Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARMA from Kasterlee, company number BE0442018706, closed financial year 2025 with a result of € 11,433 after tax. For that financial year ARMA recorded a gross margin of € 38,427 and equity of € -61,550. Compared with financial year 2024, the result moved from € -12,308 to € 11,433. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ -61,550
▲ € 11,433 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,433
▲ still € 12,308 loss in 2024
Profit after tax over the fiscal year.
€ 2,821
▲ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -75,551.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 62,925
▲ € 47,555 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 22,000
▼ 29% vs 2024
Loans from banks and other lenders, long and short.
€ 22,768
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,951
▲ 60% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 30,977 | € 39,363 | € 14,092 | € 38,427 | ▲ 173% |
| Profit after taxes | € -1,013 | € 2,402 | € -12,308 | € 11,433 | ▲ € 23,741 |
| Equity | € -63,077 | € -60,675 | € -72,983 | € -61,550 | ▲ € 11,433 |
| Total debts | € 147,144 | € 143,530 | € 112,714 | € 140,309 | ▲ 24% |
| Cash | € 1,459 | € 1,940 | € 2,202 | € 2,821 | ▲ 28% |
| Land & buildings | € 39,356 | € 24,946 | € 10,536 | € 1,110 | ▼ 89% |
| Retained profit | € -75,477 | € -73,075 | € -86,984 | € -75,551 | ▲ € 11,433 |
| Bank debt | € 61,556 | € 52,434 | € 30,905 | € 22,000 | ▼ 29% |
| Balance sheet total | € 84,067 | € 82,856 | € 39,731 | € 78,758 | ▲ 98% |
Key figures of ARMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ARMA?
What happened at ARMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,433. Source: NBB ↗
- New establishment in Kasterlee. KBO
- Jan Alfons Maes became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,013 loss in 2022 to € 11,433 profit in 2025.
Paid € 1,171 in corporate taxes since 2022.
Best year ever: 2025, with € 11,433 profit.
Management
Behind ARMA is Jan Alfons Maes. Jan Alfons Maes is also behind Architecten Collectief.
Directors
According to the 2025 annual accounts
since 1990
Establishments
Establishment units
Physical locations of this company
Zevendonkseweg 6
2460 Kasterlee
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0442.018.706
- VAT number
- BE 0442.018.706
- Registered office
- Zevendonkseweg 6, 2460 Kasterlee
- Names & denominations
- ARMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 November 1990
- Peppol
- Active · Active since 5 Nov 2025
- Activities · NACE
Activiteiten van bouwarchitecten
Architecten