Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAFINI from Florennes, company number BE0436741411, closed financial year 2025 with a result of € -1,850 after tax. For that financial year PAFINI recorded a gross margin of € 12,006 and equity of € 3,017. Compared with financial year 2024, the result moved from € 3,459 to € -1,850. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 26, 2026.
€ 3,017
▼ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,850
▼ still € 3,459 profit in 2024
Profit after tax over the fiscal year.
€ 117,770
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -207,606.
People and assets in 2025
€ 3,784
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 246
▼ 93% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,429 | € 156,213 | € 15,258 | € 12,006 | ▼ 21% |
| Profit after taxes | € -10,570 | € 86,318 | € 3,459 | € -1,850 | ▼ € 5,309 |
| Equity | € -84,910 | € 1,408 | € 4,867 | € 3,017 | ▼ 38% |
| Total debts | € 386,158 | € 254,403 | € 216,559 | € 229,297 | ▲ 6% |
| Cash | € 64 | € 134,662 | € 97,193 | € 117,770 | ▲ 21% |
| Land & buildings | € 299,890 | € 107,010 | € 113,410 | € 107,354 | ▼ 5% |
| Retained profit | € -653,946 | € -567,627 | € -205,756 | € -207,606 | ▼ € 1,850 |
| Bank debt | € 121,253 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 301,248 | € 255,811 | € 221,426 | € 232,315 | ▲ 5% |
Key figures of PAFINI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 3 March 2027.
What happened to PAFINI?
What happened at PAFINI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Charlotte BLAVIER stepped down as director. NBB
- Julien BLAVIER stepped down as director. NBB
- Nicole LAHAYE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,850 (▼ € 5,309 vs 2024). Source: NBB ↗
- Charlotte BLAVIER became a director. NBB
- Julien BLAVIER became a director. NBB
- Nicole LAHAYE became a director. NBB
- New establishment in Florennes. KBO
In short
From € 10,570 loss in 2022 to € 1,850 loss in 2025.
Paid € 47,101 in corporate taxes since 2022.
Best year ever: 2023, with € 86,318 profit.
Management
Directors
According to the 2025 annual accounts
Charlotte BLAVIER
Director
since 2021 · until 2027
Julien BLAVIER
Director
since 2021 · until 2027
Nicole LAHAYE
Director, Managing director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Sur-les-Marchés, Hanzinne 192 box C
5620 Florennes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.741.411
- VAT number
- BE 0436.741.411
- Registered office
- Sur-les-Marchés, Hanzinne 192 bus C, 5620 Florennes
- Names & denominations
- PAFINI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 February 1989
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
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