What does POTVIN ASSURFINANCE do?

POTVIN ASSURFINANCE is an insurance broker in Bernissart. Private Limited, started on 27 June 1989, 1 establishment.

What is the address of POTVIN ASSURFINANCE?

The registered office of POTVIN ASSURFINANCE is located at Rue de Stambruges(HAR) 19, 7321 Bernissart.

Is POTVIN ASSURFINANCE still active?

Yes. According to the CBE (30 October 2026) POTVIN ASSURFINANCE is active, legal situation “Normale toestand”, started on 27 June 1989.

Is POTVIN ASSURFINANCE registered on Peppol?

Yes, POTVIN ASSURFINANCE is registered on the Peppol network with ID 0208:0437829591.

What is the enterprise number of POTVIN ASSURFINANCE?

The enterprise number of POTVIN ASSURFINANCE is BE0437829591.

When was POTVIN ASSURFINANCE founded?

POTVIN ASSURFINANCE was founded on 27 June 1989.

Who are the directors of POTVIN ASSURFINANCE?

According to the 2024 annual accounts, the directors of POTVIN ASSURFINANCE are: HOLDING JUYIN SRL, PATRICK POTVIN.

Is POTVIN ASSURFINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 27 June 1989; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account.

How much profit did POTVIN ASSURFINANCE make in 2024?

POTVIN ASSURFINANCE posted a profit after taxes of € 37,941 in financial year 2024.

What is the revenue of POTVIN ASSURFINANCE?

As a small company, POTVIN ASSURFINANCE is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 73,352.

How much does an employee at POTVIN ASSURFINANCE earn?

The average wage cost per full-time employee at POTVIN ASSURFINANCE was € 32,200 in 2022: staff costs of € 32,195 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

POTVIN ASSURFINANCE (Private Limited) - Bernissart

Dossier POTVIN ASSURFINANCE, printed on 30 October 2026 from databakkes.be/en/0437829591/potvin-assurfinance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

POTVIN ASSURFINANCE from Bernissart, company number BE0437829591, closed financial year 2024 with a result of € 37,941 after tax. For that financial year POTVIN ASSURFINANCE recorded a gross margin of € 73,352 and equity of € 444,514. Compared with financial year 2023, the result moved from € 24,767 to € 37,941. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 3, 2025.

What it is worth Growing

€ 444,514

▲ 9% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 37,941

▲ 53% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 26,771

▼ 43% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 425,914.

People and assets in 2024

Wage cost

€ 6,036

▲ 1% vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2024

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 54,765

▼ 22% vs 2023

€ 15,390 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 75,539

▲ 119% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 2,436

▲ 5% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ 49,872 Gross margin 2021: € 49,872 First fiscal year in the series	€ 59,247 Gross margin 2022: € 59,247 ▲ 19% vs 2021 (€ 49,872) Favourable step	€ 56,963 Gross margin 2023: € 56,963 ▼ 4% vs 2022 (€ 59,247) Unfavourable step	€ 73,352 Gross margin 2024: € 73,352 ▲ 29% vs 2023 (€ 56,963) Favourable step	▲ 29%
Profit after taxes	€ 18,521 Profit after taxes 2021: € 18,521 First fiscal year in the series	€ 5,236 Profit after taxes 2022: € 5,236 ▼ 72% vs 2021 (€ 18,521) Unfavourable step	€ 24,767 Profit after taxes 2023: € 24,767 ▲ € 19,532 vs 2022 (€ 5,236) Favourable step	€ 37,941 Profit after taxes 2024: € 37,941 ▲ 53% vs 2023 (€ 24,767) Favourable step	▲ 53%
Equity	€ 376,571 Equity 2021: € 376,571 First fiscal year in the series	€ 381,806 Equity 2022: € 381,806 ▲ 1% vs 2021 (€ 376,571) Favourable step	€ 406,574 Equity 2023: € 406,574 ▲ 6% vs 2022 (€ 381,806) Favourable step	€ 444,514 Equity 2024: € 444,514 ▲ 9% vs 2023 (€ 406,574) Favourable step	▲ 9%
Total debts	€ 115,660 Total debts 2021: € 115,660 First fiscal year in the series	€ 95,307 Total debts 2022: € 95,307 ▼ 18% vs 2021 (€ 115,660) Favourable step	€ 106,706 Total debts 2023: € 106,706 ▲ 12% vs 2022 (€ 95,307) Unfavourable step	€ 132,740 Total debts 2024: € 132,740 ▲ 24% vs 2023 (€ 106,706) Unfavourable step	▲ 24%
Cash	€ 34,170 Cash 2021: € 34,170 First fiscal year in the series	€ 42,916 Cash 2022: € 42,916 ▲ 26% vs 2021 (€ 34,170) Favourable step	€ 46,728 Cash 2023: € 46,728 ▲ 9% vs 2022 (€ 42,916) Favourable step	€ 26,771 Cash 2024: € 26,771 ▼ 43% vs 2023 (€ 46,728) Unfavourable step	▼ 43%
Land & buildings	€ 12,395 Land & buildings 2021: € 12,395 First fiscal year in the series	€ 12,395 Land & buildings 2022: € 12,395 Unchanged (€ 12,395) Unchanged	€ 12,395 Land & buildings 2023: € 12,395 Unchanged (€ 12,395) Unchanged	€ 12,395 Land & buildings 2024: € 12,395 Unchanged (€ 12,395) Unchanged
Retained profit	€ 357,971 Retained profit 2021: € 357,971 First fiscal year in the series	€ 363,206 Retained profit 2022: € 363,206 ▲ 1% vs 2021 (€ 357,971) Favourable step	€ 387,974 Retained profit 2023: € 387,974 ▲ 7% vs 2022 (€ 363,206) Favourable step	€ 425,914 Retained profit 2024: € 425,914 ▲ 10% vs 2023 (€ 387,974) Favourable step	▲ 10%
Bank debt	€ 103,095 Bank debt 2021: € 103,095 First fiscal year in the series	€ 88,302 Bank debt 2022: € 88,302 ▼ 14% vs 2021 (€ 103,095) Favourable step	€ 69,953 Bank debt 2023: € 69,953 ▼ 21% vs 2022 (€ 88,302) Favourable step	€ 54,765 Bank debt 2024: € 54,765 ▼ 22% vs 2023 (€ 69,953) Favourable step	▼ 22%
Balance sheet total	€ 492,231 Balance sheet total 2021: € 492,231 First fiscal year in the series	€ 477,113 Balance sheet total 2022: € 477,113 ▼ 3% vs 2021 (€ 492,231) Unchanged	€ 513,279 Balance sheet total 2023: € 513,279 ▲ 8% vs 2022 (€ 477,113) Unchanged	€ 577,254 Balance sheet total 2024: € 577,254 ▲ 12% vs 2023 (€ 513,279) Unchanged	▲ 12%
Employees (FTE)	-	1 Employees (FTE) 2022: 1 First fiscal year in the series	-	-

Key figures of POTVIN ASSURFINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to POTVIN ASSURFINANCE?

What happened at POTVIN ASSURFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 3, 2025 New annual accounts for financial year 2024: profit of € 37,941 (▲ 53% vs 2023). filed late Source: NBB ↗
2021 HOLDING JUYIN SRL became a director. NBB
Jul 27, 1989 New establishment in Bernissart. KBO
1989 PATRICK POTVIN became a director. NBB
Jun 27, 1989 Start of the company according to the CBE. KBO

In short

From € 18,521 profit in 2021 to € 37,941 profit in 2024.

Paid € 38,587 in corporate taxes since 2021.

Best year ever: 2024, with € 37,941 profit.

On average € 59,200 of value added per employee in 2022.

Original PDFs at the National Bank ↗

Management

HOLDING JUYIN 90%

The stake of HOLDING JUYIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

POTVIN ASSURFINANCE

SERDIBEL 100%

Behind POTVIN ASSURFINANCE are HOLDING JUYIN SRL and PATRICK POTVIN. The shares are held by HOLDING JUYIN (90%). It owns 100% of SERDIBEL itself.

Directors

According to the 2024 annual accounts

HOLDING JUYIN SRL

Director · represented by JULIEN POTVIN

since 2021

PATRICK POTVIN

Director

Also active at: Serdibel

since 1989

Shareholders

HOLDING JUYIN

90%

Participations

SERDIBEL

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de Stambruges(HAR) 19

7321 Bernissart

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

Serdibel same network

€ 103,456 gross margin · 2024

HOLDING JUYIN same network

€ 63,386 gross margin · 2024

UNIT JUYIN

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0437.829.591

VAT number

BE 0437.829.591

Registered office

Rue de Stambruges(HAR) 19, 7321 Bernissart

Names & denominations

POTVIN ASSURFINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

27 June 1989

Peppol

Active · Active since 1 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Financiële lease

View on CBE Public ↗ Annual accounts (NBB) ↗

POTVIN ASSURFINANCE

Financials

What happened to POTVIN ASSURFINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions