FINAP is registered with the CBE as active in: Activiteiten van holdings. Public Limited, started on 18 October 1989, 1 establishment.

What is the address of FINAP?

The registered office of FINAP is located at Affligemsestraat 502, 1770 Liedekerke.

Is FINAP still active?

Yes. According to the CBE (29 October 2026) FINAP is active, legal situation “Normale toestand”, started on 18 October 1989.

Is FINAP registered on Peppol?

Yes, FINAP is registered on the Peppol network with ID 0208:0438735354.

What is the enterprise number of FINAP?

The enterprise number of FINAP is BE0438735354.

When was FINAP founded?

FINAP was founded on 18 October 1989.

Who are the directors of FINAP?

According to the 2025 annual accounts, the directors of FINAP are: Frederik Balcaen, Gracy Ramont, Paul Balcaen.

Is FINAP a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 October 1989; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FINAP make in 2025?

FINAP posted a profit after taxes of € 34,932 in financial year 2025.

What is the revenue of FINAP?

As a small company, FINAP is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 208,189.

How much does an employee at FINAP earn?

The average wage cost per full-time employee at FINAP was € 94,800 in 2023: staff costs of € 151,627 for 1.6 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

FINAP (Public Limited) - Liedekerke - BE0438735354

Dossier FINAP, printed on 29 October 2026 from databakkes.be/en/0438735354/finap. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FINAP from Liedekerke, company number BE0438735354, closed financial year 2025 with a result of € 34,932 after tax. For that financial year FINAP recorded a gross margin of € 208,189 and equity of € 7.5 million. Compared with financial year 2024, the result moved from € 46,483 to € 34,932. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 7.5 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 34,932

▼ 25% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,971

▼ 98% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 3.1 million.

People and assets in 2025

Wage cost

€ 151,745

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 68,256

▲ 44% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 40,810

▲ 26% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 131,118 Gross margin 2022: € 131,118 First fiscal year in the series	€ 211,335 Gross margin 2023: € 211,335 ▲ 61% vs 2022 (€ 131,118) Favourable step	€ 214,671 Gross margin 2024: € 214,671 ▲ 2% vs 2023 (€ 211,335) Favourable step	€ 208,189 Gross margin 2025: € 208,189 ▼ 3% vs 2024 (€ 214,671) Unfavourable step	▼ 3%
Profit after taxes	€ 32,591 Profit after taxes 2022: € 32,591 First fiscal year in the series	€ 34,269 Profit after taxes 2023: € 34,269 ▲ 5% vs 2022 (€ 32,591) Favourable step	€ 46,483 Profit after taxes 2024: € 46,483 ▲ 36% vs 2023 (€ 34,269) Favourable step	€ 34,932 Profit after taxes 2025: € 34,932 ▼ 25% vs 2024 (€ 46,483) Unfavourable step	▼ 25%
Equity	€ 7,341,822 Equity 2022: € 7,341,822 First fiscal year in the series	€ 7,376,091 Equity 2023: € 7,376,091 Unchanged (€ 7,341,822) Favourable step	€ 7,422,573 Equity 2024: € 7,422,573 ▲ 1% vs 2023 (€ 7,376,091) Favourable step	€ 7,457,506 Equity 2025: € 7,457,506 Unchanged (€ 7,422,573) Favourable step
Total debts	€ 40,490 Total debts 2022: € 40,490 First fiscal year in the series	€ 162,567 Total debts 2023: € 162,567 ▲ € 122,078 vs 2022 (€ 40,490) Unfavourable step	€ 129,769 Total debts 2024: € 129,769 ▼ 20% vs 2023 (€ 162,567) Favourable step	€ 161,374 Total debts 2025: € 161,374 ▲ 24% vs 2024 (€ 129,769) Unfavourable step	▲ 24%
Cash	€ 4,962 Cash 2022: € 4,962 First fiscal year in the series	€ 136,162 Cash 2023: € 136,162 ▲ € 131,200 vs 2022 (€ 4,962) Favourable step	€ 424,722 Cash 2024: € 424,722 ▲ 212% vs 2023 (€ 136,162) Favourable step	€ 7,971 Cash 2025: € 7,971 ▼ 98% vs 2024 (€ 424,722) Unfavourable step	▼ 98%
Land & buildings	€ 71,508 Land & buildings 2022: € 71,508 First fiscal year in the series	€ 66,827 Land & buildings 2023: € 66,827 ▼ 7% vs 2022 (€ 71,508) Unchanged	€ 62,147 Land & buildings 2024: € 62,147 ▼ 7% vs 2023 (€ 66,827) Unchanged	€ 57,466 Land & buildings 2025: € 57,466 ▼ 8% vs 2024 (€ 62,147) Unchanged	▼ 8%
Retained profit	€ 3,015,338 Retained profit 2022: € 3,015,338 First fiscal year in the series	€ 3,049,607 Retained profit 2023: € 3,049,607 ▲ 1% vs 2022 (€ 3,015,338) Favourable step	€ 3,096,090 Retained profit 2024: € 3,096,090 ▲ 2% vs 2023 (€ 3,049,607) Favourable step	€ 3,131,022 Retained profit 2025: € 3,131,022 ▲ 1% vs 2024 (€ 3,096,090) Favourable step	▲ 1%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 10,000 Bank debt 2023: € 10,000 Unchanged (€ 0) Unfavourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 10,000) Favourable step	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 7,382,311 Balance sheet total 2022: € 7,382,311 First fiscal year in the series	€ 7,538,658 Balance sheet total 2023: € 7,538,658 ▲ 2% vs 2022 (€ 7,382,311) Unchanged	€ 7,552,343 Balance sheet total 2024: € 7,552,343 Unchanged (€ 7,538,658) Unchanged	€ 7,618,880 Balance sheet total 2025: € 7,618,880 ▲ 1% vs 2024 (€ 7,552,343) Unchanged	▲ 1%
Employees (FTE)	-	1.6 Employees (FTE) 2023: 1.6 First fiscal year in the series	-	-

Key figures of FINAP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINAP?

What happened at FINAP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 Frederik Balcaen stepped down as director. NBB
2027 Gracy Ramont stepped down as director. NBB
2027 Paul Balcaen stepped down as director. NBB
Aug 31, 2026 New annual accounts for financial year 2025: profit of € 34,932 (▼ 25% vs 2024). filed late Source: NBB ↗
2021 Frederik Balcaen became a director. NBB
2021 Gracy Ramont became a director. NBB
2021 Paul Balcaen became a director. NBB
Dec 26, 1989 New establishment in Liedekerke. KBO

In short

From € 32,591 profit in 2022 to € 34,932 profit in 2025.

Paid € 66,410 in corporate taxes since 2022.

Best year ever: 2024, with € 46,483 profit.

On average € 132,100 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

P.F.B. 54.2%

The stake of P.F.B. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINAP

ABEC 100%

Segers & Balcaen 99.9%

SB DIest 98%

Kortrijk Storage 12.5%

The shares are held by P.F.B. (54.2%). It owns 100% of ABEC, 99.9% of Segers & Balcaen, 98% of SB DIest and 12.5% of Kortrijk Storage itself.

Directors

According to the 2025 annual accounts

Frederik Balcaen

Director

Also active at: Segers en Balcaen, Go 2, P.F.B., GO2 Invest, SB DIEST

since 2021 · until 2027

Gracy Ramont

Director

Also active at: VOKA - Kamer van Koophandel Vlaams-Brabant, Segers en Balcaen, ABEC, Gracy Ramont en Partners, SB DIEST, SOGNO

since 2021 · until 2027

Paul Balcaen

Managing director

Also active at: Segers en Balcaen, ABEC, Go 2, P.F.B., GO2 Invest, SB DIEST

since 2021 · until 2027

Shareholders

P.F.B.

54.2%

Participations

100%

99.9%

98%

12.5%

Establishments

Establishment units

Physical locations of this company

Registered office

Affligemsestraat 502

1770 Liedekerke

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Gracy Ramont en Partners same network

€ 92,879 gross margin · 2025

P.F.B. same network

€ 191,895 gross margin · 2025

SOGNO same network

€ 10,336 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0438.735.354

VAT number

BE 0438.735.354

Registered office

Affligemsestraat 502, 1770 Liedekerke

Names & denominations

FINAP

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

18 October 1989

Peppol

Active · Active since 5 Dec 2025

Activities · NACE

Activiteiten van holdings

Managementactiviteiten van holdings

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Holdings

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

FINAP

Financials

What happened to FINAP?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions