Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 4.3 to 3.
Financials
Financial year 2025
CHRISTOM from Dilbeek, company number BE0441420274, closed financial year 2025 with a result of € 70,614 after tax. For that financial year CHRISTOM recorded a gross margin of € 660,769 and equity of € 2.9 million. Compared with financial year 2024, the result moved from € -54,715 to € 70,614. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2026.
€ 2.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 70,614
▲ still € 54,715 loss in 2024
Profit after tax over the fiscal year.
€ 42,740
▲ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.1 million.
People and assets in 2025
3
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 164,239
▲ 5% vs 2024
€ 54,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 44,537
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.2 million
▼ 11% vs 2024
€ 160,335 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 53,886
▼ 51% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,667
▲ 138% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 514,198 | € 541,891 | € 513,842 | € 660,769 | ▲ 29% |
| Profit after taxes | € 4,755 | € -1,612 | € -54,715 | € 70,614 | ▲ € 125,329 |
| Equity | € 2,919,102 | € 2,917,490 | € 2,864,908 | € 2,935,522 | ▲ 2% |
| Total debts | € 3,529,156 | € 2,925,862 | € 2,677,202 | € 2,376,585 | ▼ 11% |
| Cash | € 638,369 | € 177,941 | € 25,288 | € 42,740 | ▲ 69% |
| Land & buildings | € 5,219,390 | € 4,983,100 | € 4,803,367 | € 4,589,710 | ▼ 4% |
| Retained profit | € 1,054,648 | € 1,053,035 | € 1,000,454 | € 1,071,068 | ▲ 7% |
| Bank debt | € 3,387,472 | € 2,848,868 | € 2,446,568 | € 2,185,842 | ▼ 11% |
| Balance sheet total | € 6,525,980 | € 5,917,887 | € 5,613,458 | € 5,381,304 | ▼ 4% |
| Employees (FTE) | 4 | 4.3 | 3.1 | 3 | ▼ 0.1 |
Key figures of CHRISTOM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHRISTOM?
What happened at CHRISTOM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 70,614. filed late Source: NBB ↗
- CHRISTEL LOCUS stepped down as director. NBB
- Thomas Locus stepped down as director. NBB
- Kristof Locus stepped down as director. NBB
- Kristof Locus became a director. NBB
- CHRISTEL LOCUS became a director. NBB
- Thomas Locus became a director. NBB
- New establishment in Ninove. KBO
In short
From € 4,755 profit in 2022 to € 70,614 profit in 2025.
Paid € 65,495 in corporate taxes since 2022.
Best year ever: 2025, with € 70,614 profit.
On average € 220,300 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2025
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Lostraat 101
1703 Dilbeek
Lostraat 99
1703 Dilbeek
Active since 17 July 1991
Brusselsesteenweg 79
9400 Ninove
Active since 2 October 2006
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.420.274
- VAT number
- BE 0441.420.274
- Registered office
- Lostraat 101, 1703 Dilbeek
- Names & denominations
- CHRISTOM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 June 1990
- Peppol
- Active · Active since 22 Aug 2025
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in brood-, banketbakkerswerk en suikerwerk
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen