Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
GERMAINE COLLARD from Grâce-Hollogne, company number BE0437289163, closed financial year 2025 with a result of € -276,336 after tax. For that financial year GERMAINE COLLARD recorded revenue of € 11.4 million and equity of € 3.8 million. Compared with financial year 2024, the result moved from € -76,353 to € -276,336. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 3.8 million
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -276,336
▼ 262 % more loss than in 2024
Profit after tax over the fiscal year.
€ 155,168
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3.7 million.
People and assets in 2025
37.4
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.7 million
▲ 6% vs 2024
€ 45,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 62,890
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▲ 6% vs 2024
€ 180,189 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 638,211
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 24 days on average.
€ 427,994
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 11,769,789 | € 11,442,556 | ▼ 3% |
| Gross margin | € 468,150 | € 2,085,571 | - | - | |
| Profit after taxes | € -50,118 | € 115,450 | € -76,353 | € -276,336 | ▼ € 199,983 |
| Equity | € 3,933,674 | € 4,145,274 | € 4,068,296 | € 3,791,336 | ▼ 7% |
| Total debts | € 813,090 | € 2,449,455 | € 3,238,163 | € 3,734,319 | ▲ 15% |
| Cash | € 129,018 | € 135,569 | € 212,061 | € 155,168 | ▼ 27% |
| Retained profit | € 3,872,174 | € 4,066,751 | € 3,990,398 | € 3,714,062 | ▼ 7% |
| Bank debt | € 0 | € 945,070 | € 1,900,594 | € 2,023,080 | ▲ 6% |
| Balance sheet total | € 4,746,764 | € 6,594,729 | € 7,306,459 | € 7,525,654 | ▲ 3% |
| Employees (FTE) | 15.6 | 29 | 37.8 | 37.4 | ▼ 0.4 |
Key figures of GERMAINE COLLARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GERMAINE COLLARD?
What happened at GERMAINE COLLARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SRL DEROTHMES stepped down as director. NBB
- Jacques ROMMES stepped down as director. NBB
- SRL ROMAGES stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 276,336. Source: NBB ↗
- New establishment in Huy. KBO
- New establishment in Neupré. KBO
- New establishment in Neupré. KBO
- New establishment in Chaudfontaine. KBO
In short
From € 50,118 loss in 2022 to € 276,336 loss in 2025.
Paid € 41,062 in corporate taxes since 2022.
Best year ever: 2023, with € 115,450 profit.
On average € 71,900 of value added per employee in 2023.
Management
The shares are held by SRL DEROTHMES (100%).
Directors
According to the 2025 annual accounts
since 2021 · until 2028
since 2023 · until 2029
since 2021 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Loncin 234
4460 Grâce-Hollogne
Chaussée de Marche(EP) 578
5101 Namur
Active since 5 March 2004
Place du Monument 12
4900 Spa
Active since 1 January 2004
Place de la Cathédrale 10
4000 Liège
Active since 1 January 2004
Route du Condroz(RR) 122
4120 Neupré
Active since 7 July 2023
Route du Condroz(RR) 120
4120 Neupré
Active since 7 July 2023
Voie de l'Air Pur 186
4052 Chaudfontaine
Active since 7 July 2023
Rue de Bruxelles 126
4340 Awans
Active since 7 July 2023
Rue Joseph Wauters 3A
4500 Huy
Active since 13 March 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →ROMA SERVICES same network
€ 883,881 gross margin · 2025
LE GODILLOT
€ 239,329 gross margin · 2025
ROTHMES MANAGEMENT
€ 61,414 gross margin · 2025
DEROTHMES same network
€ 280,658 gross margin · 2026
GROUPE GERMAINE COLLARD
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0437.289.163
- VAT number
- BE 0437.289.163
- Registered office
- Rue de Loncin 234, 4460 Grâce-Hollogne
- Names & denominations
- GERMAINE COLLARD
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 April 1989
- Peppol
- Active · Active since 11 Aug 2026
- Activities · NACE
Detailhandel in schoeisel
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in lederwaren en reisartikelen
Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)