What does LOC INVEST do?

LOC INVEST is a bus operator in Saint-Ghislain. Public Limited, started on 26 June 1990, 1 establishment.

What is the address of LOC INVEST?

The registered office of LOC INVEST is located at Rue des Marionville(T) 21, 7333 Saint-Ghislain.

Is LOC INVEST still active?

Yes. According to the CBE (30 October 2026) LOC INVEST is active, legal situation “Normale toestand”, started on 26 June 1990.

Is LOC INVEST registered on Peppol?

Yes, LOC INVEST is registered on the Peppol network with ID 0208:0440830950.

What is the enterprise number of LOC INVEST?

The enterprise number of LOC INVEST is BE0440830950.

When was LOC INVEST founded?

LOC INVEST was founded on 26 June 1990.

Who are the directors of LOC INVEST?

According to the 2025 annual accounts, the directors of LOC INVEST are: Eric Verlie.

Is LOC INVEST a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 26 June 1990; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LOC INVEST make in 2025?

LOC INVEST recorded a loss after taxes of € 32,891 in financial year 2025.

What is the revenue of LOC INVEST?

As a small company, LOC INVEST is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 86,440.

LOC INVEST (Public Limited) - Saint-Ghislain

Dossier LOC INVEST, printed on 30 October 2026 from databakkes.be/en/0440830950/loc-invest. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

LOC INVEST from Saint-Ghislain, company number BE0440830950, closed financial year 2025 with a result of € -32,891 after tax. For that financial year LOC INVEST recorded a gross margin of € 86,440 and equity of € -658,493. Compared with financial year 2024, the result moved from € -346,322 to € -32,891. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.

What it is worth Caution

€ -658,493

▼ € 32,891 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -32,891

▲ 91 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 50,108

▲ 2% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -807,293.

People and assets in 2025

Wage cost

€ 56,127

▲ 124% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,500

▼ 25% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 304 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 592,954

€ 1,954 is repaid this year. At this pace the long-term loan is gone in ≈ 304 years.

Owed to suppliers

€ 57,787

▲ 110% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 53,186

▲ 110% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 31,762 Gross margin 2022: € 31,762 First fiscal year in the series	€ 82,687 Gross margin 2023: € 82,687 ▲ 160% vs 2022 (€ 31,762) Favourable step	€ 49,970 Gross margin 2024: € 49,970 ▼ 40% vs 2023 (€ 82,687) Unfavourable step	€ 86,440 Gross margin 2025: € 86,440 ▲ 73% vs 2024 (€ 49,970) Favourable step	▲ 73%
Profit after taxes	€ -61,127 Profit after taxes 2022: € -61,127 First fiscal year in the series	€ -62,160 Profit after taxes 2023: € -62,160 ▼ € 1,033 vs 2022 (€ -61,127) Unfavourable step	€ -346,322 Profit after taxes 2024: € -346,322 ▼ € 284,162 vs 2023 (€ -62,160) Unfavourable step	€ -32,891 Profit after taxes 2025: € -32,891 ▲ € 313,432 vs 2024 (€ -346,322) Favourable step	▲ € 313,432
Equity	€ -217,120 Equity 2022: € -217,120 First fiscal year in the series	€ -279,280 Equity 2023: € -279,280 ▼ € 62,160 vs 2022 (€ -217,120) Unfavourable step	€ -625,603 Equity 2024: € -625,603 ▼ € 346,322 vs 2023 (€ -279,280) Unfavourable step	€ -658,493 Equity 2025: € -658,493 ▼ € 32,891 vs 2024 (€ -625,603) Unfavourable step	▼ € 32,891
Total debts	€ 1,402,026 Total debts 2022: € 1,402,026 First fiscal year in the series	€ 1,404,149 Total debts 2023: € 1,404,149 Unchanged (€ 1,402,026) Unfavourable step	€ 1,529,132 Total debts 2024: € 1,529,132 ▲ 9% vs 2023 (€ 1,404,149) Unfavourable step	€ 1,525,116 Total debts 2025: € 1,525,116 Unchanged (€ 1,529,132) Favourable step
Cash	€ 26,301 Cash 2022: € 26,301 First fiscal year in the series	€ 24,696 Cash 2023: € 24,696 ▼ 6% vs 2022 (€ 26,301) Unfavourable step	€ 49,070 Cash 2024: € 49,070 ▲ 99% vs 2023 (€ 24,696) Favourable step	€ 50,108 Cash 2025: € 50,108 ▲ 2% vs 2024 (€ 49,070) Favourable step	▲ 2%
Land & buildings	€ 810,595 Land & buildings 2022: € 810,595 First fiscal year in the series	€ 752,795 Land & buildings 2023: € 752,795 ▼ 7% vs 2022 (€ 810,595) Unchanged	€ 765,845 Land & buildings 2024: € 765,845 ▲ 2% vs 2023 (€ 752,795) Unchanged	€ 714,594 Land & buildings 2025: € 714,594 ▼ 7% vs 2024 (€ 765,845) Unchanged	▼ 7%
Retained profit	€ -365,920 Retained profit 2022: € -365,920 First fiscal year in the series	€ -428,080 Retained profit 2023: € -428,080 ▼ € 62,160 vs 2022 (€ -365,920) Unfavourable step	€ -774,403 Retained profit 2024: € -774,403 ▼ € 346,322 vs 2023 (€ -428,080) Unfavourable step	€ -807,293 Retained profit 2025: € -807,293 ▼ € 32,891 vs 2024 (€ -774,403) Unfavourable step	▼ € 32,891
Bank debt	€ 7,044 Bank debt 2022: € 7,044 First fiscal year in the series	€ 16,906 Bank debt 2023: € 16,906 ▲ 140% vs 2022 (€ 7,044) Unfavourable step	€ 595,868 Bank debt 2024: € 595,868 ▲ € 578,962 vs 2023 (€ 16,906) Unfavourable step	€ 592,954 Bank debt 2025: € 592,954 Unchanged (€ 595,868) Favourable step
Balance sheet total	€ 1,184,906 Balance sheet total 2022: € 1,184,906 First fiscal year in the series	€ 1,124,869 Balance sheet total 2023: € 1,124,869 ▼ 5% vs 2022 (€ 1,184,906) Unchanged	€ 903,530 Balance sheet total 2024: € 903,530 ▼ 20% vs 2023 (€ 1,124,869) Unchanged	€ 866,623 Balance sheet total 2025: € 866,623 ▼ 4% vs 2024 (€ 903,530) Unchanged	▼ 4%

Key figures of LOC INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to LOC INVEST?

What happened at LOC INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 30, 2026 New annual accounts for financial year 2025: loss of € 32,891. Source: NBB ↗
2017 Eric Verlie became a director. NBB
Jun 26, 1990 New establishment in Saint-Ghislain. KBO
Jun 26, 1990 Start of the company according to the CBE. KBO

In short

From € 61,127 loss in 2022 to € 32,891 loss in 2025.

Paid € 6,189 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Eric Verlie

LOC INVEST

Behind LOC INVEST is Eric Verlie.

Directors

According to the 2025 annual accounts

Eric Verlie

Managing director

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Marionville(T) 21

7333 Saint-Ghislain

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.

All companies at this address →

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€ 10,266 gross margin · 2025

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€ -33,713 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0440.830.950

VAT number

BE 0440.830.950

Registered office

Rue des Marionville(T) 21, 7333 Saint-Ghislain

Names & denominations

LOC INVEST

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

26 June 1990

Peppol

Active · Active since 16 Dec 2025

Activities · NACE

Personenvervoer over de weg volgens dienstregeling

Financiële lease

Financiële leasing

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Markt- en opinieonderzoek

Verhuur en lease van machines, apparatuur en handgereedschap voor doe-het-zelvers

Overige fiscale dienstverlening

View on CBE Public ↗ Annual accounts (NBB) ↗

LOC INVEST

Warning lights

Financials

What happened to LOC INVEST?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions