What does Keirse, De Ridder & Partners do?

Keirse, De Ridder & Partners is an insurance broker in Damme. Public Limited, started on 4 July 1990, 1 establishment.

What is the address of Keirse, De Ridder & Partners?

The registered office of Keirse, De Ridder & Partners is located at Dorpsstraat 128, 8340 Damme.

Is Keirse, De Ridder & Partners still active?

Yes. According to the CBE (30 October 2026) Keirse, De Ridder & Partners is active, legal situation “Normale toestand”, started on 4 July 1990.

Is Keirse, De Ridder & Partners registered on Peppol?

Yes, Keirse, De Ridder & Partners is registered on the Peppol network with ID 0208:0441400280.

What is the enterprise number of Keirse, De Ridder & Partners?

The enterprise number of Keirse, De Ridder & Partners is BE0441400280.

When was Keirse, De Ridder & Partners founded?

Keirse, De Ridder & Partners was founded on 4 July 1990.

Who are the directors of Keirse, De Ridder & Partners?

According to the 2025 annual accounts, the directors of Keirse, De Ridder & Partners are: EQUI3 BV.

Is Keirse, De Ridder & Partners a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 4 July 1990; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Keirse, De Ridder & Partners make in 2025?

Keirse, De Ridder & Partners recorded a loss after taxes of € 13,788 in financial year 2025.

What is the revenue of Keirse, De Ridder & Partners?

As a small company, Keirse, De Ridder & Partners is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 246,649.

How much does an employee at Keirse, De Ridder & Partners earn?

The average wage cost per full-time employee at Keirse, De Ridder & Partners was € 64,400 in 2025: staff costs of € 115,963 for 1.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Keirse, De Ridder & Partners have?

According to the 2025 annual accounts, Keirse, De Ridder & Partners has 1.8 full-time equivalents (FTE).

Keirse, De Ridder & Partners (Public Limited) - Damme

Dossier Keirse, De Ridder & Partners, printed on 30 October 2026 from databakkes.be/en/0441400280/keirse-de-ridder-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Keirse, De Ridder & Partners from Damme, company number BE0441400280, closed financial year 2025 with a result of € -13,788 after tax. For that financial year Keirse, De Ridder & Partners recorded a gross margin of € 246,649 and equity of € 408,461. Compared with financial year 2024, the result moved from € 12,476 to € -13,788. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Healthy

€ 408,461

▼ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -13,788

▼ still € 12,476 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 70,946

▼ 83% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 346,961.

People and assets in 2025

Full-time equivalents

1.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 115,963

€ 64,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 16,835

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 714,286

€ 114,286 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 27,991

▲ € 26,511 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 9,854

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 2,473,573 Gross margin 2022: € 2,473,573 First fiscal year in the series	€ 323,293 Gross margin 2023: € 323,293 ▼ 87% vs 2022 (€ 2,473,573) Unfavourable step	€ 17,861 Gross margin 2024: € 17,861 ▼ 94% vs 2023 (€ 323,293) Unfavourable step	€ 246,649 Gross margin 2025: € 246,649 ▲ € 228,788 vs 2024 (€ 17,861) Favourable step	▲ € 228,788
Profit after taxes	€ 1,428,414 Profit after taxes 2022: € 1,428,414 First fiscal year in the series	€ 235,637 Profit after taxes 2023: € 235,637 ▼ 84% vs 2022 (€ 1,428,414) Unfavourable step	€ 12,476 Profit after taxes 2024: € 12,476 ▼ 95% vs 2023 (€ 235,637) Unfavourable step	€ -13,788 Profit after taxes 2025: € -13,788 ▼ € 26,264 vs 2024 (€ 12,476) Unfavourable step	▼ € 26,264
Equity	€ 174,136 Equity 2022: € 174,136 First fiscal year in the series	€ 409,773 Equity 2023: € 409,773 ▲ 135% vs 2022 (€ 174,136) Favourable step	€ 422,249 Equity 2024: € 422,249 ▲ 3% vs 2023 (€ 409,773) Favourable step	€ 408,461 Equity 2025: € 408,461 ▼ 3% vs 2024 (€ 422,249) Unfavourable step	▼ 3%
Total debts	€ 235,316 Total debts 2022: € 235,316 First fiscal year in the series	€ 276,616 Total debts 2023: € 276,616 ▲ 18% vs 2022 (€ 235,316) Unfavourable step	€ 1,480 Total debts 2024: € 1,480 ▼ 99% vs 2023 (€ 276,616) Favourable step	€ 752,131 Total debts 2025: € 752,131 ▲ € 750,651 vs 2024 (€ 1,480) Unfavourable step	▲ € 750,651
Cash	€ 105,603 Cash 2022: € 105,603 First fiscal year in the series	€ 461,086 Cash 2023: € 461,086 ▲ € 355,483 vs 2022 (€ 105,603) Favourable step	€ 409,403 Cash 2024: € 409,403 ▼ 11% vs 2023 (€ 461,086) Unfavourable step	€ 70,946 Cash 2025: € 70,946 ▼ 83% vs 2024 (€ 409,403) Unfavourable step	▼ 83%
Land & buildings	€ 14,798 Land & buildings 2022: € 14,798 First fiscal year in the series	-	-	-
Retained profit	€ 112,636 Retained profit 2022: € 112,636 First fiscal year in the series	€ 348,273 Retained profit 2023: € 348,273 ▲ 209% vs 2022 (€ 112,636) Favourable step	€ 360,749 Retained profit 2024: € 360,749 ▲ 4% vs 2023 (€ 348,273) Favourable step	€ 346,961 Retained profit 2025: € 346,961 ▼ 4% vs 2024 (€ 360,749) Unfavourable step	▼ 4%
Dividend	€ 2,000,000 Dividend 2022: € 2,000,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 2,000,000) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 714,286 Bank debt 2025: € 714,286 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 430,174 Balance sheet total 2022: € 430,174 First fiscal year in the series	€ 708,389 Balance sheet total 2023: € 708,389 ▲ 65% vs 2022 (€ 430,174) Unchanged	€ 423,728 Balance sheet total 2024: € 423,728 ▼ 40% vs 2023 (€ 708,389) Unchanged	€ 1,160,591 Balance sheet total 2025: € 1,160,591 ▲ 174% vs 2024 (€ 423,728) Unchanged	▲ 174%
Employees (FTE)	3.9 Employees (FTE) 2022: 3.9 First fiscal year in the series	-	-	1.8 Employees (FTE) 2025: 1.8 First fiscal year in the series

Key figures of Keirse, De Ridder & Partners, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Keirse, De Ridder & Partners?

What happened at Keirse, De Ridder & Partners in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 7, 2026 New annual accounts for financial year 2025: loss of € 13,788 (▼ € 26,264 vs 2024). filed late Source: NBB ↗
2024 EQUI3 BV became a director. NBB
Feb 25, 1991 New establishment in Damme. KBO
Jul 4, 1990 Start of the company according to the CBE. KBO

In short

From € 1.4 million profit in 2022 to € 13,788 loss in 2025.

Paid € 873,838 in corporate taxes since 2022.

Best year ever: 2022, with € 1.4 million profit.

On average € 137,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

EQUI3 100%

The stake of EQUI3 comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Keirse, De Ridder & Partners

Behind Keirse, De Ridder & Partners is EQUI3 BV. The shares are held by EQUI3 (100%).

Directors

According to the 2025 annual accounts

EQUI3 BV

Director · represented by Dens De Ridder

since 2024

Shareholders

EQUI3

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Dorpsstraat 128

8340 Damme

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

GEERT KEIRSE

€ 1.1 million gross margin · 2025

Parochiaal Centrum De Kring

LE MANOIR

€ -2,759 gross margin · 2025

EQUI3 same network

€ -45,840 gross margin · 2025

De Ridder KBC

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0441.400.280
VAT number: BE 0441.400.280
Registered office: Dorpsstraat 128, 8340 Damme
Names & denominations: Keirse, De Ridder & Partners · KDRP
Enterprise type: Rechtspersoon
Legal form: Public limited company
Legal situation: Normale toestand
Start date: 4 July 1990
Peppol: Active · Active since 27 Mar 2026
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗