What does Fidelis do?

Fidelis is an insurance broker in Jabbeke. Private Limited, started on 28 December 1989, 1 establishment.

What is the address of Fidelis?

The registered office of Fidelis is located at Gistelsteenweg 341A, 8490 Jabbeke.

Is Fidelis still active?

Yes. According to the CBE (29 October 2026) Fidelis is active, legal situation “Normale toestand”, started on 28 December 1989.

Is Fidelis registered on Peppol?

Yes, Fidelis is registered on the Peppol network with ID 0208:0439727922.

What is the enterprise number of Fidelis?

The enterprise number of Fidelis is BE0439727922.

When was Fidelis founded?

Fidelis was founded on 28 December 1989.

Who are the directors of Fidelis?

According to the 2025 annual accounts, the directors of Fidelis are: JOERI DU MONT BV, TIMO DENOO CommV, ADVIESBURO EUROBEL BV, BRAM VAN DE VEIRE BV, MARC CABOOR BV.

Is Fidelis a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 December 1989; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did Fidelis make in 2025?

Fidelis recorded a loss after taxes of € 24,564 in financial year 2025.

What is the revenue of Fidelis?

As a small company, Fidelis is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 493,248.

How much does an employee at Fidelis earn?

The average wage cost per full-time employee at Fidelis was € 58,500 in 2025: staff costs of € 116,978 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Fidelis have?

According to the 2025 annual accounts, Fidelis has 2 full-time equivalents (FTE).

Does Fidelis have a website?

Yes, Fidelis has a website at fidelisteam.be.

Fidelis (Private Limited) - Jabbeke - BE0439727922

Dossier Fidelis, printed on 29 October 2026 from databakkes.be/en/0439727922/fidelis. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Fidelis from Jabbeke, company number BE0439727922, closed financial year 2025 with a result of € -24,564 after tax. For that financial year Fidelis recorded a gross margin of € 493,248 and equity of € 634,405. Compared with financial year 2024, the result moved from € 232,668 to € -24,564. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Growing

€ 634,405

▲ 99% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -24,564

▼ still € 232,668 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 56,702

▼ 5% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 195,059.

People and assets in 2025

Full-time equivalents

▲ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 116,978

▲ 23% vs 2024

€ 58,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,116

▲ 15% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 785,255

▲ 89% vs 2024

€ 197,316 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 35,277

▲ 139% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 17,889

▲ 11% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 142,243 Gross margin 2022: € 142,243 First fiscal year in the series	€ 200,182 Gross margin 2023: € 200,182 ▲ 41% vs 2022 (€ 142,243) Favourable step	€ 572,245 Gross margin 2024: € 572,245 ▲ 186% vs 2023 (€ 200,182) Favourable step	€ 493,248 Gross margin 2025: € 493,248 ▼ 14% vs 2024 (€ 572,245) Unfavourable step	▼ 14%
Profit after taxes	€ 64,747 Profit after taxes 2022: € 64,747 First fiscal year in the series	€ 111,081 Profit after taxes 2023: € 111,081 ▲ 72% vs 2022 (€ 64,747) Favourable step	€ 232,668 Profit after taxes 2024: € 232,668 ▲ 109% vs 2023 (€ 111,081) Favourable step	€ -24,564 Profit after taxes 2025: € -24,564 ▼ € 257,232 vs 2024 (€ 232,668) Unfavourable step	▼ € 257,232
Equity	€ 208,004 Equity 2022: € 208,004 First fiscal year in the series	€ 319,085 Equity 2023: € 319,085 ▲ 53% vs 2022 (€ 208,004) Favourable step	€ 319,253 Equity 2024: € 319,253 Unchanged (€ 319,085) Favourable step	€ 634,405 Equity 2025: € 634,405 ▲ 99% vs 2024 (€ 319,253) Favourable step	▲ 99%
Total debts	€ 20,841 Total debts 2022: € 20,841 First fiscal year in the series	€ 63,866 Total debts 2023: € 63,866 ▲ 206% vs 2022 (€ 20,841) Unfavourable step	€ 685,460 Total debts 2024: € 685,460 ▲ € 621,594 vs 2023 (€ 63,866) Unfavourable step	€ 1,203,017 Total debts 2025: € 1,203,017 ▲ 76% vs 2024 (€ 685,460) Unfavourable step	▲ 76%
Cash	€ 189,395 Cash 2022: € 189,395 First fiscal year in the series	€ 247,473 Cash 2023: € 247,473 ▲ 31% vs 2022 (€ 189,395) Favourable step	€ 59,426 Cash 2024: € 59,426 ▼ 76% vs 2023 (€ 247,473) Unfavourable step	€ 56,702 Cash 2025: € 56,702 ▼ 5% vs 2024 (€ 59,426) Unfavourable step	▼ 5%
Retained profit	€ 108,374 Retained profit 2022: € 108,374 First fiscal year in the series	€ 219,455 Retained profit 2023: € 219,455 ▲ 102% vs 2022 (€ 108,374) Favourable step	€ 219,623 Retained profit 2024: € 219,623 Unchanged (€ 219,455) Favourable step	€ 195,059 Retained profit 2025: € 195,059 ▼ 11% vs 2024 (€ 219,623) Unfavourable step	▼ 11%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 232,500 Dividend 2024: € 232,500 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 232,500) Unchanged	▼ 100%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 414,518 Bank debt 2024: € 414,518 Unchanged (€ 0) Unfavourable step	€ 785,255 Bank debt 2025: € 785,255 ▲ 89% vs 2024 (€ 414,518) Unfavourable step	▲ 89%
Balance sheet total	€ 228,846 Balance sheet total 2022: € 228,846 First fiscal year in the series	€ 382,951 Balance sheet total 2023: € 382,951 ▲ 67% vs 2022 (€ 228,846) Unchanged	€ 1,004,713 Balance sheet total 2024: € 1,004,713 ▲ 162% vs 2023 (€ 382,951) Unchanged	€ 1,837,422 Balance sheet total 2025: € 1,837,422 ▲ 83% vs 2024 (€ 1,004,713) Unchanged	▲ 83%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	1 Employees (FTE) 2023: 1 Unchanged (1) Unchanged	1.8 Employees (FTE) 2024: 1.8 ▲ 0.8 vs 2023 (1) Unchanged	2 Employees (FTE) 2025: 2 ▲ 0.2 vs 2024 (1.8) Unchanged	▲ 0.2

Key figures of Fidelis, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fidelis?

What happened at Fidelis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 30, 2026 New annual accounts for financial year 2025: loss of € 24,564 (▼ € 257,232 vs 2024). Source: NBB ↗
2025 JOERI DU MONT BV became a director. NBB
2025 BRAM VAN DE VEIRE BV became a director. NBB
2023 ADVIESBURO EUROBEL BV became a director. NBB
2023 MARC CABOOR BV became a director. NBB
Jan 10, 1990 New establishment in Jabbeke. KBO
Dec 28, 1989 Start of the company according to the CBE. KBO

In short

From € 64,747 profit in 2022 to € 24,564 loss in 2025.

Paid € 67,676 in corporate taxes since 2022.

Best year ever: 2024, with € 232,668 profit.

On average € 246,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

ADVIESBURO EUROBEL 47.5%

MARC CABOOR 17.3%

Bram Van de Veire BV 0%

The stake of ADVIESBURO EUROBEL, MARC CABOOR, Bram Van de Veire BV comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Fidelis

Behind Fidelis are JOERI DU MONT BV, TIMO DENOO CommV, ADVIESBURO EUROBEL BV, BRAM VAN DE VEIRE BV and MARC CABOOR BV. The shares are held by ADVIESBURO EUROBEL (47.5%), MARC CABOOR (17.3%) and Bram Van de Veire BV (0%).

Directors

According to the 2025 annual accounts

JOERI DU MONT BV

Managing director · represented by Joeri DU MONT

Also active at: Fidelis, KANTOOR SD

since 2025

TIMO DENOO CommV

Managing director · represented by DENOO Timo

Also active at: Fidelis

ADVIESBURO EUROBEL BV

Managing director · represented by Ludo DEMEULENAERE

Also active at: BISCHOFFSHEIM, Fidelis

since 2023

BRAM VAN DE VEIRE BV

Managing director · represented by Bram VAN DE VEIRE

Also active at: Fidelis, KANTOOR SD

since 2025

MARC CABOOR BV

Managing director · represented by Marc CABOOR

Also active at: Fidelis

since 2023

Shareholders

ADVIESBURO EUROBEL

47.5%

MARC CABOOR

17.3%

Bram Van de Veire BV

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Gistelsteenweg 341A

8490 Jabbeke

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ADVIESBURO EUROBEL same network

€ 177,526 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS fidelisteam.be

About

Technologies

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Hosting & Email

Email provider

Microsoft 365

Hosting

DSTNY-BACKBONE International Backbone, BE

Website info

HTTPS Ja

Languages NL

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0439.727.922

VAT number

BE 0439.727.922

Registered office

Gistelsteenweg 341A, 8490 Jabbeke

Names & denominations

Fidelis

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 December 1989

Peppol

Active · Active since 23 Dec 2025

Contact

fidelisteam.be [email protected]

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Fidelis

Financials

What happened to Fidelis?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions