Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
FINCIS from Grobbendonk, company number BE0437329745, closed financial year 2025 with a result of € 13,489 after tax. For that financial year FINCIS recorded a gross margin of € 16,155 and equity of € -392,609. Compared with financial year 2024, the result moved from € -70,037 to € 13,489. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -392,609
▲ € 13,489 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,489
▲ still € 70,037 loss in 2024
Profit after tax over the fiscal year.
€ 1,027
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -812,609.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,896 | € 19,013 | € 20,396 | € 16,155 | ▼ 21% |
| Profit after taxes | € 28,341 | € 25,599 | € -70,037 | € 13,489 | ▲ € 83,526 |
| Equity | € -361,660 | € -336,061 | € -406,098 | € -392,609 | ▲ € 13,489 |
| Total debts | € 1,226,360 | € 1,193,427 | € 1,168,866 | € 1,168,967 | |
| Cash | € 956 | € 1,714 | € 1,967 | € 1,027 | ▼ 48% |
| Retained profit | € -781,660 | € -756,061 | € -826,098 | € -812,609 | ▲ € 13,489 |
| Balance sheet total | € 864,700 | € 857,366 | € 762,768 | € 776,358 | ▲ 2% |
Key figures of FINCIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINCIS?
What happened at FINCIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Francis Verachtert stepped down as director. NBB
- Pascale Verachtert stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 13,489. Source: NBB ↗
- Francis Verachtert became a director. NBB
- Pascale Verachtert became a director. NBB
- New establishment in Grobbendonk. KBO
- Start of the company according to the CBE. KBO
In short
From € 28,341 profit in 2022 to € 13,489 profit in 2025.
Best year ever: 2022, with € 28,341 profit.
Management
The stake of IMMO-PASCA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINCISThe shares are held by IMMO-PASCA (0.3%). It owns 99.3% of Anci, 1.6% of Immo Pasca and 0.3% of Immo Herenbo itself.
Directors
According to the 2025 annual accounts
Francis Verachtert
Director
Also active at: IMMO-PASCA, ANCI, CIVIC, DEVRA, TC ACEPLACE BEERSCHOT, C.D.G.
since 2023 · until 2029
since 2023 · until 2029
Shareholders
0.3%
Participations
Establishments
Establishment units
Physical locations of this company
De Heide 4
2288 Grobbendonk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.329.745
- VAT number
- BE 0437.329.745
- Registered office
- De Heide 4, 2288 Grobbendonk
- Names & denominations
- FINCIS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 1989
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
Activiteiten van holdings
Holdings