Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2024.
Financials
Financial year 2024
LUMATO from Kruisem, company number BE0437935402, closed financial year 2024 with a result of € 4,687 after tax. For that financial year LUMATO recorded a gross margin of € 134,738 and equity of € 207,611. Compared with financial year 2023, the result moved from € 14,159 to € 4,687. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2025.
€ 207,611
▼ 18% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,687
▼ 67% vs 2023
Profit after tax over the fiscal year.
€ 211,327
▲ 67% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 50,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
1.8
Average over the fiscal year, from the social balance sheet.
€ 103,763
▼ 2% vs 2023
€ 57,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,022
▼ 38% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 7,714
▼ 57% vs 2023
Loans from banks and other lenders, long and short.
€ 97,782
▼ 29% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 31,585
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 109,724 | € 148,153 | € 152,294 | € 134,738 | ▼ 12% |
| Profit after taxes | € 4,171 | € 20,334 | € 14,159 | € 4,687 | ▼ 67% |
| Equity | € 220,032 | € 240,366 | € 252,925 | € 207,611 | ▼ 18% |
| Total debts | € 166,273 | € 220,888 | € 188,818 | € 187,404 | ▼ 1% |
| Cash | € 109,321 | € 111,877 | € 126,683 | € 211,327 | ▲ 67% |
| Land & buildings | € 29,721 | € 29,721 | € 29,721 | € 29,721 | |
| Retained profit | € 187,806 | € 208,140 | € 220,698 | € 175,385 | ▼ 21% |
| Dividend | € 0 | € 0 | € 1,600 | € 50,000 | ▲ € 48,400 |
| Bank debt | € 48,688 | € 28,660 | € 17,844 | € 7,714 | ▼ 57% |
| Balance sheet total | € 386,305 | € 461,254 | € 441,742 | € 395,015 | ▼ 11% |
| Employees (FTE) | 1.8 | 1.8 | 1.8 | 1.8 |
Key figures of LUMATO, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to LUMATO?
What happened at LUMATO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 4,687 (▼ 67% vs 2023). Source: NBB ↗
- DK INVEST BV became a director. NBB
- Jens HOLVOET stepped down as director. NBB
- Luc HOLVOET stepped down as director. NBB
- Jens HOLVOET became a director. NBB
- Luc HOLVOET became a director. NBB
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,171 profit in 2021 to € 4,687 profit in 2024.
Paid € 1,657 in corporate taxes since 2021.
Best year ever: 2022, with € 20,334 profit.
On average € 74,900 of value added per employee in 2024.
Management
Behind LUMATO are Tom HOLVOET and DK INVEST BV. DK INVEST BV is also behind D'HAENE BETONWERKEN and D'HAENE KARL.
Directors
According to the 2024 annual accounts
Tom HOLVOET
Director
Director · represented by Karl D'HAENE
Also active at: D'HAENE BETONWERKEN, D'HAENE KARL
since 2024
Jens HOLVOET
Director
since 2022 · until 2024
Luc HOLVOET
Director
since 1995 · until 2024
Establishments
Establishment units
Physical locations of this company
Meirestraat(KRU) 18
9770 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.935.402
- VAT number
- BE 0437.935.402
- Registered office
- Meirestraat(KRU) 18, 9770 Kruisem
- Names & denominations
- LUMATO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 1989
- Peppol
- Active · Active since 20 Dec 2025
- Activities · NACE
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