Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
27 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SEPAMACO from Ottignies-Louvain-la-Neuve, company number BE0439599743, closed financial year 2025 with a result of € 29,378 after tax. For that financial year SEPAMACO recorded a gross margin of € 56,238 and equity of € 71,220. Compared with financial year 2024, the result moved from € 31,112 to € 29,378. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 71,220
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,378
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 15,496
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,715 paid out
53 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 10,376
▼ 58% vs 2024
Loans from banks and other lenders, long and short.
€ 341
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,524
▲ 53% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,852 | € 54,754 | € 57,691 | € 56,238 | ▼ 3% |
| Profit after taxes | € 16,666 | € 25,053 | € 31,112 | € 29,378 | ▼ 6% |
| Equity | € 86,445 | € 26,445 | € 57,557 | € 71,220 | ▲ 24% |
| Total debts | € 57,050 | € 108,859 | € 51,751 | € 38,215 | ▼ 26% |
| Cash | € 52,572 | € 27,380 | € 11,643 | € 15,496 | ▲ 33% |
| Land & buildings | € 90,922 | € 107,620 | € 97,193 | € 92,775 | ▼ 5% |
| Retained profit | € 24,472 | € 24,472 | € 55,584 | € 69,247 | ▲ 25% |
| Dividend | € 0 | € 25,053 | € 0 | € 15,715 | |
| Bank debt | € 53,463 | € 39,250 | € 24,763 | € 10,376 | ▼ 58% |
| Balance sheet total | € 143,495 | € 135,304 | € 109,308 | € 109,435 |
Key figures of SEPAMACO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SEPAMACO?
What happened at SEPAMACO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 29,378 (▼ 6% vs 2024). Source: NBB ↗
- Jean Louis JACOBS became a director. NBB
- Catherine HODY became a director. NBB
- Philippe DANDOY became a director. NBB
- Martine RIGA became a director. NBB
- New establishment in Lasne. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,666 profit in 2022 to € 29,378 profit in 2025.
Paid € 40,046 in corporate taxes since 2022.
Best year ever: 2024, with € 31,112 profit.
Paid out € 40,768 in dividends to the owners in total.
Management
Behind SEPAMACO are Jean Louis JACOBS, Catherine HODY, Philippe DANDOY and Martine RIGA. Jean Louis JACOBS is also behind PHEIDIOU. Philippe DANDOY is also behind CELES - ASSOCATION D' AVOCATS SPRL and Philippe DANDOY. Martine RIGA is also behind ANCORAMAX.
Directors
According to the 2025 annual accounts
since 2022
Catherine HODY
Director
since 2022
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Rue de Clairvaux 40 box 202
1348 Ottignies-Louvain-la-Neuve
Rue de l'Ancienne Gare 7
1380 Lasne
Active since 26 February 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 27 companies are registered at this address.
All companies at this address →Comptoir de bois Daniel Sabbe
€ 16.5 million revenue · 2025
BAGO INVEST
€ 306,315 gross margin · 2025
L.P. VANDENBERGH
€ 161,391 gross margin · 2025
Immobilière 3, Avenue Ernest Solvay
€ 54,951 gross margin · 2025
IMMOBILIERE GUIDO ECKELMANS
€ 733,458 gross margin · 2025
+22 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.599.743
- VAT number
- BE 0439.599.743
- Registered office
- Rue de Clairvaux 40 bus 202, 1348 Ottignies-Louvain-la-Neuve
- Names & denominations
- SEPAMACO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1989
- Peppol
- Not registered