Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES from Bertem, company number BE0440481156, closed financial year 2025 with a result of € -17,617 after tax. For that financial year ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES recorded a gross margin of € -15,702 and equity of € 91,544. Compared with financial year 2024, the result moved from € -2,689 to € -17,617. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 91,544
▲ € 92,383 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,617
▼ 555 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,147
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -140,443.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 385
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -130 | € 2,724 | € -943 | € -15,702 | ▼ € 14,759 |
| Profit after taxes | € -2,258 | € 421 | € -2,689 | € -17,617 | ▼ € 14,928 |
| Equity | € 1,428 | € 1,849 | € -839 | € 91,544 | ▲ € 92,383 |
| Total debts | € 198,385 | € 219,773 | € 233,762 | € 196,670 | ▼ 16% |
| Cash | € 4,009 | € 4,839 | € 5,225 | € 3,147 | ▼ 40% |
| Land & buildings | € 186,634 | € 207,883 | € 207,883 | € 317,883 | ▲ 53% |
| Retained profit | € -120,559 | € -120,138 | € -122,826 | € -140,443 | ▼ € 17,617 |
| Balance sheet total | € 199,813 | € 221,622 | € 232,923 | € 330,051 | ▲ 42% |
Key figures of ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES?
What happened at ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- David MUYLDERMANS stepped down as director. NBB
- Hilda DE RYCK stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 17,617. filed late Source: NBB ↗
- David MUYLDERMANS became a director. NBB
- Hilda DE RYCK became a director. NBB
- New establishment in Zaventem. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,258 loss in 2022 to € 17,617 loss in 2025.
Paid € 0 in corporate taxes since 2022.
Best year ever: 2023, with € 421 profit.
Management
Directors
According to the 2025 annual accounts
David MUYLDERMANS
Managing director
since 2021 · until 2027
Hilda DE RYCK
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
W. Van Vlasselaerstraat 17
3061 Bertem
Woluwedal 12 box 109
1932 Zaventem
Active since 9 May 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.481.156
- VAT number
- BE 0440.481.156
- Registered office
- W. Van Vlasselaerstraat 17, 3061 Bertem
- Names & denominations
- ROGER MUYLDERMANS - ALL FINANCIAL AND INSURANCE SERVICES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 1990
- Peppol
- Not registered