Financials
Financial year 2025
Groep Callens from Stabroek, company number BE0440504318, closed financial year 2025 with a result of € -31,940 after tax. For that financial year Groep Callens recorded a gross margin of € 1.2 million and equity of € 363,186. Compared with financial year 2024, the result moved from € 157,968 to € -31,940. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 363,186
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,940
▼ still € 157,968 profit in 2024
Profit after tax over the fiscal year.
€ 23,997
▲ 273% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 301,186.
People and assets in 2025
9.2
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 735,046
▲ 2% vs 2024
€ 79,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,046
▼ 81% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.7 million
▼ 25% vs 2024
€ 265,487 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 101,327
▲ 187% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 67,330
▼ 15% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,005,646 | € 892,430 | € 1,340,606 | € 1,179,265 | ▼ 12% |
| Profit after taxes | € 135,391 | € 187,549 | € 157,968 | € -31,940 | ▼ € 189,909 |
| Equity | € 253,609 | € 377,158 | € 395,126 | € 363,186 | ▼ 8% |
| Total debts | € 1,790,731 | € 1,492,788 | € 2,307,499 | € 2,283,233 | ▼ 1% |
| Cash | € 18,023 | € 39,215 | € 6,426 | € 23,997 | ▲ 273% |
| Retained profit | € 191,609 | € 315,158 | € 333,126 | € 301,186 | ▼ 10% |
| Dividend | € 114,347 | € 64,000 | € 140,000 | € 0 | ▼ 100% |
| Bank debt | € 1,664,419 | € 1,448,066 | € 2,192,969 | € 1,655,447 | ▼ 25% |
| Balance sheet total | € 2,044,341 | € 1,869,946 | € 2,702,626 | € 2,646,419 | ▼ 2% |
| Employees (FTE) | 6.4 | 5.6 | 9.7 | 9.2 | ▼ 0.5 |
Key figures of Groep Callens, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Groep Callens?
What happened at Groep Callens in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- L&W Invest stepped down as director. NBB
- Hillewaere Insurance stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 31,940 (▼ € 189,909 vs 2024). Source: NBB ↗
- Rudolf Callens stepped down as director. NBB
- Luft stepped down as director. NBB
- L&W Invest became a director. NBB
- Hillewaere Insurance became a director. NBB
- G & C stepped down as director. NBB
In short
From € 135,391 profit in 2022 to € 31,940 loss in 2025.
Paid € 217,756 in corporate taxes since 2022.
Best year ever: 2023, with € 187,549 profit.
On average € 128,200 of value added per employee in 2025.
Management
The stake of S.I.I.M. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Groep CallensThe shares are held by S.I.I.M. (99.5%).
Directors
According to the 2025 annual accounts
Rudolf Callens
Director
since 2022 · until 2026
since 2022 · until 2026
Director · represented by Leen Alfonsa Verheyen
Also active at: NIJS & JANSSEN, ANDRE COLSON - COLSON ANDRE, Hillewaere Insurance
since 2026 · until 2032
Director · represented by Roel Druyts
Also active at: NIJS & JANSSEN, ANDRE COLSON - COLSON ANDRE, TORIS, VERZEKERINGSKANTOOR WIM LIEKENS, ZAKENKANTOOR HABRAKEN, DIENEN, INSURANTIA, ROMROM +2 more
since 2026 · until 2032
Shareholders
99.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 31A
2940 Stabroek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Details
- Company number
- 0440.504.318
- VAT number
- BE 0440.504.318
- Registered office
- Dorpsstraat 31A, 2940 Stabroek
- Names & denominations
- Groep Callens
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 March 1990
- Peppol
- Active · Active since 23 Feb 2026
- Contact
- groepcallens.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars