Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BOVAM from Scherpenheuvel-Zichem, company number BE0437551261, closed financial year 2025 with a result of € 3,611 after tax. For that financial year BOVAM recorded a gross margin of € 70,428 and equity of € 513,594. Compared with financial year 2024, the result moved from € 5,360 to € 3,611. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 513,594
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,611
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 2,971
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 451,594.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 176,796
▼ 8% vs 2024
€ 17,104 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 9,325
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,635
▲ 48% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,827 | € 70,135 | € 76,344 | € 70,428 | ▼ 8% |
| Profit after taxes | € -451 | € -5,391 | € 5,360 | € 3,611 | ▼ 33% |
| Equity | € 510,014 | € 504,623 | € 509,983 | € 513,594 | ▲ 1% |
| Total debts | € 760,282 | € 711,566 | € 710,036 | € 701,392 | ▼ 1% |
| Cash | € 60,710 | € 11,702 | € 4,919 | € 2,971 | ▼ 40% |
| Land & buildings | € 586,859 | € 574,210 | € 575,211 | € 562,014 | ▼ 2% |
| Retained profit | € 448,014 | € 442,623 | € 447,983 | € 451,594 | ▲ 1% |
| Bank debt | € 356,089 | € 207,579 | € 193,103 | € 176,796 | ▼ 8% |
| Balance sheet total | € 1,270,296 | € 1,216,189 | € 1,220,019 | € 1,214,986 |
Key figures of BOVAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BOVAM?
What happened at BOVAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Timo Marant stepped down as director. NBB
- Lotimmo NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 3,611 (▼ 33% vs 2024). Source: NBB ↗
- Lotimmo NV became a director. NBB
- Timo Marant became a director. NBB
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
In short
From € 451 loss in 2022 to € 3,611 profit in 2025.
Paid € 10,466 in corporate taxes since 2022.
Best year ever: 2024, with € 5,360 profit.
Management
It owns 100% of Lotimmo itself.
Directors
According to the 2025 annual accounts
Timo Marant
Director
since 2018 · until 2029
Managing director · represented by Jacqueline Boeckx
since 2018 · until 2029
Establishments
Establishment units
Physical locations of this company
Nieuwstraat(Tes) 90
3272 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.551.261
- VAT number
- BE 0437.551.261
- Registered office
- Nieuwstraat(Tes) 90, 3272 Scherpenheuvel-Zichem
- Names & denominations
- BOVAM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 May 1989
- Peppol
- Active · Active since 30 Jan 2025