Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RJ - INVEST from Keerbergen, company number BE0440373169, closed financial year 2025 with a result of € 168,405 after tax. For that financial year RJ - INVEST recorded a gross margin of € 650,365 and equity of € 475,501. Compared with financial year 2024, the result moved from € -728,255 to € 168,405. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 475,501
▲ 55% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 168,405
▲ still € 728,255 loss in 2024
Profit after tax over the fiscal year.
€ 28,339
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 413,501.
Debts at end 2025
€ 3.3 million
▼ 15% vs 2024
€ 166,665 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 19,369
Supplier invoices still open on the last day of the fiscal year.
€ 29,225
▼ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 430,608 | - | - | - | |
| Gross margin | € 339,731 | € 358,067 | € 788,302 | € 650,365 | ▼ 17% |
| Profit after taxes | € 216,377 | € 77,228 | € -728,255 | € 168,405 | ▲ € 896,660 |
| Equity | € 958,123 | € 1,035,351 | € 307,096 | € 475,501 | ▲ 55% |
| Total debts | € 1,122,053 | € 3,414,646 | € 4,942,961 | € 4,967,381 | |
| Cash | € 45,089 | € 107,284 | € 25,089 | € 28,339 | ▲ 13% |
| Land & buildings | € 1,013,215 | € 2,496,799 | € 4,454,903 | € 4,307,476 | ▼ 3% |
| Retained profit | € 896,123 | € 973,351 | € 245,096 | € 413,501 | ▲ 69% |
| Dividend | € 150,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 916,667 | € 2,778,333 | € 3,851,112 | € 3,284,447 | ▼ 15% |
| Balance sheet total | € 2,133,310 | € 4,449,998 | € 5,380,265 | € 5,563,089 | ▲ 3% |
Key figures of RJ - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RJ - INVEST?
What happened at RJ - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- RD Retail stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 168,405. Source: NBB ↗
- RD Retail became a director. NBB
- Debby GEVERS became a director. NBB
- New establishment in Keerbergen. KBO
- Start of the company according to the CBE. KBO
In short
From € 216,377 profit in 2022 to € 168,405 profit in 2025.
Paid € 52,290 in corporate taxes since 2022.
Best year ever: 2022, with € 216,377 profit.
Paid out € 150,000 in dividends to the owners in total.
Management
Behind RJ - INVEST is Debby GEVERS.
Directors
According to the 2025 annual accounts
Debby GEVERS
Director
since 2019
Managing director · represented by Rudi Jennes
Also active at: Luxury Sauna & Relax Logies, JADE INVEST, JENNES VILVOORDE
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Eksterdreef 3
3140 Keerbergen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.373.169
- VAT number
- BE 0440.373.169
- Registered office
- Eksterdreef 3, 3140 Keerbergen
- Names & denominations
- RJ - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 1990
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen