Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PROMO INVEST HERBOTS from Namur, company number BE0439343484, closed financial year 2025 with a result of € -7,354 after tax. For that financial year PROMO INVEST HERBOTS recorded a gross margin of € 371,815 and equity of € -1.3 million. Compared with financial year 2024, the result moved from € 146,918 to € -7,354. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ -1.3 million
▼ € 7,354 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,354
▼ still € 146,918 profit in 2024
Profit after tax over the fiscal year.
€ 101,029
▲ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.7 million.
People and assets in 2025
€ 93,280
▼ 15% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.1 million
▼ 2% vs 2024
€ 62,124 is repaid this year. At this pace the long-term loan is gone in ≈ 94 years.
€ 41,896
▲ € 33,237 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 327,615
▼ 25% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 345,784 | € 444,595 | € 458,830 | € 371,815 | ▼ 19% |
| Profit after taxes | € 175,814 | € 239,707 | € 146,918 | € -7,354 | ▼ € 154,271 |
| Equity | € -1,650,773 | € -1,411,066 | € -1,264,149 | € -1,271,502 | ▼ € 7,354 |
| Total debts | € 6,803,147 | € 7,729,344 | € 8,606,817 | € 8,442,671 | ▼ 2% |
| Cash | € 350,750 | € 51,135 | € 64,901 | € 101,029 | ▲ 56% |
| Land & buildings | € 3,084,306 | € 3,563,719 | € 6,019,241 | € 5,951,326 | ▼ 1% |
| Retained profit | € -2,066,912 | € -1,827,205 | € -1,680,288 | € -1,687,641 | |
| Bank debt | € 4,811,552 | € 5,711,182 | € 6,210,442 | € 6,062,116 | ▼ 2% |
| Balance sheet total | € 5,152,374 | € 6,318,278 | € 7,342,669 | € 7,171,169 | ▼ 2% |
Key figures of PROMO INVEST HERBOTS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PROMO INVEST HERBOTS?
What happened at PROMO INVEST HERBOTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,354 (▼ € 154,271 vs 2024). filed late Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 175,814 profit in 2022 to € 7,354 loss in 2025.
Paid € 417 in corporate taxes since 2022.
Best year ever: 2023, with € 239,707 profit.
Management
Behind PROMO INVEST HERBOTS is Joyce Herbots. Joyce Herbots is also behind PEETERS CONSTRUCT.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Henri Lemaître 39
5000 Namur
Avenue des Combattants 93
5030 Gembloux
Active since 21 December 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.343.484
- VAT number
- BE 0439.343.484
- Registered office
- Rue Henri Lemaître 39, 5000 Namur
- Names & denominations
- PROMO INVEST HERBOTS · PROMO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 1989
- Peppol
- Active · Active since 25 Mar 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Marktonderzoekbureaus
Markt- en opinieonderzoek
Ontwikkeling van residentiële bouwprojecten