Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
SENECA from Gent, company number BE0439751379, closed financial year 2026 with a result of € 489,347 after tax. For that financial year SENECA recorded a gross margin of € 10,180 and equity of € 7 million. Compared with financial year 2025, the result moved from € 154,454 to € 489,347. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2026.
€ 7 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 489,347
▲ 217% vs 2025
Profit after tax over the fiscal year.
€ 55,795
▼ 66% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 500,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2026
€ 132,081
▼ 13% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 800,000
▼ 57% vs 2025
Loans from banks and other lenders, long and short.
€ 17,025
▲ 21% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 138,618
▲ € 110,966 vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 2,149 | € 16,967 | € -498 | € 10,180 | ▲ € 10,678 |
| Profit after taxes | € -66,282 | € -111,319 | € 154,454 | € 489,347 | ▲ 217% |
| Equity | € 7,148,570 | € 6,878,708 | € 7,033,162 | € 7,022,509 | |
| Total debts | € 2,480,774 | € 2,484,773 | € 2,214,320 | € 1,458,043 | ▼ 34% |
| Cash | € 443,021 | € 388,489 | € 162,460 | € 55,795 | ▼ 66% |
| Land & buildings | € 2,269,631 | € 2,213,892 | € 2,162,904 | € 2,109,027 | ▼ 2% |
| Retained profit | € 7,087,070 | € 6,817,208 | € 6,971,662 | € 6,961,009 | |
| Dividend | € 250,000 | € 158,542 | € 0 | € 500,000 | |
| Bank debt | € 1,850,817 | € 1,853,912 | € 1,850,000 | € 800,000 | ▼ 57% |
| Balance sheet total | € 9,629,344 | € 9,363,481 | € 9,247,482 | € 8,480,552 | ▼ 8% |
Key figures of SENECA, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to SENECA?
What happened at SENECA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 489,347 (▲ 217% vs 2025). Source: NBB ↗
- Matthieu Boone stepped down as director. NBB
- Tom De Bruyckere stepped down as director. NBB
- Ilse De Bruyckere stepped down as director. NBB
- Jacques Wyckaert stepped down as director. NBB
- Luc De Bruyckere stepped down as director. NBB
- Bernadette Schoon stepped down as director. NBB
- Matthieu Boone became a director. NBB
In short
From € 66,282 loss in 2023 to € 489,347 profit in 2026.
Paid € 392,097 in corporate taxes since 2023.
Best year ever: 2026, with € 489,347 profit.
Paid out € 908,542 in dividends to the owners in total.
Management
Directors
According to the 2026 annual accounts
since 2022 · until 2026
Tom De Bruyckere
Director
Also active at: ACG JLR, Automobielbedrijf Charels, ACG Carrosserie, AUTOMOBIEL CENTER GENT, VAN SCHOUBROEK MOTORS, ACG Deinze, ACG IMMO, ACG Maserati Brussels +6 more
since 2022 · until 2026
Ilse De Bruyckere
Director
since 2022 · until 2026
Jacques Wyckaert
Director
Also active at: WYCKAERT - COMARIT, EVL Logistics & Agency, J Äto, JGJ INVEST, MAWYC III
since 2022 · until 2026
Luc De Bruyckere
Managing director
since 2022 · until 2026
Bernadette Schoon
Director
since 2022 · until 2026
Establishments
Establishment units
Physical locations of this company
Kouter 173 box 4.02
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.751.379
- VAT number
- BE 0439.751.379
- Registered office
- Kouter 173 bus 4.02, 9000 Gent
- Names & denominations
- SENECA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 January 1990
- Peppol
- Active · Active since 18 Jun 2025
- Activities · NACE
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