What does Welzeker do?

Welzeker is an insurance broker in Essen. Private Limited, started on 30 March 1989, 1 establishment.

What is the address of Welzeker?

The registered office of Welzeker is located at Heuvelplein 1, 2910 Essen.

Is Welzeker still active?

Yes. According to the CBE (29 October 2026) Welzeker is active, legal situation “Normale toestand”, started on 30 March 1989.

Is Welzeker registered on Peppol?

Yes, Welzeker is registered on the Peppol network with ID 0208:0437116048.

What is the enterprise number of Welzeker?

The enterprise number of Welzeker is BE0437116048.

When was Welzeker founded?

Welzeker was founded on 30 March 1989.

Is Welzeker a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 March 1989; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did Welzeker make in 2025?

Welzeker posted a profit after taxes of € 147,789 in financial year 2025.

What is the revenue of Welzeker?

As a small company, Welzeker is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,273,591.

How much does an employee at Welzeker earn?

The average wage cost per full-time employee at Welzeker was € 67,900 in 2025: staff costs of € 868,975 for 12.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Welzeker have?

According to the 2025 annual accounts, Welzeker has 12.8 full-time equivalents (FTE).

Welzeker (Private Limited) - Essen - BE0437116048

Q: Who are the directors of Welzeker?

According to the 2025 annual accounts, the directors of Welzeker are: Subrosa BV, Dries Mieke BV, Delfinka BV, Bartelen-Besters BV, Dries Wilfried BV, Loem Consult BV.

Dossier Welzeker, printed on 29 October 2026 from databakkes.be/en/0437116048/welzeker. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Welzeker from Essen, company number BE0437116048, closed financial year 2025 with a result of € 147,789 after tax. For that financial year Welzeker recorded a gross margin of € 1.3 million and equity of € 311,670. Compared with financial year 2024, the result moved from € -39,924 to € 147,789. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.

What it is worth Growing

€ 311,670

▲ 72% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 147,789

▲ still € 39,924 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 65,200

▼ 46% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 197,935.

People and assets in 2025

Full-time equivalents

12.8

▲ 5.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 868,975

▲ 37% vs 2024

€ 67,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 12,724

▲ 87% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 523,468

▼ 14% vs 2024

€ 84,220 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 113,582

▲ 36% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 104,173

▲ 80% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 389,329 Gross margin 2022: € 389,329 First fiscal year in the series	€ 408,548 Gross margin 2023: € 408,548 ▲ 5% vs 2022 (€ 389,329) Favourable step	€ 667,877 Gross margin 2024: € 667,877 ▲ 63% vs 2023 (€ 408,548) Favourable step	€ 1,273,591 Gross margin 2025: € 1,273,591 ▲ 91% vs 2024 (€ 667,877) Favourable step	▲ 91%
Profit after taxes	€ 25,171 Profit after taxes 2022: € 25,171 First fiscal year in the series	€ 43,685 Profit after taxes 2023: € 43,685 ▲ 74% vs 2022 (€ 25,171) Favourable step	€ -39,924 Profit after taxes 2024: € -39,924 ▼ € 83,610 vs 2023 (€ 43,685) Unfavourable step	€ 147,789 Profit after taxes 2025: € 147,789 ▲ € 187,713 vs 2024 (€ -39,924) Favourable step	▲ € 187,713
Equity	€ 241,399 Equity 2022: € 241,399 First fiscal year in the series	€ 285,084 Equity 2023: € 285,084 ▲ 18% vs 2022 (€ 241,399) Favourable step	€ 181,172 Equity 2024: € 181,172 ▼ 36% vs 2023 (€ 285,084) Unfavourable step	€ 311,670 Equity 2025: € 311,670 ▲ 72% vs 2024 (€ 181,172) Favourable step	▲ 72%
Total debts	€ 171,258 Total debts 2022: € 171,258 First fiscal year in the series	€ 141,750 Total debts 2023: € 141,750 ▼ 17% vs 2022 (€ 171,258) Favourable step	€ 1,458,272 Total debts 2024: € 1,458,272 ▲ € 1.3 million vs 2023 (€ 141,750) Unfavourable step	€ 1,215,083 Total debts 2025: € 1,215,083 ▼ 17% vs 2024 (€ 1,458,272) Favourable step	▼ 17%
Cash	€ 117,763 Cash 2022: € 117,763 First fiscal year in the series	€ 28,005 Cash 2023: € 28,005 ▼ 76% vs 2022 (€ 117,763) Unfavourable step	€ 120,381 Cash 2024: € 120,381 ▲ € 92,377 vs 2023 (€ 28,005) Favourable step	€ 65,200 Cash 2025: € 65,200 ▼ 46% vs 2024 (€ 120,381) Unfavourable step	▼ 46%
Land & buildings	€ 15,608 Land & buildings 2022: € 15,608 First fiscal year in the series	€ 15,608 Land & buildings 2023: € 15,608 Unchanged (€ 15,608) Unchanged	-	-
Retained profit	€ 214,131 Retained profit 2022: € 214,131 First fiscal year in the series	€ 257,816 Retained profit 2023: € 257,816 ▲ 20% vs 2022 (€ 214,131) Favourable step	€ 67,438 Retained profit 2024: € 67,438 ▼ 74% vs 2023 (€ 257,816) Unfavourable step	€ 197,935 Retained profit 2025: € 197,935 ▲ 194% vs 2024 (€ 67,438) Favourable step	▲ 194%
Bank debt	€ 21,714 Bank debt 2022: € 21,714 First fiscal year in the series	€ 11,681 Bank debt 2023: € 11,681 ▼ 46% vs 2022 (€ 21,714) Favourable step	€ 611,776 Bank debt 2024: € 611,776 ▲ € 600,095 vs 2023 (€ 11,681) Unfavourable step	€ 523,468 Bank debt 2025: € 523,468 ▼ 14% vs 2024 (€ 611,776) Favourable step	▼ 14%
Balance sheet total	€ 412,657 Balance sheet total 2022: € 412,657 First fiscal year in the series	€ 426,834 Balance sheet total 2023: € 426,834 ▲ 3% vs 2022 (€ 412,657) Unchanged	€ 1,639,445 Balance sheet total 2024: € 1,639,445 ▲ 284% vs 2023 (€ 426,834) Unchanged	€ 1,526,753 Balance sheet total 2025: € 1,526,753 ▼ 7% vs 2024 (€ 1,639,445) Unchanged	▼ 7%
Employees (FTE)	5 Employees (FTE) 2022: 5 First fiscal year in the series	5 Employees (FTE) 2023: 5 Unchanged (5) Unchanged	7.4 Employees (FTE) 2024: 7.4 ▲ 2.4 vs 2023 (5) Unchanged	12.8 Employees (FTE) 2025: 12.8 ▲ 5.4 vs 2024 (7.4) Unchanged	▲ 5.4

Key figures of Welzeker, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Welzeker?

What happened at Welzeker in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 24, 2026 New annual accounts for financial year 2025: profit of € 147,789. Source: NBB ↗
Jun 7, 1989 New establishment in Essen. KBO
Mar 30, 1989 Start of the company according to the CBE. KBO

In short

From € 25,171 profit in 2022 to € 147,789 profit in 2025.

Paid € 95,218 in corporate taxes since 2022.

Best year ever: 2025, with € 147,789 profit.

On average € 99,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

KAPELLEN DIENSTEN CENTRUM 98.6%

Loem Consult 20%

Bartelen - Besters 20%

SUBROSA 20%

The stake of KAPELLEN DIENSTEN CENTRUM, Loem Consult, Bartelen - Besters, SUBROSA, DELFINKA, DRIES MIEKE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Welzeker

Behind Welzeker are Subrosa BV, Dries Mieke BV, Delfinka BV, Bartelen-Besters BV, Dries Wilfried BV and Loem Consult BV. The shares are held by KAPELLEN DIENSTEN CENTRUM (98.6%), Loem Consult (20%), Bartelen - Besters (20%), SUBROSA (20%), DELFINKA (20%) and DRIES MIEKE (20%).