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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
DERYCK VERZEKERINGSKANTOOR from Halle, company number BE0438414660, closed financial year 2023 with a result of € 53,705 after tax. For that financial year DERYCK VERZEKERINGSKANTOOR recorded a gross margin of € 78,415 and equity of € 427,226. Compared with financial year 2022, the result moved from € 66,430 to € 53,705. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2024.
€ 427,226
▲ 14% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,705
▼ 19% vs 2022
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2023. Retained profit grew to € 396,239.
Debts at end 2023
€ 335,367
Loans from banks and other lenders, long and short.
€ 15,714
▼ 46% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 20,068
▲ € 16,099 vs 2022
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2020 | 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|---|
| Gross margin | € 53,909 | € 91,363 | € 75,708 | € 78,415 | ▲ 4% |
| Profit after taxes | € 22,936 | € 34,075 | € 66,430 | € 53,705 | ▼ 19% |
| Equity | € 363,015 | € 367,090 | € 373,520 | € 427,226 | ▲ 14% |
| Total debts | € 480,894 | € 517,428 | € 560,024 | € 488,805 | ▼ 13% |
| Land & buildings | € 14,643 | € 14,643 | € 14,643 | € 14,643 | |
| Retained profit | € 332,028 | € 336,104 | € 342,534 | € 396,239 | ▲ 16% |
| Dividend | € 0 | € 30,000 | € 60,000 | € 0 | ▼ 100% |
| Bank debt | € 335,567 | € 335,412 | € 334,520 | € 335,367 | |
| Balance sheet total | € 843,909 | € 884,518 | € 933,544 | € 916,031 | ▼ 2% |
Key figures of DERYCK VERZEKERINGSKANTOOR, fiscal years 2020 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to DERYCK VERZEKERINGSKANTOOR?
What happened at DERYCK VERZEKERINGSKANTOOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: profit of € 53,705 (▼ 19% vs 2022). filed late Source: NBB ↗
- New establishment in Halle. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,936 profit in 2020 to € 53,705 profit in 2023.
Paid € 29,348 in corporate taxes since 2020.
Best year ever: 2022, with € 66,430 profit.
Paid out € 90,000 in dividends to the owners in total.
Management
Behind DERYCK VERZEKERINGSKANTOOR are Herman Deryck and Bram Deryck. Herman Deryck is also behind DERYCK FINANCE.
Directors
According to the 2023 annual accounts
Bram Deryck
Director
Establishments
Establishment units
Physical locations of this company
Sint-Rochusstraat 109 box 1-2
1500 Halle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.414.660
- VAT number
- BE 0438.414.660
- Registered office
- Sint-Rochusstraat 109 bus 1-2, 1500 Halle
- Names & denominations
- DERYCK VERZEKERINGSKANTOOR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 1989
- Peppol
- Active · Active since 16 Dec 2025