What is the address of DISFINANCE?

The registered office of DISFINANCE is located at Reinaertdreef 4, 9830 Sint-Martens-Latem.

Is DISFINANCE still active?

Yes. According to the CBE (29 October 2026) DISFINANCE is active, legal situation “Normale toestand”, started on 2 January 1990.

Is DISFINANCE registered on Peppol?

Yes, DISFINANCE is registered on the Peppol network with ID 0208:0439316661.

What is the enterprise number of DISFINANCE?

The enterprise number of DISFINANCE is BE0439316661.

When was DISFINANCE founded?

DISFINANCE was founded on 2 January 1990.

Who are the directors of DISFINANCE?

According to the 2025 annual accounts, the directors of DISFINANCE are: Agra NV.

Is DISFINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 January 1990; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did DISFINANCE make in 2025?

DISFINANCE posted a profit after taxes of € 401,357 in financial year 2025.

What is the revenue of DISFINANCE?

As a small company, DISFINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 264,063.

How many employees does DISFINANCE have?

According to the 2025 annual accounts, DISFINANCE has 0 full-time equivalents (FTE).

DISFINANCE (Private Limited) - Sint-Martens-Latem

Q: What does DISFINANCE do?

DISFINANCE is registered with the CBE as active in: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies. Private Limited, started on 2 January 1990, 1 establishment.

Dossier DISFINANCE, printed on 29 October 2026 from databakkes.be/en/0439316661/disfinance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

DISFINANCE from Sint-Martens-Latem, company number BE0439316661, closed financial year 2025 with a result of € 401,357 after tax. For that financial year DISFINANCE recorded a gross margin of € 264,063 and equity of € 1.3 million. Compared with financial year 2024, the result moved from € 230,791 to € 401,357. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.

What it is worth Growing

€ 1.3 million

▲ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 401,357

▲ 74% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 98,418

▲ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 148,187 paid out

37 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.3 million

▼ 6% vs 2024

€ 80,062 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 12,051

▼ 8% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 93,008

▼ 1% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 171,956 Gross margin 2022: € 171,956 First fiscal year in the series	€ 246,608 Gross margin 2023: € 246,608 ▲ 43% vs 2022 (€ 171,956) Favourable step	€ 214,711 Gross margin 2024: € 214,711 ▼ 13% vs 2023 (€ 246,608) Unfavourable step	€ 264,063 Gross margin 2025: € 264,063 ▲ 23% vs 2024 (€ 214,711) Favourable step	▲ 23%
Profit after taxes	€ 83,861 Profit after taxes 2022: € 83,861 First fiscal year in the series	€ 223,151 Profit after taxes 2023: € 223,151 ▲ 166% vs 2022 (€ 83,861) Favourable step	€ 230,791 Profit after taxes 2024: € 230,791 ▲ 3% vs 2023 (€ 223,151) Favourable step	€ 401,357 Profit after taxes 2025: € 401,357 ▲ 74% vs 2024 (€ 230,791) Favourable step	▲ 74%
Equity	€ 858,994 Equity 2022: € 858,994 First fiscal year in the series	€ 1,082,145 Equity 2023: € 1,082,145 ▲ 26% vs 2022 (€ 858,994) Favourable step	€ 1,021,243 Equity 2024: € 1,021,243 ▼ 6% vs 2023 (€ 1,082,145) Unfavourable step	€ 1,274,413 Equity 2025: € 1,274,413 ▲ 25% vs 2024 (€ 1,021,243) Favourable step	▲ 25%
Total debts	€ 1,778,615 Total debts 2022: € 1,778,615 First fiscal year in the series	€ 1,703,156 Total debts 2023: € 1,703,156 ▼ 4% vs 2022 (€ 1,778,615) Favourable step	€ 1,718,732 Total debts 2024: € 1,718,732 ▲ 1% vs 2023 (€ 1,703,156) Unfavourable step	€ 1,391,676 Total debts 2025: € 1,391,676 ▼ 19% vs 2024 (€ 1,718,732) Favourable step	▼ 19%
Cash	€ 39,272 Cash 2022: € 39,272 First fiscal year in the series	€ 3,265 Cash 2023: € 3,265 ▼ 92% vs 2022 (€ 39,272) Unfavourable step	€ 49,499 Cash 2024: € 49,499 ▲ € 46,234 vs 2023 (€ 3,265) Favourable step	€ 98,418 Cash 2025: € 98,418 ▲ 99% vs 2024 (€ 49,499) Favourable step	▲ 99%
Land & buildings	€ 2,007,120 Land & buildings 2022: € 2,007,120 First fiscal year in the series	€ 2,127,806 Land & buildings 2023: € 2,127,806 ▲ 6% vs 2022 (€ 2,007,120) Unchanged	€ 2,064,217 Land & buildings 2024: € 2,064,217 ▼ 3% vs 2023 (€ 2,127,806) Unchanged	€ 2,063,115 Land & buildings 2025: € 2,063,115 Unchanged (€ 2,064,217) Unchanged
Retained profit	€ 783,890 Retained profit 2022: € 783,890 First fiscal year in the series	€ 1,007,041 Retained profit 2023: € 1,007,041 ▲ 28% vs 2022 (€ 783,890) Favourable step	€ 946,139 Retained profit 2024: € 946,139 ▼ 6% vs 2023 (€ 1,007,041) Unfavourable step	€ 1,199,309 Retained profit 2025: € 1,199,309 ▲ 27% vs 2024 (€ 946,139) Favourable step	▲ 27%
Dividend	€ 34,838 Dividend 2022: € 34,838 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 34,838) Unchanged	€ 291,693 Dividend 2024: € 291,693 Unchanged (€ 0) Unchanged	€ 148,187 Dividend 2025: € 148,187 ▼ 49% vs 2024 (€ 291,693) Unchanged	▼ 49%
Bank debt	€ 1,498,505 Bank debt 2022: € 1,498,505 First fiscal year in the series	€ 1,421,793 Bank debt 2023: € 1,421,793 ▼ 5% vs 2022 (€ 1,498,505) Favourable step	€ 1,348,942 Bank debt 2024: € 1,348,942 ▼ 5% vs 2023 (€ 1,421,793) Favourable step	€ 1,270,035 Bank debt 2025: € 1,270,035 ▼ 6% vs 2024 (€ 1,348,942) Favourable step	▼ 6%
Balance sheet total	€ 2,664,109 Balance sheet total 2022: € 2,664,109 First fiscal year in the series	€ 2,811,801 Balance sheet total 2023: € 2,811,801 ▲ 6% vs 2022 (€ 2,664,109) Unchanged	€ 2,766,475 Balance sheet total 2024: € 2,766,475 ▼ 2% vs 2023 (€ 2,811,801) Unchanged	€ 2,692,590 Balance sheet total 2025: € 2,692,590 ▼ 3% vs 2024 (€ 2,766,475) Unchanged	▼ 3%

Key figures of DISFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to DISFINANCE?

What happened at DISFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 13, 2026 New annual accounts for financial year 2025: profit of € 401,357 (▲ 74% vs 2024). Source: NBB ↗
2017 Agra NV became a director. NBB
Mar 30, 1993 New establishment in Sint-Martens-Latem. KBO
Jan 2, 1990 Start of the company according to the CBE. KBO

In short

From € 83,861 profit in 2022 to € 401,357 profit in 2025.

Paid € 291,104 in corporate taxes since 2022.

Best year ever: 2025, with € 401,357 profit.

Paid out € 474,718 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Agra NV

DISFINANCE

Protector Belgium 100%

Behind DISFINANCE is Agra NV. It owns 100% of Protector Belgium itself.

Directors

According to the 2025 annual accounts

Agra NV

Director · represented by Verschueren Emile

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Reinaertdreef 4

9830 Sint-Martens-Latem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

AGRA same network

€ -4,418 gross margin · 2025

DISTRADE

€ 44,827 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0439.316.661

VAT number

BE 0439.316.661

Registered office

Reinaertdreef 4, 9830 Sint-Martens-Latem

Names & denominations

DISFINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

2 January 1990

Peppol

Active · Active since 14 Oct 2025

Activities · NACE

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsvoering en beheer

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Activiteiten van holdings

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Managementactiviteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

DISFINANCE

Warning lights

Financials

What happened to DISFINANCE?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions