What does First Class Service do?

First Class Service is an insurance broker in Couvin. Private Limited, started on 30 January 1989, 1 establishment.

What is the address of First Class Service?

The registered office of First Class Service is located at Rue des Fontaines, Peti. 8, 5660 Couvin.

Is First Class Service still active?

Yes. According to the CBE (29 October 2026) First Class Service is active, legal situation “Normale toestand”, started on 30 January 1989.

Is First Class Service registered on Peppol?

Yes, First Class Service is registered on the Peppol network with ID 0208:0436566514.

What is the enterprise number of First Class Service?

The enterprise number of First Class Service is BE0436566514.

When was First Class Service founded?

First Class Service was founded on 30 January 1989.

Is First Class Service a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 30 January 1989; 5 annual accounts filed, latest fiscal year 2025.

How much profit did First Class Service make in 2025?

First Class Service posted a profit after taxes of € 102,995 in financial year 2025.

What is the revenue of First Class Service?

As a small company, First Class Service is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 234,470.

First Class Service (Private Limited) - Couvin

Dossier First Class Service, printed on 29 October 2026 from databakkes.be/en/0436566514/first-class-service. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Figures corrected NBB

Corrected annual account filed for 2025.

Financials

Financial year 2025

First Class Service from Couvin, company number BE0436566514, closed financial year 2025 with a result of € 102,995 after tax. For that financial year First Class Service recorded a gross margin of € 234,470 and equity of € 753,604. Compared with financial year 2024, the result moved from € 141,427 to € 102,995. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 17, 2026.

What it is worth Growing

€ 753,604

▲ 11% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 102,995

▼ 27% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 30,538

▼ 39% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 26,136 paid out

25 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 70,266

▲ 8% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 326,669

▼ 16% vs 2024

€ 62,759 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 6,101

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 39,166

▲ 33% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 373,962 Gross margin 2022: € 373,962 First fiscal year in the series	€ 164,746 Gross margin 2023: € 164,746 ▼ 56% vs 2022 (€ 373,962) Unfavourable step	€ 248,516 Gross margin 2024: € 248,516 ▲ 51% vs 2023 (€ 164,746) Favourable step	€ 234,470 Gross margin 2025: € 234,470 ▼ 6% vs 2024 (€ 248,516) Unfavourable step	▼ 6%
Profit after taxes	€ 323,614 Profit after taxes 2022: € 323,614 First fiscal year in the series	€ 121,034 Profit after taxes 2023: € 121,034 ▼ 63% vs 2022 (€ 323,614) Unfavourable step	€ 141,427 Profit after taxes 2024: € 141,427 ▲ 17% vs 2023 (€ 121,034) Favourable step	€ 102,995 Profit after taxes 2025: € 102,995 ▼ 27% vs 2024 (€ 141,427) Unfavourable step	▼ 27%
Equity	€ 414,283 Equity 2022: € 414,283 First fiscal year in the series	€ 535,318 Equity 2023: € 535,318 ▲ 29% vs 2022 (€ 414,283) Favourable step	€ 676,745 Equity 2024: € 676,745 ▲ 26% vs 2023 (€ 535,318) Favourable step	€ 753,604 Equity 2025: € 753,604 ▲ 11% vs 2024 (€ 676,745) Favourable step	▲ 11%
Total debts	€ 936,868 Total debts 2022: € 936,868 First fiscal year in the series	€ 1,087,738 Total debts 2023: € 1,087,738 ▲ 16% vs 2022 (€ 936,868) Unfavourable step	€ 819,875 Total debts 2024: € 819,875 ▼ 25% vs 2023 (€ 1,087,738) Favourable step	€ 798,788 Total debts 2025: € 798,788 ▼ 3% vs 2024 (€ 819,875) Favourable step	▼ 3%
Cash	€ 31,385 Cash 2022: € 31,385 First fiscal year in the series	€ 35,495 Cash 2023: € 35,495 ▲ 13% vs 2022 (€ 31,385) Favourable step	€ 49,918 Cash 2024: € 49,918 ▲ 41% vs 2023 (€ 35,495) Favourable step	€ 30,538 Cash 2025: € 30,538 ▼ 39% vs 2024 (€ 49,918) Unfavourable step	▼ 39%
Land & buildings	-	€ 156,351 Land & buildings 2023: € 156,351 First fiscal year in the series	€ 144,938 Land & buildings 2024: € 144,938 ▼ 7% vs 2023 (€ 156,351) Unchanged	€ 173,705 Land & buildings 2025: € 173,705 ▲ 20% vs 2024 (€ 144,938) Unchanged	▲ 20%
Retained profit	€ 401,860 Retained profit 2022: € 401,860 First fiscal year in the series	€ 522,894 Retained profit 2023: € 522,894 ▲ 30% vs 2022 (€ 401,860) Favourable step	€ 664,321 Retained profit 2024: € 664,321 ▲ 27% vs 2023 (€ 522,894) Favourable step	€ 741,181 Retained profit 2025: € 741,181 ▲ 12% vs 2024 (€ 664,321) Favourable step	▲ 12%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 26,136 Dividend 2025: € 26,136 Unchanged (€ 0) Unchanged
Bank debt	€ 281,530 Bank debt 2022: € 281,530 First fiscal year in the series	€ 450,415 Bank debt 2023: € 450,415 ▲ 60% vs 2022 (€ 281,530) Unfavourable step	€ 388,326 Bank debt 2024: € 388,326 ▼ 14% vs 2023 (€ 450,415) Favourable step	€ 326,669 Bank debt 2025: € 326,669 ▼ 16% vs 2024 (€ 388,326) Favourable step	▼ 16%
Balance sheet total	€ 1,351,152 Balance sheet total 2022: € 1,351,152 First fiscal year in the series	€ 1,623,056 Balance sheet total 2023: € 1,623,056 ▲ 20% vs 2022 (€ 1,351,152) Unchanged	€ 1,496,620 Balance sheet total 2024: € 1,496,620 ▼ 8% vs 2023 (€ 1,623,056) Unchanged	€ 1,552,392 Balance sheet total 2025: € 1,552,392 ▲ 4% vs 2024 (€ 1,496,620) Unchanged	▲ 4%

Key figures of First Class Service, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to First Class Service?

What happened at First Class Service in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 17, 2026 Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
Dec 30, 1991 New establishment in Couvin. KBO
Jan 30, 1989 Start of the company according to the CBE. KBO

In short

From € 323,614 profit in 2022 to € 102,995 profit in 2025.

Paid € 128,188 in corporate taxes since 2022.

Best year ever: 2022, with € 323,614 profit.

Paid out € 26,136 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Fontaines, Peti. 8

5660 Couvin

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

UNITE ZEBIERE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0436.566.514

VAT number

BE 0436.566.514

Registered office

Rue des Fontaines, Peti. 8, 5660 Couvin

Names & denominations

First Class Service · F.C.S.

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

30 January 1989

Peppol

Active · Active since 1 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

First Class Service