Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
79 other companies have their registered office at the same address; threshold 10.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
YPFINANCE from Ieper, company number BE0437430408, closed financial year 2025 with a result of € 131 after tax. For that financial year YPFINANCE recorded a gross margin of € -6,462 and equity of € 124,894. Compared with financial year 2024, the result moved from € 1,214 to € 131. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 7, 2026.
€ 124,894
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 131
▼ 89% vs 2024
Profit after tax over the fiscal year.
€ 198
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 62,894.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 20,414
▲ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,457 | € -6,421 | € -6,601 | € -6,462 | ▲ € 138 |
| Profit after taxes | € -3,149 | € 1,537 | € 1,214 | € 131 | ▼ 89% |
| Equity | € 122,832 | € 123,548 | € 124,763 | € 124,894 | |
| Total debts | € 7,651 | € 8,348 | € 14,204 | € 20,539 | ▲ 45% |
| Cash | € 355 | € 250 | € 753 | € 198 | ▼ 74% |
| Retained profit | € 60,011 | € 61,548 | € 62,763 | € 62,894 | |
| Balance sheet total | € 130,483 | € 131,896 | € 138,967 | € 145,433 | ▲ 5% |
Key figures of YPFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to YPFINANCE?
What happened at YPFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ria Vandoorne stepped down as director. NBB
- Paul Gheysens stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 131 (▼ 89% vs 2024). filed late Source: NBB ↗
- Ria Vandoorne became a director. NBB
- Paul Gheysens became a director. NBB
- New establishment in Ieper. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,149 loss in 2022 to € 131 profit in 2025.
Best year ever: 2023, with € 1,537 profit.
Management
Directors
According to the 2025 annual accounts
Ria Vandoorne
Director
Also active at: IMMOBILIERE NORTH SEA PROPERTIES, PRODIP, ELZENWALLE, RUMILO, GHELAMCO PROJECTS, ROYAL ANTWERP FOOTBALL CLUB, SECURE REALTY, ZOUTEWIND +9 more
since 2025 · until 2031
Paul Gheysens
Managing director
Also active at: DOCK-SITE, R.H.R. - INDUSTRIES, GHELAMCO, GHELAMCO INVEST, SOGIMES, IMMOBILIERE NORTH SEA PROPERTIES, THE WHITE HOUSE ZOUTE, PRODIP +74 more
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Zwaanhofweg 10
8900 Ieper
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 79 companies are registered at this address.
All companies at this address →R.H.R. - INDUSTRIES same network
€ 233,316 gross margin · 2025
GARAGE S.O.S.
€ -8,977 gross margin · 2025
GHELAMCO same network
€ 549,961 revenue · 2024
GHELAMCO INVEST same network
€ 38.6 million revenue · 2025
SOGIMES same network
€ 4.7 million gross margin · 2025
+74 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.430.408
- VAT number
- BE 0437.430.408
- Registered office
- Zwaanhofweg 10, 8900 Ieper
- Names & denominations
- YPFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 May 1989
- Peppol
- Not registered