Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PATRIMO from Seneffe, company number BE0440353472, closed financial year 2025 with a result of € -5,948 after tax. For that financial year PATRIMO recorded a gross margin of € 199,330 and equity of € 1 million. Compared with financial year 2024, the result moved from € 11,449 to € -5,948. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 1 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,948
▼ still € 11,449 profit in 2024
Profit after tax over the fiscal year.
€ 23,247
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 479,837.
People and assets in 2025
€ 900
▲ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 810,676
▲ 41% vs 2024
€ 166,574 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 4,210
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,032
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 231,584 | € 228,148 | € 214,501 | € 199,330 | ▼ 7% |
| Profit after taxes | € 22,537 | € 18,186 | € 11,449 | € -5,948 | ▼ € 17,397 |
| Equity | € 1,016,600 | € 1,030,936 | € 1,134,880 | € 1,042,283 | ▼ 8% |
| Total debts | € 739,136 | € 612,762 | € 616,307 | € 912,004 | ▲ 48% |
| Cash | € 4,400 | - | € 26,204 | € 23,247 | ▼ 11% |
| Land & buildings | € 1,923,913 | € 1,815,106 | € 1,664,512 | € 1,917,046 | ▲ 15% |
| Retained profit | € 454,154 | € 468,490 | € 572,435 | € 479,837 | ▼ 16% |
| Dividend | € 0 | € 0 | € 0 | € 86,650 | |
| Bank debt | € 707,347 | € 588,367 | € 575,598 | € 810,676 | ▲ 41% |
| Balance sheet total | € 1,969,938 | € 1,843,201 | € 1,968,138 | € 2,157,174 | ▲ 10% |
Key figures of PATRIMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PATRIMO?
What happened at PATRIMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,948 (▼ € 17,397 vs 2024). Source: NBB ↗
- New establishment in Seneffe. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,537 profit in 2022 to € 5,948 loss in 2025.
Paid € 90,726 in corporate taxes since 2022.
Best year ever: 2022, with € 22,537 profit.
Paid out € 86,650 in dividends to the owners in total.
Management
Behind PATRIMO are CAROLINE PIETQUIN, BERNARD PIETQUIN, CHRISTIANE LAURENT and ADELINE BINGEN.
Directors
According to the 2025 annual accounts
CAROLINE PIETQUIN
Director
BERNARD PIETQUIN
Director
CHRISTIANE LAURENT
Managing director
ADELINE BINGEN
Director
Establishments
Establishment units
Physical locations of this company
Avenue François Deladrière 7
7181 Seneffe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.353.472
- VAT number
- BE 0440.353.472
- Registered office
- Avenue François Deladrière 7, 7181 Seneffe
- Names & denominations
- PATRIMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 1990
- Peppol
- Active · Active since 5 May 2026
- Activities · NACE
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