AFFORD is a property company in Nivelles. Private Limited, started on 23 August 1989, 1 establishment.

What is the address of AFFORD?

The registered office of AFFORD is located at Rue de l'Industrie 17b, 1400 Nivelles.

Is AFFORD still active?

Yes. According to the CBE (29 October 2026) AFFORD is active, legal situation “Normale toestand”, started on 23 August 1989.

Is AFFORD registered on Peppol?

Yes, AFFORD is registered on the Peppol network with ID 0208:0438222442.

What is the enterprise number of AFFORD?

The enterprise number of AFFORD is BE0438222442.

When was AFFORD founded?

AFFORD was founded on 23 August 1989.

Who are the directors of AFFORD?

According to the 2025 annual accounts, the directors of AFFORD are: Paul VERLEYE.

Is AFFORD a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 August 1989; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did AFFORD make in 2025?

AFFORD posted a profit after taxes of € 65,098 in financial year 2025.

What is the revenue of AFFORD?

As a small company, AFFORD is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 327,051.

AFFORD (Private Limited) - Nivelles - BE0438222442

Dossier AFFORD, printed on 29 October 2026 from databakkes.be/en/0438222442/afford. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

AFFORD from Nivelles, company number BE0438222442, closed financial year 2025 with a result of € 65,098 after tax. For that financial year AFFORD recorded a gross margin of € 327,051 and equity of € 475,913. Compared with financial year 2024, the result moved from € 5,610 to € 65,098. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.

What it is worth Growing

€ 475,913

▲ 16% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 65,098

▲ € 59,489 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 25,936

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 351,913.

People and assets in 2025

Wage cost

€ 71,727

▼ 26% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 232,952

▼ 33% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 7,751

▼ 94% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 73,614

▲ 110% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 207,404 Gross margin 2022: € 207,404 First fiscal year in the series	€ 246,368 Gross margin 2023: € 246,368 ▲ 19% vs 2022 (€ 207,404) Favourable step	€ 262,138 Gross margin 2024: € 262,138 ▲ 6% vs 2023 (€ 246,368) Favourable step	€ 327,051 Gross margin 2025: € 327,051 ▲ 25% vs 2024 (€ 262,138) Favourable step	▲ 25%
Profit after taxes	€ 3,844 Profit after taxes 2022: € 3,844 First fiscal year in the series	€ 29,758 Profit after taxes 2023: € 29,758 ▲ € 25,914 vs 2022 (€ 3,844) Favourable step	€ 5,610 Profit after taxes 2024: € 5,610 ▼ 81% vs 2023 (€ 29,758) Unfavourable step	€ 65,098 Profit after taxes 2025: € 65,098 ▲ € 59,489 vs 2024 (€ 5,610) Favourable step	▲ € 59,489
Equity	€ 375,447 Equity 2022: € 375,447 First fiscal year in the series	€ 405,205 Equity 2023: € 405,205 ▲ 8% vs 2022 (€ 375,447) Favourable step	€ 410,815 Equity 2024: € 410,815 ▲ 1% vs 2023 (€ 405,205) Favourable step	€ 475,913 Equity 2025: € 475,913 ▲ 16% vs 2024 (€ 410,815) Favourable step	▲ 16%
Total debts	€ 794,705 Total debts 2022: € 794,705 First fiscal year in the series	€ 670,484 Total debts 2023: € 670,484 ▼ 16% vs 2022 (€ 794,705) Favourable step	€ 543,129 Total debts 2024: € 543,129 ▼ 19% vs 2023 (€ 670,484) Favourable step	€ 358,359 Total debts 2025: € 358,359 ▼ 34% vs 2024 (€ 543,129) Favourable step	▼ 34%
Cash	€ 23,491 Cash 2022: € 23,491 First fiscal year in the series	-	-	€ 25,936 Cash 2025: € 25,936 First fiscal year in the series
Land & buildings	€ 577,803 Land & buildings 2022: € 577,803 First fiscal year in the series	€ 519,923 Land & buildings 2023: € 519,923 ▼ 10% vs 2022 (€ 577,803) Unchanged	€ 457,608 Land & buildings 2024: € 457,608 ▼ 12% vs 2023 (€ 519,923) Unchanged	€ 395,294 Land & buildings 2025: € 395,294 ▼ 14% vs 2024 (€ 457,608) Unchanged	▼ 14%
Retained profit	€ 251,447 Retained profit 2022: € 251,447 First fiscal year in the series	€ 281,205 Retained profit 2023: € 281,205 ▲ 12% vs 2022 (€ 251,447) Favourable step	€ 286,815 Retained profit 2024: € 286,815 ▲ 2% vs 2023 (€ 281,205) Favourable step	€ 351,913 Retained profit 2025: € 351,913 ▲ 23% vs 2024 (€ 286,815) Favourable step	▲ 23%
Bank debt	€ 679,645 Bank debt 2022: € 679,645 First fiscal year in the series	€ 490,619 Bank debt 2023: € 490,619 ▼ 28% vs 2022 (€ 679,645) Favourable step	€ 346,793 Bank debt 2024: € 346,793 ▼ 29% vs 2023 (€ 490,619) Favourable step	€ 232,952 Bank debt 2025: € 232,952 ▼ 33% vs 2024 (€ 346,793) Favourable step	▼ 33%
Balance sheet total	€ 1,187,313 Balance sheet total 2022: € 1,187,313 First fiscal year in the series	€ 1,090,943 Balance sheet total 2023: € 1,090,943 ▼ 8% vs 2022 (€ 1,187,313) Unchanged	€ 967,291 Balance sheet total 2024: € 967,291 ▼ 11% vs 2023 (€ 1,090,943) Unchanged	€ 845,713 Balance sheet total 2025: € 845,713 ▼ 13% vs 2024 (€ 967,291) Unchanged	▼ 13%

Key figures of AFFORD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to AFFORD?

What happened at AFFORD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 9, 2026 New annual accounts for financial year 2025: profit of € 65,098 (▲ € 59,489 vs 2024). Source: NBB ↗
2014 Paul VERLEYE became a director. NBB
Dec 21, 1998 New establishment in Nivelles. KBO
Aug 23, 1989 Start of the company according to the CBE. KBO

In short

From € 3,844 profit in 2022 to € 65,098 profit in 2025.

Paid € 61,741 in corporate taxes since 2022.

Best year ever: 2025, with € 65,098 profit.

Original PDFs at the National Bank ↗

Management

Paul VERLEYE

AFFORD

Behind AFFORD is Paul VERLEYE.

Directors

According to the 2025 annual accounts

Paul VERLEYE

Director

since 2014

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de l'Industrie 17b

1400 Nivelles

2.045.071.388

Rue de l'Industrie 17 box B

1400 Nivelles

Active since 21 December 1998

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

AFFORD INTERNATIONAL

€ 80,947 gross margin · 2025

COULEUR NATURE - NATUUR KLEUR

€ 48,839 gross margin · 2025

unitaf

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0438.222.442

VAT number

BE 0438.222.442

Registered office

Rue de l'Industrie 17b, 1400 Nivelles

Names & denominations

AFFORD

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

23 August 1989

Peppol

Active · Active since 18 Dec 2025

Activities · NACE

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

AFFORD

Warning lights

Financials

What happened to AFFORD?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions