Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées from Andenne, company number BE0440552521, closed financial year 2025 with a result of € -195,970 after tax. For that financial year Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées recorded a gross margin of € 457,060 and equity of € -129,473. Compared with financial year 2024, the result moved from € 24,855 to € -195,970. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ -129,473
▼ € 197,514 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -195,970
▼ still € 24,855 profit in 2024
Profit after tax over the fiscal year.
€ 135,057
▲ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
7.7
Average over the fiscal year, from the social balance sheet.
€ 577,542
▼ 2% vs 2024
€ 75,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,381
▼ 52% vs 2024
Of which on lease € 642.
Debts at end 2025
€ 396,747
▲ 9% vs 2024
€ 30,310 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 33,566
▲ € 29,286 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 77,170
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 464,709 | € 570,212 | € 660,935 | € 457,060 | ▼ 31% |
| Profit after taxes | € 32,097 | € -34,898 | € 24,855 | € -195,970 | ▼ € 220,825 |
| Equity | € 91,164 | € 49,726 | € 68,041 | € -129,473 | ▼ € 197,514 |
| Total debts | € 593,061 | € 577,634 | € 552,894 | € 756,468 | ▲ 37% |
| Cash | € 180,753 | € 132,874 | € 113,362 | € 135,057 | ▲ 19% |
| Land & buildings | € 350,708 | € 334,882 | € 319,056 | € 303,230 | ▼ 5% |
| Retained profit | € 54,605 | € 19,707 | € 44,562 | € -151,408 | ▼ € 195,970 |
| Bank debt | € 404,575 | € 373,980 | € 365,488 | € 396,747 | ▲ 9% |
| Balance sheet total | € 684,225 | € 627,360 | € 620,934 | € 626,995 | ▲ 1% |
| Employees (FTE) | - | - | - | 7.7 |
Key figures of Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées?
What happened at Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Claude HUBERMONT stepped down as director. NBB
- Patrick MEUNIER stepped down as director. NBB
- Michel d'Harveng stepped down as director. NBB
- Philippe SERVAIS stepped down as director. NBB
- Michelle DIVERS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 195,970 (▼ € 220,825 vs 2024). Source: NBB ↗
- Claude HUBERMONT became a director. NBB
- Patrick MEUNIER became a director. NBB
In short
From € 32,097 profit in 2022 to € 195,970 loss in 2025.
Paid € 170 in corporate taxes since 2022.
Best year ever: 2022, with € 32,097 profit.
On average € 59,400 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Patrick MEUNIER
Director
since 2023 · until 2027
Michel d'Harveng
Director
since 2023 · until 2027
Philippe SERVAIS
Director
Also active at: L'ARCHE D'ALLIANCE DE NAMUR, SOS ENFANTS NAMUR, LES TROIS PORTES
since 2023 · until 2027
Claude HUBERMONT
Director
since 2025 · until 2029
Michelle DIVERS
Director
since 2023 · until 2027
Establishments
Establishment units
Physical locations of this company
Rue Léon Simon 37
5300 Andenne
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.552.521
- VAT number
- BE 0440.552.521
- Registered office
- Rue Léon Simon 37, 5300 Andenne
- Names & denominations
- Service pluraliste d'Accompagnement et d'Insertion sociale pour personnes HAndicapées · S.A.I.H.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 18 June 1989
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Activiteiten van dagcentra voor volwassenen met een mentale handicap, met inbegrip van ambulante hulpverlening
Overige maatschappelijke dienstverlening zonder huisvesting, n.e.g.