Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
Financials
Financial year 2026
ANDES from Knokke-Heist, company number BE0439248464, closed financial year 2026 with a result of € -2,508 after tax. For that financial year ANDES recorded a gross margin of € 17,169 and equity of € 1.1 million. Compared with financial year 2025, the result moved from € -778 to € -2,508. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 24, 2026.
€ 1.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,508
▼ 222 % more loss than in 2025
Profit after tax over the fiscal year.
€ 7,358
▲ € 6,474 vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 815,587.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 871
▲ € 755 vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 1,688
▲ 256% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 20,519 | € 6,001 | € 5,145 | € 17,169 | ▲ 234% |
| Profit after taxes | € 3,223 | € 707 | € -778 | € -2,508 | ▼ € 1,730 |
| Equity | € 1,141,166 | € 1,141,873 | € 1,141,095 | € 1,138,587 | |
| Total debts | € 754 | € 1,667 | € 1,090 | € 6,259 | ▲ € 5,169 |
| Cash | € 2,055 | € 407 | € 884 | € 7,358 | ▲ € 6,474 |
| Land & buildings | € 748,968 | € 733,807 | € 718,646 | € 703,594 | ▼ 2% |
| Retained profit | € 818,166 | € 818,873 | € 818,095 | € 815,587 | |
| Balance sheet total | € 1,141,920 | € 1,143,540 | € 1,142,184 | € 1,144,845 |
Key figures of ANDES, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to ANDES?
What happened at ANDES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Marc BOSMAN stepped down as director. NBB
- Annick BOSMAN stepped down as director. NBB
- Joris BOSMAN stepped down as director. NBB
- New annual accounts for financial year 2026: loss of € 2,508. Source: NBB ↗
- Marc BOSMAN became a director. NBB
- Annick BOSMAN became a director. NBB
- Joris BOSMAN became a director. NBB
- New establishment in Knokke-Heist. KBO
In short
From € 3,223 profit in 2023 to € 2,508 loss in 2026.
Paid € 1,490 in corporate taxes since 2023.
Best year ever: 2023, with € 3,223 profit.
Management
The stake of STUBAN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ANDESThe shares are held by STUBAN (100%).
Directors
According to the 2026 annual accounts
Marc BOSMAN
Managing director
Also active at: STUBAN, Vanderlinden, BOSMAN, I.M.V.C., ANVERICK, STUVERBO, WILMES, BOSMAN WONINGBOUW +1 more
since 2025 · until 2031
Annick BOSMAN
Managing director
Also active at: STUBAN, Vanderlinden, BOSMAN, I.M.V.C., ANVERICK, STUVERBO, WILMES, BOSMAN WONINGBOUW +1 more
since 2025 · until 2031
Joris BOSMAN
Managing director
Also active at: STUBAN, BOSMAN, ANVERICK, Invest & Immo VDV, WILMES, BOSMAN WONINGBOUW, VERBOS
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zeedijk-Albertstrand 504 box 64
8300 Knokke-Heist
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.248.464
- VAT number
- BE 0439.248.464
- Registered office
- Zeedijk-Albertstrand 504 bus 64, 8300 Knokke-Heist
- Names & denominations
- ANDES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1989
- Peppol
- Active · Active since 16 Oct 2025
- Activities · NACE
Handel in eigen onroerend goed
Handel in onroerend goed
Activiteiten van geldmarkt- en niet-geldmarktbeleggingsfondsen
Instellingen voor collectieve belegging
Beleggingstrusts en -fondsen en vergelijkbare financiële instellingen