Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CIAO from Libramont-Chevigny, company number BE0440898454, closed financial year 2025 with a result of € -963 after tax. For that financial year CIAO recorded a gross margin of € 2,620 and equity of € 77,940. Compared with financial year 2024, the result moved from € 65,905 to € -963. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.
€ 77,940
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -963
▼ still € 65,905 profit in 2024
Profit after tax over the fiscal year.
€ 41,186
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 59,348.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,798
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,637 | € 13,821 | € -9,213 | € 2,620 | ▲ € 11,833 |
| Profit after taxes | € -1,069 | € 6,392 | € 65,905 | € -963 | ▼ € 66,868 |
| Equity | € 56,607 | € 62,999 | € 78,904 | € 77,940 | ▼ 1% |
| Total debts | € 7,214 | € 8,694 | € 84,136 | € 5,546 | ▼ 93% |
| Cash | € 5,189 | € 11,564 | € 115,591 | € 41,186 | ▼ 64% |
| Land & buildings | € 58,632 | € 53,416 | € 43,537 | € 40,800 | ▼ 6% |
| Retained profit | € 38,014 | € 44,407 | € 60,312 | € 59,348 | ▼ 2% |
| Dividend | € 0 | € 0 | € 50,000 | € 0 | ▼ 100% |
| Balance sheet total | € 63,820 | € 71,692 | € 163,039 | € 83,486 | ▼ 49% |
Key figures of CIAO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CIAO?
What happened at CIAO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 963 (▼ € 66,868 vs 2024). Source: NBB ↗
- New establishment in Libramont-Chevigny. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,069 loss in 2022 to € 963 loss in 2025.
Paid € 26,085 in corporate taxes since 2022.
Best year ever: 2024, with € 65,905 profit.
Paid out € 50,000 in dividends to the owners in total.
Management
Behind CIAO is CABINET D'EXPERTISE COMPTABLE FROGNET. CABINET D'EXPERTISE COMPTABLE FROGNET is also behind PROMELUX Confédération Luxembourgeoise des Associations de Commerçants et des Artisans, MAISON ANDRE HOUCHARD, TECH IMMO CONSULT, HYDROFORM and MY HOME BY ENGLEBERT.
Directors
According to the 2025 annual accounts
CABINET D'EXPERTISE COMPTABLE FROGNET
External accountant · represented by STEPHANE FROGNET
Also active at: PROMELUX Confédération Luxembourgeoise des Associations de Commerçants et des Artisans, MAISON ANDRE HOUCHARD, TECH IMMO CONSULT, HYDROFORM, MY HOME BY ENGLEBERT, Etienne Lobet SRL, Brasserie ZEC, AFL +32 more
Establishments
Establishment units
Physical locations of this company
Libramont,Avenue de Bouillon 37
6800 Libramont-Chevigny
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.898.454
- VAT number
- BE 0440.898.454
- Registered office
- Libramont,Avenue de Bouillon 37, 6800 Libramont-Chevigny
- Names & denominations
- CIAO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 May 1990
- Peppol
- Not registered