What does ZAKENKANTOOR V.S.I. do?

ZAKENKANTOOR V.S.I. is an insurance broker in Vilvoorde. Private Limited, started on 22 January 1990, 1 establishment.

What is the address of ZAKENKANTOOR V.S.I.?

The registered office of ZAKENKANTOOR V.S.I. is located at Leuvensestraat 152 box b, 1800 Vilvoorde.

Is ZAKENKANTOOR V.S.I. still active?

Yes. According to the CBE (31 October 2026) ZAKENKANTOOR V.S.I. is active, legal situation “Normale toestand”, started on 22 January 1990.

Is ZAKENKANTOOR V.S.I. registered on Peppol?

Yes, ZAKENKANTOOR V.S.I. is registered on the Peppol network with ID 0208:0439920140.

What is the enterprise number of ZAKENKANTOOR V.S.I.?

The enterprise number of ZAKENKANTOOR V.S.I. is BE0439920140.

When was ZAKENKANTOOR V.S.I. founded?

ZAKENKANTOOR V.S.I. was founded on 22 January 1990.

Who are the directors of ZAKENKANTOOR V.S.I.?

According to the 2025 annual accounts, the directors of ZAKENKANTOOR V.S.I. are: KOEN ISERBYT, GUILLAUME ISERBYT, ELKE ISERBYT.

Is ZAKENKANTOOR V.S.I. a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 22 January 1990; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did ZAKENKANTOOR V.S.I. make in 2025?

ZAKENKANTOOR V.S.I. recorded a loss after taxes of € 15,208 in financial year 2025.

What is the revenue of ZAKENKANTOOR V.S.I.?

As a small company, ZAKENKANTOOR V.S.I. is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 100,373.

ZAKENKANTOOR V.S.I. (Private Limited) - Vilvoorde

Dossier ZAKENKANTOOR V.S.I., printed on 31 October 2026 from databakkes.be/en/0439920140/zakenkantoor-v-s-i. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ZAKENKANTOOR V.S.I. from Vilvoorde, company number BE0439920140, closed financial year 2025 with a result of € -15,208 after tax. For that financial year ZAKENKANTOOR V.S.I. recorded a gross margin of € 100,373 and equity of € 116,294. Compared with financial year 2024, the result moved from € 31,465 to € -15,208. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.

What it is worth Healthy

€ 116,294

▼ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -15,208

▼ still € 31,465 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,187

▲ 58% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 101,882.

People and assets in 2025

Wage cost

€ 94,586

▲ € 74,673 vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 60,093

▲ € 57,409 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 59,237

▲ € 55,551 vs 2024

€ 13,376 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 7,903

▲ € 7,163 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,987

▲ 19% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 43,268 Gross margin 2022: € 43,268 First fiscal year in the series	€ 34,151 Gross margin 2023: € 34,151 ▼ 21% vs 2022 (€ 43,268) Unfavourable step	€ 74,129 Gross margin 2024: € 74,129 ▲ 117% vs 2023 (€ 34,151) Favourable step	€ 100,373 Gross margin 2025: € 100,373 ▲ 35% vs 2024 (€ 74,129) Favourable step	▲ 35%
Profit after taxes	€ 4,755 Profit after taxes 2022: € 4,755 First fiscal year in the series	€ 12,214 Profit after taxes 2023: € 12,214 ▲ 157% vs 2022 (€ 4,755) Favourable step	€ 31,465 Profit after taxes 2024: € 31,465 ▲ 158% vs 2023 (€ 12,214) Favourable step	€ -15,208 Profit after taxes 2025: € -15,208 ▼ € 46,673 vs 2024 (€ 31,465) Unfavourable step	▼ € 46,673
Equity	€ 127,323 Equity 2022: € 127,323 First fiscal year in the series	€ 139,537 Equity 2023: € 139,537 ▲ 10% vs 2022 (€ 127,323) Favourable step	€ 136,002 Equity 2024: € 136,002 ▼ 3% vs 2023 (€ 139,537) Unfavourable step	€ 116,294 Equity 2025: € 116,294 ▼ 14% vs 2024 (€ 136,002) Unfavourable step	▼ 14%
Total debts	€ 123,846 Total debts 2022: € 123,846 First fiscal year in the series	€ 28,612 Total debts 2023: € 28,612 ▼ 77% vs 2022 (€ 123,846) Favourable step	€ 65,946 Total debts 2024: € 65,946 ▲ 130% vs 2023 (€ 28,612) Unfavourable step	€ 103,171 Total debts 2025: € 103,171 ▲ 56% vs 2024 (€ 65,946) Unfavourable step	▲ 56%
Cash	€ 62,713 Cash 2022: € 62,713 First fiscal year in the series	€ 5,012 Cash 2023: € 5,012 ▼ 92% vs 2022 (€ 62,713) Unfavourable step	€ 4,544 Cash 2024: € 4,544 ▼ 9% vs 2023 (€ 5,012) Unfavourable step	€ 7,187 Cash 2025: € 7,187 ▲ 58% vs 2024 (€ 4,544) Favourable step	▲ 58%
Land & buildings	-	-	€ 13,306 Land & buildings 2024: € 13,306 First fiscal year in the series	€ 11,975 Land & buildings 2025: € 11,975 ▼ 10% vs 2024 (€ 13,306) Unchanged	▼ 10%
Retained profit	€ 112,911 Retained profit 2022: € 112,911 First fiscal year in the series	€ 125,125 Retained profit 2023: € 125,125 ▲ 11% vs 2022 (€ 112,911) Favourable step	€ 121,590 Retained profit 2024: € 121,590 ▼ 3% vs 2023 (€ 125,125) Unfavourable step	€ 101,882 Retained profit 2025: € 101,882 ▼ 16% vs 2024 (€ 121,590) Unfavourable step	▼ 16%
Dividend	€ 20,000 Dividend 2022: € 20,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 20,000) Unchanged	€ 35,000 Dividend 2024: € 35,000 Unchanged (€ 0) Unchanged	€ 4,500 Dividend 2025: € 4,500 ▼ 87% vs 2024 (€ 35,000) Unchanged	▼ 87%
Bank debt	€ 25,265 Bank debt 2022: € 25,265 First fiscal year in the series	€ 14,590 Bank debt 2023: € 14,590 ▼ 42% vs 2022 (€ 25,265) Favourable step	€ 3,686 Bank debt 2024: € 3,686 ▼ 75% vs 2023 (€ 14,590) Favourable step	€ 59,237 Bank debt 2025: € 59,237 ▲ € 55,551 vs 2024 (€ 3,686) Unfavourable step	▲ € 55,551
Balance sheet total	€ 251,169 Balance sheet total 2022: € 251,169 First fiscal year in the series	€ 168,148 Balance sheet total 2023: € 168,148 ▼ 33% vs 2022 (€ 251,169) Unchanged	€ 201,947 Balance sheet total 2024: € 201,947 ▲ 20% vs 2023 (€ 168,148) Unchanged	€ 219,465 Balance sheet total 2025: € 219,465 ▲ 9% vs 2024 (€ 201,947) Unchanged	▲ 9%

Key figures of ZAKENKANTOOR V.S.I., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ZAKENKANTOOR V.S.I.?

What happened at ZAKENKANTOOR V.S.I. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 13, 2026 New annual accounts for financial year 2025: loss of € 15,208 (▼ € 46,673 vs 2024). filed late Source: NBB ↗
Mar 23, 1990 New establishment in Vilvoorde. KBO
Jan 22, 1990 Start of the company according to the CBE. KBO

In short

From € 4,755 profit in 2022 to € 15,208 loss in 2025.

Paid € 24,563 in corporate taxes since 2022.

Best year ever: 2024, with € 31,465 profit.

Paid out € 59,500 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

KOEN ISERBYT GUILLAUME ISERBYT ELKE ISERBYT

ISERBYT INSURANCES & INVESTMENTS

ZAKENKANTOOR V.S.I.

ISERBYT INVESTMENTS & INSURANCES

Behind ZAKENKANTOOR V.S.I. are KOEN ISERBYT, GUILLAUME ISERBYT and ELKE ISERBYT. KOEN ISERBYT is also behind ISERBYT INSURANCES & INVESTMENTS. GUILLAUME ISERBYT is also behind ISERBYT INVESTMENTS & INSURANCES.

Directors

According to the 2025 annual accounts

KOEN ISERBYT

Administrator-manager

Also active at: ISERBYT INSURANCES & INVESTMENTS

GUILLAUME ISERBYT

Administrator-manager

Also active at: ISERBYT INVESTMENTS & INSURANCES

ELKE ISERBYT

Administrator-manager

Establishments

Establishment units

Physical locations of this company

Registered office

Leuvensestraat 152 box b

1800 Vilvoorde

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

All Insurances & Investments

€ 66,986 gross margin · 2025

DES

€ 254,441 revenue · 2025

VERENIGING VAN MEDEEIGENAARS RESIDENTIE LEUVENSE POORT

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0439.920.140
VAT number: BE 0439.920.140
Registered office: Leuvensestraat 152 bus b, 1800 Vilvoorde
Names & denominations: ZAKENKANTOOR V.S.I. · V.S.I.
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 22 January 1990
Peppol: Active · Active since 1 Jan 2001
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

ZAKENKANTOOR V.S.I.

Financials

What happened to ZAKENKANTOOR V.S.I.?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions