Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO SERNEELS from Aarschot, company number BE0440263994, closed financial year 2025 with a result of € -2,317 after tax. For that financial year IMMO SERNEELS recorded a gross margin of € 2,303 and equity of € -188,692. Compared with financial year 2024, the result moved from € -10,088 to € -2,317. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -188,692
▼ € 2,317 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,317
▲ 77 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,052
▲ € 8,252 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -515,118.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,542
▲ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,644 | € -1,125 | € -5,161 | € 2,303 | ▲ € 7,465 |
| Profit after taxes | € -11,811 | € 4,107 | € -10,088 | € -2,317 | ▲ € 7,771 |
| Equity | € -180,395 | € -176,288 | € -186,375 | € -188,692 | ▼ € 2,317 |
| Total debts | € 246,056 | € 250,702 | € 265,895 | € 273,112 | ▲ 3% |
| Cash | € 83 | € 47 | € 1,800 | € 10,052 | ▲ € 8,252 |
| Land & buildings | € 74,368 | € 74,368 | € 74,368 | € 74,368 | |
| Retained profit | € -506,821 | € -502,714 | € -512,801 | € -515,118 | |
| Balance sheet total | € 75,661 | € 74,415 | € 79,520 | € 84,420 | ▲ 6% |
Key figures of IMMO SERNEELS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO SERNEELS?
What happened at IMMO SERNEELS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- (Josée) Serneels Maria Josepha stepped down as director. NBB
- Jean Serneels stepped down as director. NBB
- Firma Serneels - Cristal Monopol - in vereffening Comm.V stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 2,317. filed late Source: NBB ↗
- (Josée) Serneels Maria Josepha became a director. NBB
- Jean Serneels became a director. NBB
- Firma Serneels - Cristal Monopol - in vereffening Comm.V became a director. NBB
- New establishment in Aarschot. KBO
In short
From € 11,811 loss in 2022 to € 2,317 loss in 2025.
Best year ever: 2023, with € 4,107 profit.
Management
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Jean Serneels
Director
since 2022 · until 2028
Firma Serneels - Cristal Monopol - in vereffening Comm.V
Director · represented by Wim Van Caeneghem
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Statiestraat 65
3200 Aarschot
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0440.263.994
- VAT number
- BE 0440.263.994
- Registered office
- Statiestraat 65, 3200 Aarschot
- Names & denominations
- IMMO SERNEELS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 1990
- Peppol
- Not registered