Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MONEYSPENDER from Chaumont-Gistoux, company number BE0441219445, closed financial year 2025 with a result of € 94,401 after tax. For that financial year MONEYSPENDER recorded a gross margin of € 182,383 and equity of € 661,948. Compared with financial year 2024, the result moved from € 15,518 to € 94,401. Profitable, and profit is growing. The buffer shrank hard: equity is 73 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 661,948
▼ 73% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 94,401
▲ € 78,883 vs 2024
Profit after tax over the fiscal year.
€ 17,529
▼ 71% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.9 million paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 1.4 million
▼ 40% vs 2024
€ 33,219 is repaid this year. At this pace the long-term loan is gone in ≈ 42 years.
€ 19,055
▼ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,251 | € 277,191 | € 153,160 | € 182,383 | ▲ 19% |
| Profit after taxes | € -86,444 | € 133,852 | € 15,518 | € 94,401 | ▲ € 78,883 |
| Equity | € 3,220,177 | € 3,354,029 | € 2,487,547 | € 661,948 | ▼ 73% |
| Total debts | € 945,430 | € 1,185,372 | € 2,328,672 | € 1,418,489 | ▼ 39% |
| Cash | € 61,123 | € 336,491 | € 59,871 | € 17,529 | ▼ 71% |
| Land & buildings | € 352,759 | € 352,759 | € 352,759 | € 240,259 | ▼ 32% |
| Retained profit | € 3,158,677 | € 3,292,529 | € 2,426,047 | € 600,448 | ▼ 75% |
| Dividend | € 57,200 | € 0 | € 882,000 | € 1,920,000 | ▲ 118% |
| Bank debt | € 924,362 | € 1,151,527 | € 2,289,676 | € 1,384,815 | ▼ 40% |
| Balance sheet total | € 4,165,608 | € 4,539,402 | € 4,816,219 | € 2,080,436 | ▼ 57% |
Key figures of MONEYSPENDER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONEYSPENDER?
What happened at MONEYSPENDER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Julie Murs stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 94,401 (▲ € 78,883 vs 2024). filed late Source: NBB ↗
- Julie Murs became a director. NBB
- New establishment in Chaumont-Gistoux. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,444 loss in 2022 to € 94,401 profit in 2025.
Paid € 303 in corporate taxes since 2022.
Best year ever: 2023, with € 133,852 profit.
Paid out € 2.9 million in dividends to the owners in total.
Management
The stake of LOUISE INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MONEYSPENDERThe shares are held by LOUISE INVEST (100%).
Directors
According to the 2025 annual accounts
since 2024 · until 2030
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Florémond 9
1325 Chaumont-Gistoux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0441.219.445
- VAT number
- BE 0441.219.445
- Registered office
- Rue Florémond 9, 1325 Chaumont-Gistoux
- Names & denominations
- MONEYSPENDER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 1990
- Peppol
- Active · Active since 14 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings