Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHRISPALBERT from Middelkerke, company number BE0437426547, closed financial year 2025 with a result of € -80,657 after tax. For that financial year CHRISPALBERT recorded a gross margin of € 77,240 and equity of € -32,799. Compared with financial year 2024, the result moved from € -33,345 to € -80,657. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ -32,799
▼ € 80,657 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -80,657
▼ 142 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,025
▼ 76% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -182,799.
Debts at end 2025
€ 788,788
▲ € 757,213 vs 2024
€ 44,518 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 7,031
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,405 | € 66,269 | € 55,590 | € 77,240 | ▲ 39% |
| Profit after taxes | € 7,801 | € -7,222 | € -33,345 | € -80,657 | ▼ € 47,312 |
| Equity | € 88,425 | € 81,202 | € 47,858 | € -32,799 | ▼ € 80,657 |
| Total debts | € 712,414 | € 684,505 | € 685,363 | € 1,522,073 | ▲ 122% |
| Cash | € 50,912 | € 41,676 | € 37,711 | € 9,025 | ▼ 76% |
| Land & buildings | € 758,238 | € 729,132 | € 700,027 | € 961,281 | ▲ 37% |
| Retained profit | € -61,575 | € -68,798 | € -102,142 | € -182,799 | ▼ € 80,657 |
| Bank debt | € 79,158 | € 35,401 | € 31,576 | € 788,788 | ▲ € 757,213 |
| Balance sheet total | € 811,940 | € 776,225 | € 743,154 | € 1,498,623 | ▲ 102% |
Key figures of CHRISPALBERT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHRISPALBERT?
What happened at CHRISPALBERT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Christof Slock stepped down as director. NBB
- Pascal Slock stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 80,657. filed late Source: NBB ↗
- Christof Slock became a director. NBB
- Pascal Slock became a director. NBB
- New establishment in Middelkerke. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,801 profit in 2022 to € 80,657 loss in 2025.
Paid € 2,626 in corporate taxes since 2022.
Best year ever: 2022, with € 7,801 profit.
Management
The stake of PSP INVEST, CS CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHRISPALBERTThe shares are held by PSP INVEST (50%) and CS CONSULTING (50%).
Directors
According to the 2025 annual accounts
Christof Slock
Managing director
Also active at: CPS Verzekeringen, CPS RENTING, CPS LOGISTICS, All-In
since 2022 · until 2028
Pascal Slock
Managing director
Also active at: All-inSurance & Finance, CPS RENTING, Verzekeringen Mieke Vandoninck, PSP INVEST, CPS, All-In
since 2022 · until 2028
Shareholders
50%
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zeedijk 179 box A9
8430 Middelkerke
Zeedijk 179 box 9
8430 Middelkerke
Active since 17 January 1997
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.426.547
- VAT number
- BE 0437.426.547
- Registered office
- Zeedijk 179 bus A9, 8430 Middelkerke
- Names & denominations
- CHRISPALBERT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 1989
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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