What does CUM LAUDE do?

CUM LAUDE is an estate agency in Brasschaat. Public Limited, started on 28 September 1988, 1 establishment.

What is the address of CUM LAUDE?

The registered office of CUM LAUDE is located at Leopoldslei 7, 2930 Brasschaat.

Is CUM LAUDE still active?

Yes. According to the CBE (29 October 2026) CUM LAUDE is active, legal situation “Normale toestand”, started on 28 September 1988.

Is CUM LAUDE registered on Peppol?

Yes, CUM LAUDE is registered on the Peppol network with ID 0208:0438586092.

What is the enterprise number of CUM LAUDE?

The enterprise number of CUM LAUDE is BE0438586092.

When was CUM LAUDE founded?

CUM LAUDE was founded on 28 September 1988.

Who are the directors of CUM LAUDE?

According to the 2025 annual accounts, the directors of CUM LAUDE are: Cum Laude Maxima BV.

Is CUM LAUDE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 September 1988; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did CUM LAUDE make in 2025?

CUM LAUDE posted a profit after taxes of € 20,179 in financial year 2025.

What is the revenue of CUM LAUDE?

As a small company, CUM LAUDE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 115,896.

How much does an employee at CUM LAUDE earn?

The average wage cost per full-time employee at CUM LAUDE was € 69,000 in 2025: staff costs of € 69,043 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does CUM LAUDE have?

According to the 2025 annual accounts, CUM LAUDE has 1 full-time equivalents (FTE).

CUM LAUDE (Public Limited) - Brasschaat - BE0438586092

Dossier CUM LAUDE, printed on 29 October 2026 from databakkes.be/en/0438586092/cum-laude. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 64 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

CUM LAUDE from Brasschaat, company number BE0438586092, closed financial year 2025 with a result of € 20,179 after tax. For that financial year CUM LAUDE recorded a gross margin of € 115,896 and equity of € 119,481. Compared with financial year 2024, the result moved from € 26,817 to € 20,179. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Growing

€ 119,481

▲ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 20,179

▼ 25% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 28,948

▲ 67% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 57,981.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 69,043

▲ 4% vs 2024

€ 69,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 42,176

▲ 13% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 15,388

▲ 82% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 200,383 Gross margin 2022: € 200,383 First fiscal year in the series	€ 69,802 Gross margin 2023: € 69,802 ▼ 65% vs 2022 (€ 200,383) Unfavourable step	€ 110,644 Gross margin 2024: € 110,644 ▲ 59% vs 2023 (€ 69,802) Favourable step	€ 115,896 Gross margin 2025: € 115,896 ▲ 5% vs 2024 (€ 110,644) Favourable step	▲ 5%
Profit after taxes	€ 99,226 Profit after taxes 2022: € 99,226 First fiscal year in the series	€ -1,878 Profit after taxes 2023: € -1,878 ▼ € 101,104 vs 2022 (€ 99,226) Unfavourable step	€ 26,817 Profit after taxes 2024: € 26,817 ▲ € 28,695 vs 2023 (€ -1,878) Favourable step	€ 20,179 Profit after taxes 2025: € 20,179 ▼ 25% vs 2024 (€ 26,817) Unfavourable step	▼ 25%
Equity	€ 114,364 Equity 2022: € 114,364 First fiscal year in the series	€ 112,486 Equity 2023: € 112,486 ▼ 2% vs 2022 (€ 114,364) Unfavourable step	€ 99,303 Equity 2024: € 99,303 ▼ 12% vs 2023 (€ 112,486) Unfavourable step	€ 119,481 Equity 2025: € 119,481 ▲ 20% vs 2024 (€ 99,303) Favourable step	▲ 20%
Total debts	€ 248,430 Total debts 2022: € 248,430 First fiscal year in the series	€ 114,545 Total debts 2023: € 114,545 ▼ 54% vs 2022 (€ 248,430) Favourable step	€ 85,918 Total debts 2024: € 85,918 ▼ 25% vs 2023 (€ 114,545) Favourable step	€ 57,735 Total debts 2025: € 57,735 ▼ 33% vs 2024 (€ 85,918) Favourable step	▼ 33%
Cash	€ 99,330 Cash 2022: € 99,330 First fiscal year in the series	€ 44,076 Cash 2023: € 44,076 ▼ 56% vs 2022 (€ 99,330) Unfavourable step	€ 17,288 Cash 2024: € 17,288 ▼ 61% vs 2023 (€ 44,076) Unfavourable step	€ 28,948 Cash 2025: € 28,948 ▲ 67% vs 2024 (€ 17,288) Favourable step	▲ 67%
Retained profit	€ 52,864 Retained profit 2022: € 52,864 First fiscal year in the series	€ 50,986 Retained profit 2023: € 50,986 ▼ 4% vs 2022 (€ 52,864) Unfavourable step	€ 37,803 Retained profit 2024: € 37,803 ▼ 26% vs 2023 (€ 50,986) Unfavourable step	€ 57,981 Retained profit 2025: € 57,981 ▲ 53% vs 2024 (€ 37,803) Favourable step	▲ 53%
Dividend	€ 90,000 Dividend 2022: € 90,000 First fiscal year in the series	€ 0 Dividend 2023: € 0 ▼ 100% vs 2022 (€ 90,000) Unchanged	€ 40,000 Dividend 2024: € 40,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 40,000) Unchanged	▼ 100%
Bank debt	€ 1,094 Bank debt 2022: € 1,094 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 1,094) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 440,592 Balance sheet total 2022: € 440,592 First fiscal year in the series	€ 304,829 Balance sheet total 2023: € 304,829 ▼ 31% vs 2022 (€ 440,592) Unchanged	€ 263,018 Balance sheet total 2024: € 263,018 ▼ 14% vs 2023 (€ 304,829) Unchanged	€ 255,013 Balance sheet total 2025: € 255,013 ▼ 3% vs 2024 (€ 263,018) Unchanged	▼ 3%
Employees (FTE)	1.1 Employees (FTE) 2022: 1.1 First fiscal year in the series	1 Employees (FTE) 2023: 1 ▼ 0.1 vs 2022 (1.1) Unchanged	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	1 Employees (FTE) 2025: 1 Unchanged (1) Unchanged

Key figures of CUM LAUDE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CUM LAUDE?

What happened at CUM LAUDE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 20,179 (▼ 25% vs 2024). Source: NBB ↗
2005 Cum Laude Maxima BV became a director. NBB
Oct 4, 1988 New establishment in Brasschaat. KBO
Sep 28, 1988 Start of the company according to the CBE. KBO

In short

From € 99,226 profit in 2022 to € 20,179 profit in 2025.

Paid € 10,234 in corporate taxes since 2022.

Best year ever: 2022, with € 99,226 profit.

On average € 115,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

CUM LAUDE MAXIMA 99.9%

The stake of CUM LAUDE MAXIMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

CUM LAUDE

Behind CUM LAUDE is Cum Laude Maxima BV. The shares are held by CUM LAUDE MAXIMA (99.9%).

Directors

According to the 2025 annual accounts

Cum Laude Maxima BV

Managing director · represented by Moonen Bart

since 2005

Shareholders

CUM LAUDE MAXIMA

99.9%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Leopoldslei 7

2930 Brasschaat

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

Tableaux

BRASSCHAAT DEVELOPMENT COMPANY

CUM LAUDE MAXIMA same network

€ 16,326 gross margin · 2025

FE Immo

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0438.586.092

VAT number

BE 0438.586.092

Registered office

Leopoldslei 7, 2930 Brasschaat

Names & denominations

CUM LAUDE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

28 September 1988

Peppol

Active · Active since 3 Oct 2025

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

CUM LAUDE

Warning lights

Financials

What happened to CUM LAUDE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions