Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CREATEL from Ukkel, company number BE0438615093, closed financial year 2025 with a result of € -294,631 after tax. For that financial year CREATEL recorded a gross margin of € 31,866 and equity of € -85,137. Compared with financial year 2024, the result moved from € -1,479 to € -294,631. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -85,137
▼ € 294,631 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -294,631
▼ 19821 % more loss than in 2024
Profit after tax over the fiscal year.
€ 318
▼ 68% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -147,110.
People and assets in 2025
4.4
▲ 1.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 299,224
▲ 72% vs 2024
€ 68,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 46,389
▲ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 241,040
▲ 95% vs 2024
€ 114,826 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 256,284
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,203
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 142,134 | € 123,593 | € 194,947 | € 31,866 | ▼ 84% |
| Profit after taxes | € 43,588 | € 27,441 | € -1,479 | € -294,631 | ▼ € 293,152 |
| Equity | € 334,658 | € 210,974 | € 209,494 | € -85,137 | ▼ € 294,631 |
| Total debts | € 384,747 | € 332,034 | € 427,637 | € 635,828 | ▲ 49% |
| Cash | € 2,133 | € 6,787 | € 989 | € 318 | ▼ 68% |
| Retained profit | € 272,685 | € 149,001 | € 147,521 | € -147,110 | ▼ € 294,631 |
| Bank debt | € 81,348 | € 56,906 | € 123,608 | € 241,040 | ▲ 95% |
| Balance sheet total | € 719,405 | € 543,008 | € 637,131 | € 550,691 | ▼ 14% |
| Employees (FTE) | 1 | 1 | 3 | 4.4 | ▲ 1.4 |
Key figures of CREATEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREATEL?
What happened at CREATEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 294,631. filed late Source: NBB ↗
- BRASIBEL SERVICE SRL became a director. NBB
- Julien SAUER became a director. NBB
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,588 profit in 2022 to € 294,631 loss in 2025.
Paid € 28,562 in corporate taxes since 2022.
Best year ever: 2022, with € 43,588 profit.
On average € 7,200 of value added per employee in 2025.
A new publication or filing at CREATEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COMPAGNIE EUROPEENNE DE PROTECTION ET DE PREVENTION INCENDIE, BRASIBEL SERVICE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREATELBehind CREATEL are BRASIBEL SERVICE SRL and Julien SAUER. The shares are held by COMPAGNIE EUROPEENNE DE PROTECTION ET DE PREVENTION INCENDIE (50%) and BRASIBEL SERVICE (25%).
Directors
According to the 2025 annual accounts
Director · represented by Renata FERREIRA
since 2024
since 2024
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Waterloosesteenweg 1094
1180 Ukkel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0438.615.093
- VAT number
- BE 0438.615.093
- Registered office
- Waterloosesteenweg 1094, 1180 Ukkel
- Names & denominations
- CREATEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 October 1989
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- createl.be
- Activities · NACE
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