Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CARPHIL from Hasselt, company number BE0436974904, closed financial year 2025 with a result of € 1,597 after tax. For that financial year CARPHIL recorded a gross margin of € 6,477 and equity of € 30,784. Compared with financial year 2024, the result moved from € 8,404 to € 1,597. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 18, 2026.
€ 30,784
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,597
▼ 81% vs 2024
Profit after tax over the fiscal year.
€ 1,270
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -203.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 400
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,502 | € 11,308 | € 12,993 | € 6,477 | ▼ 50% |
| Profit after taxes | € 5,754 | € 6,401 | € 8,404 | € 1,597 | ▼ 81% |
| Equity | € 14,382 | € 20,784 | € 29,188 | € 30,784 | ▲ 5% |
| Total debts | € 44,895 | € 40,867 | € 32,041 | € 20,505 | ▼ 36% |
| Cash | € 1,631 | € 4,175 | € 4,504 | € 1,270 | ▼ 72% |
| Land & buildings | € 55,641 | € 52,983 | € 50,562 | € 48,140 | ▼ 5% |
| Retained profit | € -16,604 | € -10,203 | € -1,799 | € -203 | ▲ € 1,597 |
| Balance sheet total | € 59,277 | € 61,650 | € 61,229 | € 51,289 | ▼ 16% |
Key figures of CARPHIL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARPHIL?
What happened at CARPHIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,597 (▼ 81% vs 2024). Source: NBB ↗
- ERIK MONARD became a director. NBB
- LUC LINDERS became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,754 profit in 2022 to € 1,597 profit in 2025.
Paid € 120 in corporate taxes since 2022.
Best year ever: 2024, with € 8,404 profit.
A new publication or filing at CARPHIL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CARPHIL are ERIK MONARD and LUC LINDERS.
Directors
According to the 2025 annual accounts
ERIK MONARD
Managing director
since 2004
LUC LINDERS
Managing director
since 2004
Establishments
Establishment units
Physical locations of this company
Pastorijstraat 11
3500 Hasselt
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.974.904
- VAT number
- BE 0436.974.904
- Registered office
- Pastorijstraat 11, 3500 Hasselt
- Names & denominations
- CARPHIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 1989
- Peppol
- Not registered