Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DIBELCO from Sint-Niklaas, company number BE0436734976, closed financial year 2025 with a result of € 48,903 after tax. For that financial year DIBELCO recorded a gross margin of € 498,487 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 48,637 to € 48,903. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1.5 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,903
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 11,124
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 35,058 paid out
72 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,603
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 8% vs 2024
€ 98,241 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 17,958
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,317
▼ 47% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 259,755 | € 394,646 | € 348,598 | € 498,487 | ▲ 43% |
| Profit after taxes | € 38,595 | € 124,525 | € 48,637 | € 48,903 | ▲ 1% |
| Equity | € 1,304,847 | € 1,429,372 | € 1,478,009 | € 1,491,854 | ▲ 1% |
| Total debts | € 2,808,889 | € 2,826,494 | € 2,672,345 | € 2,587,401 | ▼ 3% |
| Cash | € 50,420 | € 24,755 | € 44,178 | € 11,124 | ▼ 75% |
| Land & buildings | € 3,608,209 | € 3,438,270 | € 3,316,303 | € 3,139,872 | ▼ 5% |
| Retained profit | € 233,847 | € 358,372 | € 407,009 | € 420,854 | ▲ 3% |
| Dividend | € 0 | € 0 | € 0 | € 35,058 | |
| Bank debt | € 1,658,650 | € 1,601,310 | € 1,374,205 | € 1,260,832 | ▼ 8% |
| Balance sheet total | € 4,125,488 | € 4,266,657 | € 4,160,185 | € 4,087,645 | ▼ 2% |
Key figures of DIBELCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DIBELCO?
What happened at DIBELCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Annelies Boel stepped down as director. NBB
- Guido Boel stepped down as director. NBB
- Christophe Boel stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 48,903 (▲ 1% vs 2024). Source: NBB ↗
- Annelies Boel became a director. NBB
- Guido Boel became a director. NBB
- Christophe Boel became a director. NBB
- New establishment in Sint-Niklaas. KBO
In short
From € 38,595 profit in 2022 to € 48,903 profit in 2025.
Paid € 71,622 in corporate taxes since 2022.
Best year ever: 2023, with € 124,525 profit.
Paid out € 35,058 in dividends to the owners in total.
Management
It owns 79% of Waaskrediet itself.
Directors
According to the 2025 annual accounts
since 2025 · until 2031
since 2025 · until 2031
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Kleemstraat 56
9111 Sint-Niklaas
Knaptandstraat 79
9100 Sint-Niklaas
Active since 2 December 1991
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0436.734.976
- VAT number
- BE 0436.734.976
- Registered office
- Kleemstraat 56, 9111 Sint-Niklaas
- Names & denominations
- DIBELCO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1989
- Peppol
- Active · Active since 14 Dec 2025
- Activities · NACE
Financiële lease