Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
VANDER ASSURANCES from Péruwelz, company number BE0441880332, closed financial year 2025 with a result of € 26,617 after tax. For that financial year VANDER ASSURANCES recorded a gross margin of € 96,041 and equity of € 328,402. Compared with financial year 2024, the result moved from € 14,949 to € 26,617. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 328,402
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,617
▲ 78% vs 2024
Profit after tax over the fiscal year.
€ 21,493
▲ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 307,951.
Debts at end 2025
€ 391,623
▼ 5% vs 2024
€ 20,879 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 1,438
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,480
▼ 24% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 72,499 | € 87,980 | € 76,375 | € 96,041 | ▲ 26% |
| Profit after taxes | € 38,977 | € 37,577 | € 14,949 | € 26,617 | ▲ 78% |
| Equity | € 264,639 | € 286,836 | € 301,785 | € 328,402 | ▲ 9% |
| Total debts | € 605,987 | € 595,431 | € 824,501 | € 763,341 | ▼ 7% |
| Cash | € 69,266 | € 76,071 | € 11,244 | € 21,493 | ▲ 91% |
| Land & buildings | € 736,766 | € 748,321 | € 1,038,618 | € 1,007,264 | ▼ 3% |
| Retained profit | € 246,047 | € 266,385 | € 281,334 | € 307,951 | ▲ 9% |
| Bank debt | € 405,876 | € 432,633 | € 412,252 | € 391,623 | ▼ 5% |
| Balance sheet total | € 899,485 | € 912,148 | € 1,154,610 | € 1,118,510 | ▼ 3% |
Key figures of VANDER ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VANDER ASSURANCES?
What happened at VANDER ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,617 (▲ 78% vs 2024). Source: NBB ↗
- Florian Vanderhoudelingen became a director. NBB
- Axel Vanderhoudelingen became a director. NBB
- New establishment in Péruwelz. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,977 profit in 2022 to € 26,617 profit in 2025.
Paid € 69,408 in corporate taxes since 2022.
Best year ever: 2022, with € 38,977 profit.
Management
Behind VANDER ASSURANCES are Florian Vanderhoudelingen and Axel Vanderhoudelingen. It owns 100% of SOLINGUA TRAVEL itself.
Directors
According to the 2025 annual accounts
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Rue du Joncquoy(BUR) 40/2
7602 Péruwelz
Rue du Joncquoy(BUR) 40
7602 Péruwelz
Active since 29 October 1990
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.880.332
- VAT number
- BE 0441.880.332
- Registered office
- Rue du Joncquoy(BUR) 40/2, 7602 Péruwelz
- Names & denominations
- VANDER ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 August 1990
- Peppol
- Not registered