Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
35 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Cavens & Co from Antwerpen, company number BE0438222541, closed financial year 2025 with a result of € 10,300 after tax. For that financial year Cavens & Co recorded a gross margin of € 93,271 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 26,452 to € 10,300. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ 1.5 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,300
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 2,711
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 497,712.
People and assets in 2025
€ 3,803
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▲ 9% vs 2024
€ 192,882 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 14,806
▲ € 11,921 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,359
▼ 43% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 110,081 | € 130,299 | € 132,842 | € 93,271 | ▼ 30% |
| Profit after taxes | € 33,962 | € 35,473 | € 26,452 | € 10,300 | ▼ 61% |
| Equity | € 1,387,460 | € 1,422,933 | € 1,449,385 | € 1,459,685 | ▲ 1% |
| Total debts | € 2,166,165 | € 2,245,921 | € 2,352,741 | € 2,502,809 | ▲ 6% |
| Cash | € 24,314 | € 20,188 | € 10,807 | € 2,711 | ▼ 75% |
| Land & buildings | € 659,207 | € 576,806 | € 494,405 | € 412,004 | ▼ 17% |
| Retained profit | € 425,487 | € 460,960 | € 487,412 | € 497,712 | ▲ 2% |
| Bank debt | € 1,463,957 | € 1,373,957 | € 1,298,371 | € 1,413,086 | ▲ 9% |
| Balance sheet total | € 3,553,626 | € 3,668,854 | € 3,802,126 | € 3,962,494 | ▲ 4% |
Key figures of Cavens & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cavens & Co?
What happened at Cavens & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Charlotte Cavens stepped down as director. NBB
- Dirk Cavens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 10,300 (▼ 61% vs 2024). filed late Source: NBB ↗
- Dirk Cavens became a director. NBB
- Charlotte Cavens became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 33,962 profit in 2022 to € 10,300 profit in 2025.
Paid € 50,523 in corporate taxes since 2022.
Best year ever: 2023, with € 35,473 profit.
Management
It owns 49.4% of Haagdoorn itself.
Directors
According to the 2025 annual accounts
Charlotte Cavens
Managing director
Also active at: HAAGDOORN, GROUP MINERVA, GANDS, GANDS Group, PORTUGAL REAL ESTATE INVESTMENTS COMPANY, TRIPLE LIVING HOLDING, Pulsepartner, Elements Real Estate I +15 more
since 2008 · until 2031
Dirk Cavens
Director
Also active at: WETINVEST II, Attis, GANDS, Urban Living Belgium Holding, GANDS VASTGOED, BELUGA 09, TOXON, URBAN LIVING BELGIUM
since 2013 · until 2031
Establishments
Establishment units
Physical locations of this company
Michel De Braeystraat 55
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 35 companies are registered at this address.
All companies at this address →GANDS same network
€ 5.4 million revenue · 2025
URBAN LIVING PROJECT MANAGEMENT
€ 35.9 million revenue · 2025
Canalis Invest
€ 1,224 gross margin · 2025
ULP-I
€ 962,513 gross margin · 2025
ULP-II
€ -3,738 gross margin · 2025
+30 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.222.541
- VAT number
- BE 0438.222.541
- Registered office
- Michel De Braeystraat 55, 2000 Antwerpen
- Names & denominations
- Cavens & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 1989
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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