Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
AGIFRA NAMUR from Namur, company number BE0441417603, closed financial year 2025 with a result of € 330,804 after tax. For that financial year AGIFRA NAMUR recorded a gross margin of € 690,013 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 303,660 to € 330,804. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1.1 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 330,804
▲ 9% vs 2024
Profit after tax over the fiscal year.
€ 100,170
▼ 80% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 240,000 paid out
73 % of the profit went to the shareholders, mostly to AGIFRA (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 25,155
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 85,000
▼ 58% vs 2024
€ 55,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 15,007
▲ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 175,504
▲ 181% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 895,907 | € 922,596 | - | - | |
| Gross margin | € 569,750 | € 667,709 | € 647,866 | € 690,013 | ▲ 7% |
| Profit after taxes | € 397,709 | € 378,745 | € 303,660 | € 330,804 | ▲ 9% |
| Equity | € 876,136 | € 995,592 | € 999,254 | € 1,090,057 | ▲ 9% |
| Total debts | € 1,465,196 | € 939,427 | € 574,449 | € 515,512 | ▼ 10% |
| Cash | € 430,610 | € 253,177 | € 512,747 | € 100,170 | ▼ 80% |
| Land & buildings | € 110,411 | € 109,355 | € 108,301 | € 107,514 | ▼ 1% |
| Retained profit | € 869,938 | € 948,683 | € 952,344 | € 1,043,147 | ▲ 10% |
| Dividend | € 300,000 | € 300,000 | € 300,000 | € 240,000 | ▼ 20% |
| Bank debt | € 1,093,266 | € 522,093 | € 201,095 | € 85,000 | ▼ 58% |
| Balance sheet total | € 2,341,332 | € 1,935,019 | € 1,573,702 | € 1,605,569 | ▲ 2% |
Key figures of AGIFRA NAMUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGIFRA NAMUR?
What happened at AGIFRA NAMUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 330,804 (▲ 9% vs 2024). Source: NBB ↗
- AGIFRA SA became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 397,709 profit in 2022 to € 330,804 profit in 2025.
Paid € 640,479 in corporate taxes since 2022.
Best year ever: 2022, with € 397,709 profit.
Paid out € 1.1 million in dividends to the owners in total.
A new publication or filing at AGIFRA NAMUR? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of AGIFRA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AGIFRA NAMURBehind AGIFRA NAMUR is AGIFRA SA. The shares are held by AGIFRA (100%).
Directors
According to the 2025 annual accounts
Director · represented by FRANCOIS GILLARD
Also active at: AGIFRA DE WALS, SYMBIHOUSE NIVELLES BRABANT WALLON
since 2019
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Albert 1er 101
5000 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0441.417.603
- VAT number
- BE 0441.417.603
- Registered office
- Avenue Albert 1er 101, 5000 Namur
- Names & denominations
- AGIFRA NAMUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 1990
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- agifra.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars