Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOLIVER from Oostende, company number BE0440991890, closed financial year 2025 with a result of € 88,551 after tax. For that financial year JOLIVER recorded a gross margin of € 571,117 and equity of € 2.7 million. Compared with financial year 2024, the result moved from € -175,492 to € 88,551. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 11, 2026.
€ 2.7 million
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 88,551
▲ still € 175,492 loss in 2024
Profit after tax over the fiscal year.
€ 19,745
▲ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 264,510.
People and assets in 2025
€ 124,155
▼ 9% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.7 million
▼ 13% vs 2024
€ 346,682 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 49,558
▲ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,450
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 200,156 | € 207,075 | € 312,956 | € 571,117 | ▲ 82% |
| Profit after taxes | € 79,820 | € -200,199 | € -175,492 | € 88,551 | ▲ € 264,042 |
| Equity | € 2,726,303 | € 2,526,103 | € 2,350,611 | € 2,707,913 | ▲ 15% |
| Total debts | € 1,644,462 | € 5,122,678 | € 5,058,165 | € 4,614,501 | ▼ 9% |
| Cash | € 26,030 | € 0 | € 11,776 | € 19,745 | ▲ 68% |
| Land & buildings | € 4,292,356 | € 6,536,311 | € 6,500,040 | € 6,640,260 | ▲ 2% |
| Retained profit | € 551,650 | € 351,451 | € 175,959 | € 264,510 | ▲ 50% |
| Bank debt | € 1,172,222 | € 3,198,914 | € 3,159,231 | € 2,740,905 | ▼ 13% |
| Balance sheet total | € 4,370,764 | € 7,648,781 | € 7,408,776 | € 7,322,414 | ▼ 1% |
Key figures of JOLIVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOLIVER?
What happened at JOLIVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Inge Decuypere stepped down as director. NBB
- Xavier Vercaemst stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 88,551. Source: NBB ↗
- Inge Decuypere became a director. NBB
- Xavier Vercaemst became a director. NBB
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 79,820 profit in 2022 to € 88,551 profit in 2025.
Paid € 503 in corporate taxes since 2022.
Best year ever: 2025, with € 88,551 profit.
Management
The stake of DEPOORTER IMMOBILIEN, VERCAEMST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JOLIVERThe shares are held by DEPOORTER IMMOBILIEN (50%) and VERCAEMST (50%). It owns 100% of Charavoil itself.
Directors
According to the 2025 annual accounts
Inge Decuypere
Managing director
Also active at: Hôtel Impérial, HOTEL HELIOS PATRIMONIUM, DECORATEUR JANSSEUNE, FLOW HOSPITALITY GROUP, HOTEL HELIOS INVEST, Hotel Helios, UPSTAIRS OOSTENDE PATRIMONIUM, UPSTAIRS OOSTENDE UITBATING +4 more
since 2022 · until 2028
Xavier Vercaemst
Managing director
Also active at: Andromeda Hotel, Hôtel Impérial, HOTEL HELIOS PATRIMONIUM, DECORATEUR JANSSEUNE, ACCENT Hotels, ANDROMEDA INVEST, WESTHELLING, FLOW HOSPITALITY GROUP +16 more
since 2022 · until 2028
Shareholders
50%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Kapellestraat 90
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.991.890
- VAT number
- BE 0440.991.890
- Registered office
- Kapellestraat 90, 8400 Oostende
- Names & denominations
- JOLIVER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1990
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen