85,690 Bank debt 2023: € 85,690 ▲ 161% vs 2022 (€ 32,881) Unfavourable step	€ 63,603 Bank debt 2024: € 63,603 ▼ 26% vs 2023 (€ 85,690) Favourable step	€ 3,333 Bank debt 2025: € 3,333 ▼ 95% vs 2024 (€ 63,603) Favourable step	▼ 95%
Balance sheet total	€ 72,176 Balance sheet total 2022: € 72,176 First fiscal year in the series	€ 136,102 Balance sheet total 2023: € 136,102 ▲ 89% vs 2022 (€ 72,176) Unchanged	€ 118,498 Balance sheet total 2024: € 118,498 ▼ 13% vs 2023 (€ 136,102) Unchanged	€ 97,497 Balance sheet total 2025: € 97,497 ▼ 18% vs 2024 (€ 118,498) Unchanged	▼ 18%

Key figures of BUREAU D'AFFAIRES F. LACROIX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BUREAU D'AFFAIRES F. LACROIX?

What happened at BUREAU D'AFFAIRES F. LACROIX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 42,601 (▲ € 41,410 vs 2024). filed late Source: NBB ↗
Jan 11, 1991 New establishment in Huy. KBO
Dec 14, 1990 Start of the company according to the CBE. KBO

In short

From € 13,825 profit in 2022 to € 42,601 profit in 2025.

Paid € 28,345 in corporate taxes since 2022.

Best year ever: 2025, with € 42,601 profit.

Original PDFs at the National Bank ↗

Management

Fabienne LACROIX Gilles SEUTIN Selim EL-HANI

BUREAU D'AFFAIRES F. LACROIX

GSE CONSULTING

Behind BUREAU D'AFFAIRES F. LACROIX are Fabienne LACROIX, Gilles SEUTIN and Selim EL-HANI. Gilles SEUTIN is also behind GSE CONSULTING.

Directors

According to the 2025 annual accounts

Fabienne LACROIX

Director

Gilles SEUTIN

Director

Also active at: GSE CONSULTING

Selim EL-HANI

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Rioul 15

4500 Huy

2.051.010.857

Rue Rioul 15 box 2

4500 Huy

Active since 11 January 1991

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

IMMOBILIERE FORESTIERE ET AGRICOLE ARDENNES-CONDROZ

€ 55,767 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0442.392.650

VAT number

BE 0442.392.650

Registered office

Rue Rioul 15, 4500 Huy

Names & denominations

BUREAU D'AFFAIRES F. LACROIX

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

14 December 1990

Peppol

Active · Active since 24 Oct 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

BUREAU D'AFFAIRES F. LACROIX

Financials

What happened to BUREAU D'AFFAIRES F. LACROIX?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions