Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
TERMO from Aarschot, company number BE0438069618, closed financial year 2025 with a result of € 34,125 after tax. For that financial year TERMO recorded a gross margin of € 201,247 and equity of € 767,058. Compared with financial year 2024, the result moved from € -49,054 to € 34,125. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 13, 2026.
€ 767,058
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,125
▲ still € 49,054 loss in 2024
Profit after tax over the fiscal year.
€ 68,950
▲ € 55,785 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 287,058.
Debts at end 2025
€ 850,000
Loans from banks and other lenders, long and short.
€ 4,047
▲ € 3,737 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 196,252 | € 160,441 | € 170,393 | € 201,247 | ▲ 18% |
| Profit after taxes | € 82,282 | € -19,373 | € -49,054 | € 34,125 | ▲ € 83,179 |
| Equity | € 801,360 | € 781,986 | € 732,933 | € 767,058 | ▲ 5% |
| Total debts | € 446,669 | € 1,109,053 | € 1,180,515 | € 1,264,308 | ▲ 7% |
| Cash | € 388,833 | € 96,894 | € 13,165 | € 68,950 | ▲ € 55,785 |
| Land & buildings | € 868,773 | € 1,748,145 | € 1,812,817 | € 1,917,132 | ▲ 6% |
| Retained profit | € 321,360 | € 301,986 | € 252,933 | € 287,058 | ▲ 13% |
| Dividend | € 160,420 | € 0 | € 0 | € 0 | |
| Bank debt | € 0 | € 850,000 | € 850,000 | € 850,000 | |
| Balance sheet total | € 1,269,149 | € 1,910,018 | € 1,930,286 | € 2,046,727 | ▲ 6% |
Key figures of TERMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TERMO?
What happened at TERMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jan Gysemans stepped down as director. NBB
- An-Sofie Gysemans stepped down as director. NBB
- Kristin Hermans stepped down as director. NBB
- Gysemans Invest BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 34,125. filed late Source: NBB ↗
- Jan Gysemans became a director. NBB
- An-Sofie Gysemans became a director. NBB
- Kristin Hermans became a director. NBB
In short
From € 82,282 profit in 2022 to € 34,125 profit in 2025.
Paid € 38,545 in corporate taxes since 2022.
Best year ever: 2022, with € 82,282 profit.
Paid out € 160,420 in dividends to the owners in total.
Management
The stake of Gysemans Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TERMOThe shares are held by Gysemans Invest (100%).
Directors
According to the 2025 annual accounts
Jan Gysemans
Director
since 2023 · until 2029
since 2023 · until 2029
since 2023 · until 2029
Managing director · represented by Dirk Gysemans
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Betekomsesteenweg 69 box F
3200 Aarschot
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.069.618
- VAT number
- BE 0438.069.618
- Registered office
- Betekomsesteenweg 69 bus F, 3200 Aarschot
- Names & denominations
- TERMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 July 1989
- Peppol
- Active · Active since 30 Jan 2025